Fund Details
Aditya Birla Sun Life Credit Risk Fund Regular Dividend
| Risk | High |
|---|---|
| Min SIP Amount | ₹100 |
| Expense Ratio | 1.88% |
| NAV | ₹10.87 (25 Jan 2021) |
|---|---|
| Fund Started | 17 Apr 2015 |
| Fund Size | ₹1,634 Cr |
Returns
Comparison
1. 1Y Returns are higher than the category average returns
2. 3Y Returns are higher than the category average returns
3. 5Y Returns are higher than the category average returns
1. Risk-adjusted returns are lower compared to the category
2. Risk is higher compared to the benchmark
3. 1Y Returns are lower than the benchmark
4. 3Y Returns are lower than the benchmark
5. 5Y Returns are lower than the benchmark
6. Risk-adjusted returns are lower compared to the category
7. Higher expense ratio - 1.86%
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| L&T Vadodara Bharuch Tollway Ltd. | Construction | Debenture | 10.4% |
| Shriram City Union Finance Ltd. | Financial | Debenture | 8.6% |
| L&T Infrastructure Finance Co. Ltd. | Financial | NCD | 5.5% |
| Indusind Bank Ltd. | Financial | NCD | 4.0% |
| L&T Infrastructure Finance Co. Ltd. | Financial | Debenture | 3.2% |
| Coastal Gujarat Power Ltd. | Engineering | Debenture | 3.2% |
| Tata Housing Devp. Co. Ltd | Construction | ZCB | 2.3% |
| Tata Realty and Infrastructure Ltd. | Construction | Debenture | 2.2% |
| LIC Housing Finance Ltd. | Financial | Debenture | 2.2% |
| REC Ltd. | Financial | Debenture | 1.9% |
Fund Managers
Aditya Birla Sun Life Credit Risk Fund Regular Dividend Details
Aditya Birla Sun Life Credit Risk Fund Regular Dividend is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 17 Apr 2015. Maneesh Dangi, Sunaina da Cunha is the Current Fund Manager of Aditya Birla Sun Life Credit Risk Fund Regular Dividend fund.The fund currently has an Asset Under Management(AUM) of ₹1,634 Cr and the Latest NAV as of 25 Jan 2021 is ₹10.87.
The Aditya Birla Sun Life Credit Risk Fund Regular Dividend is rated High risk. Minimum SIP Investment is set to 100. Minimum Lumpsum Investment is 200000. For units in excess of 15% of the investment, exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years, 1% if redeemed after 2 years but within 3 years.
Investment Objective
The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
