DSP ELSS Tax Saver Direct Plan IDCW

Equity
ELSS
Very High Risk
Payout
3Y Lock In
21.65%
3Y annualised
-1.64% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 20 Dec 2024₹91.50
Min. SIP amount₹500
Rating4
Fund size₹17,770.63Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns28.8%21.6%22.2%18.6%
Category average23.1%17.9%19.2%NA
Rank with in category998NA
Understand terms

Peer Comparison

Equity, ELSS fundsRating1Y3YFund Size(Cr)
5
33.9%26.7%28,732.52
4
25.3%24.0%16,760.61
4
28.8%21.6%17,770.63
4
17.8%18.3%7,353.93
5
NANA11,560.66

Holdings (64)

NameSectorInstrumentAssets
FinancialEquity9.45%
FinancialEquity7.16%
FinancialEquity3.92%
TechnologyEquity3.71%
FinancialEquity3.46%
FinancialEquity2.93%
AutomobileEquity2.61%
TechnologyEquity2.49%
ConstructionEquity2.37%
Consumer StaplesEquity2.22%
CommunicationEquity2.17%
FinancialEquity2.13%
EnergyEquity1.92%
HealthcareEquity1.89%
TechnologyEquity1.88%
AutomobileEquity1.75%
FinancialEquity1.73%
Consumer StaplesEquity1.62%
CommunicationEquity1.58%
HealthcareEquity1.58%
HealthcareEquity1.54%
EnergyEquity1.41%
Consumer DiscretionaryEquity1.33%
EnergyEquity1.30%
Consumer StaplesEquity1.25%
Metals & MiningEquity1.21%
InsuranceEquity1.21%
FinancialEquity1.18%
HealthcareEquity1.16%
EnergyEquity1.13%
TextilesEquity1.06%
EnergyEquity1.06%
AutomobileEquity1.06%
Capital GoodsEquity1.03%
ChemicalsEquity1.02%
FinancialEquity0.98%
AutomobileEquity0.96%
FinancialEquity0.95%
ChemicalsEquity0.92%
FinancialEquity0.90%
ConstructionEquity0.90%
ConstructionEquity0.88%
FinancialEquity0.87%
ChemicalsEquity0.86%
Consumer StaplesEquity0.85%
HealthcareEquity0.81%
HealthcareEquity0.80%
Consumer StaplesEquity0.78%
Capital GoodsEquity0.74%
EnergyEquity0.74%
ServicesEquity0.73%
ChemicalsEquity0.73%
Metals & MiningEquity0.72%
ConstructionEquity0.68%
HealthcareEquity0.68%
AutomobileEquity0.60%
NA
NAEquity0.56%
ConstructionEquity0.55%
Capital GoodsEquity0.55%
ChemicalsEquity0.52%
HealthcareEquity0.51%
Capital GoodsEquity0.50%
ConstructionEquity0.49%
CommunicationPPE0.22%
See All

Pros and cons

Category: Equity ELSS

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 4.31 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.74%

Cons

Lock-in period: 3Y

Expense ratio, exit load and tax

Expense ratio: 0.74%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Fund management

Charanjit Singh
May 2023 - Present
View details

Education
Mr. Singh is a B. Tech - Electronics and Communication, MBA - Finance & Systems
Experience
Prior to joining DSP Mutual Fund, he has worked with Capital Goods, Power & Infra at B&K Securities India, Capital Goods and Infra at Axis Capital Ltd., BNP Paribas India Securities, Thomas Weisel Partners, HSBC, IDC Corp. and Frost & Sullivan.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway, Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Compare funds

DSP ELSS Tax Saver Direct Plan IDCW
VS
Add mutual fund to compare
Loading...
ⓒ 2016-2024 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 5.6.1
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  GROWWMF |  SBI |  AXIS |  HDFC |  UTI |  NIPPON INDIA |  ICICI PRUDENTIAL |  TATA |  KOTAK |  DSP |  CANARA ROBECO |  SUNDARAM |  MIRAE ASSET |  IDFC |  FRANKLIN TEMPLETON |  PPFAS |  MOTILAL OSWAL |  INVESCO |  EDELWEISS |  ADITYA BIRLA SUN LIFE |  LIC |  HSBC |  NAVI |  QUANTUM |  UNION |  ITI |  MAHINDRA MANULIFE |  360 ONE |  BOI |  TAURUS |  JM FINANCIAL |  PGIM |  SHRIRAM |  BARODA BNP PARIBAS |  QUANT |  WHITEOAK CAPITAL |  TRUST |  SAMCO |  NJ