DSP ELSS Tax Saver Direct Plan Growth

Equity
ELSS
Very High Risk
3Y Lock In
20.88%
3Y annualised
+0.11% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 24 Dec 2024₹149.06
Min. SIP amount₹500
Rating4
Fund size₹17,770.63Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns27.6%20.9%22.4%18.6%
Category average21.5%17.2%19.4%NA
Rank with in category768NA
Understand terms

Peer Comparison

Holdings (64)

NameSectorInstrumentAssets
FinancialEquity9.45%
FinancialEquity7.16%
FinancialEquity3.92%
TechnologyEquity3.71%
FinancialEquity3.46%
FinancialEquity2.93%
AutomobileEquity2.61%
TechnologyEquity2.49%
ConstructionEquity2.37%
Consumer StaplesEquity2.22%
CommunicationEquity2.17%
FinancialEquity2.13%
EnergyEquity1.92%
HealthcareEquity1.89%
TechnologyEquity1.88%
AutomobileEquity1.75%
FinancialEquity1.73%
Consumer StaplesEquity1.62%
CommunicationEquity1.58%
HealthcareEquity1.58%
HealthcareEquity1.54%
EnergyEquity1.41%
Consumer DiscretionaryEquity1.33%
EnergyEquity1.30%
Consumer StaplesEquity1.25%
Metals & MiningEquity1.21%
InsuranceEquity1.21%
FinancialEquity1.18%
HealthcareEquity1.16%
EnergyEquity1.13%
TextilesEquity1.06%
EnergyEquity1.06%
AutomobileEquity1.06%
Capital GoodsEquity1.03%
ChemicalsEquity1.02%
FinancialEquity0.98%
AutomobileEquity0.96%
FinancialEquity0.95%
ChemicalsEquity0.92%
FinancialEquity0.90%
ConstructionEquity0.90%
ConstructionEquity0.88%
FinancialEquity0.87%
ChemicalsEquity0.86%
Consumer StaplesEquity0.85%
HealthcareEquity0.81%
HealthcareEquity0.80%
Consumer StaplesEquity0.78%
Capital GoodsEquity0.74%
EnergyEquity0.74%
ServicesEquity0.73%
ChemicalsEquity0.73%
Metals & MiningEquity0.72%
ConstructionEquity0.68%
HealthcareEquity0.68%
AutomobileEquity0.60%
NA
NAEquity0.56%
ConstructionEquity0.55%
Capital GoodsEquity0.55%
ChemicalsEquity0.52%
HealthcareEquity0.51%
Capital GoodsEquity0.50%
ConstructionEquity0.49%
CommunicationPPE0.22%
See All

Pros and cons

Category: Equity ELSS

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 4.31 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.74%

Cons

Lock-in period: 3Y

Expense ratio, exit load and tax

Expense ratio: 0.74%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Fund management

Charanjit Singh
May 2023 - Present
View details

Education
Mr. Singh is a B. Tech - Electronics and Communication, MBA - Finance & Systems
Experience
Prior to joining DSP Mutual Fund, he has worked with Capital Goods, Power & Infra at B&K Securities India, Capital Goods and Infra at Axis Capital Ltd., BNP Paribas India Securities, Thomas Weisel Partners, HSBC, IDC Corp. and Frost & Sullivan.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway, Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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