DSP ELSS Tax Saver Fund Direct Plan Growth

Equity
ELSS
Very High Risk
3Y Lock In
+20.12%
3Y annualised
-0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 18 Dec 2025
₹159.35
Rating
4
Min. SIP amount
₹500
Fund size
₹17,241.31Cr

Returns calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (63)

NameSectorInstrumentAssets
FinancialEquity6.98%
FinancialEquity6.65%
FinancialEquity5.93%
TechnologyEquity5.88%
FinancialEquity5.67%
CommunicationEquity3.21%
AutomobileEquity3.01%
FinancialEquity2.99%
ConstructionEquity2.47%
AutomobileEquity2.35%
Consumer StaplesEquity2.10%
TechnologyEquity2.00%
EnergyEquity1.92%
FinancialEquity1.92%
FinancialEquity1.78%
TechnologyEquity1.75%
HealthcareEquity1.63%
EnergyEquity1.60%
CommunicationEquity1.54%
HealthcareEquity1.54%
HealthcareEquity1.46%
FinancialEquity1.45%
EnergyEquity1.43%
HealthcareEquity1.38%
Consumer StaplesEquity1.31%
Consumer StaplesEquity1.30%
EnergyEquity1.30%
InsuranceEquity1.27%
HealthcareEquity1.17%
EnergyEquity1.13%
FinancialEquity1.11%
HealthcareEquity1.06%
ChemicalsEquity1.02%
FinancialEquity1.00%
ConstructionEquity1.00%
Metals & MiningEquity0.99%
EnergyEquity0.99%
Consumer StaplesEquity0.90%
Metals & MiningEquity0.89%
ChemicalsEquity0.89%
TextilesEquity0.82%
Consumer DiscretionaryEquity0.80%
AutomobileEquity0.79%
AutomobileEquity0.77%
HealthcareEquity0.74%
InsuranceEquity0.74%
AutomobileEquity0.72%
ChemicalsEquity0.70%
ConstructionEquity0.65%
FinancialEquity0.63%
Capital GoodsEquity0.62%
Capital GoodsEquity0.61%
ServicesEquity0.61%
EnergyEquity0.59%
FinancialEquity0.53%
ChemicalsEquity0.53%
ConstructionEquity0.50%
ChemicalsEquity0.47%
FinancialEquity0.45%
Capital GoodsEquity0.31%
CommunicationPPE0.27%
HealthcareEquity0.18%
ConstructionEquity0.09%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
3Y5Y10YAll
Fund returns20.1%20.6%17.4%17.7%
Category average16.0%16.6%14.0%NA
Rank with in category764NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.67%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Rohit Singhania
Jul 2015 - Present
View details

Education
Mr. Singhania is an MMS.
Experience
Prior to joining DSP AMC he has worked with HDFC Securities Ltd. and IL&FS Investsmart Limited.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Phone
+91 22 6657 8000
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 4.35 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.67%

Cons

Lock-in period: 3Y

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