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NAV: 25 Sep 2025
₹16.77
Rating
3
Min. SIP amount
Not Supported
Fund size
₹67.16Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (39)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 7.64% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 7.61% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 7.59% |
AU Small Finance Bank Ltd. | Financial | CD | 7.41% |
GOI | Sovereign | GOI Sec | 6.89% |
Tata Capital Housing Finance Ltd. | Financial | Debenture | 4.55% |
GOI | Sovereign | GOI Sec | 4.38% |
GOI | Sovereign | GOI Sec | 4.08% |
Muthoot Finance Ltd. | Financial | NCD | 3.79% |
Power Finance Corporation Ltd. | Financial | NCD | 3.04% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 3.03% |
Bajaj Finance Ltd. | Financial | NCD | 3.02% |
Glenmark Pharmaceuticals Ltd. | Healthcare | Equity | 2.01% |
Coforge Ltd. | Technology | Equity | 2.00% |
ITC Ltd. | Consumer Staples | Equity | 1.71% |
Siemens Energy India Ltd. | Energy | Equity | 1.58% |
Reserve Bank of India | Financial | T-Bills | 1.46% |
NA | NA | Equity | 1.46% |
Ambuja Cements Ltd. | Construction | Equity | 1.34% |
TD Power Systems Ltd. | Capital Goods | Equity | 1.05% |
SJS Enterprises Ltd. | Automobile | Equity | 1.04% |
State Bank of India | Financial | Equity | 1.02% |
CreditAccess Grameen Ltd. | Financial | Equity | 0.98% |
NTPC Ltd. | Energy | Equity | 0.98% |
Power Grid Corporation Of India Ltd. | Energy | Equity | 0.94% |
Bharat Electronics Ltd. | Capital Goods | Equity | 0.88% |
Tata Steel Ltd. | Metals & Mining | Equity | 0.81% |
Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.64% |
PNB Housing Finance Ltd. | Financial | Equity | 0.60% |
Bharti Airtel Ltd. | Communication | Equity | 0.59% |
ICICI Bank Ltd. | Financial | Equity | 0.52% |
REC Ltd. | Financial | Equity | 0.52% |
Steel Authority Of India Ltd. | Metals & Mining | Equity | 0.49% |
Siemens Ltd. | Capital Goods | Equity | 0.48% |
Sky Gold And Diamonds Ltd. | Consumer Discretionary | Equity | 0.47% |
Reliance Industries Ltd. | Energy | Equity | 0.30% |
Zaggle Prepaid Ocean Services Ltd. | Technology | Equity | 0.27% |
Triveni Engineering & Industries Ltd. | Consumer Staples | Equity | 0.20% |
Laxmi Dental Ltd. | Healthcare | Equity | 0.20% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹10,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | Not Supported |
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 3.8% | 8.4% | 11.8% | 8.5% |
| Category average | 3.6% | 9.3% | 9.3% | NA |
| Rank with in category | 16 | 26 | 6 | NA |
Understand terms
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
UTI Conservative Hybrid Fund Direct IDCW Monthly | 4 | 3.9% | 10.5% | 1,686.30 |
UTI Conservative Hybrid Fund Direct Flexi IDCW | 4 | 3.9% | 10.5% | 1,686.30 |
UTI Conservative Hybrid Fund Direct Monthly Payment | 4 | 3.9% | 10.5% | 1,686.30 |
Nippon India Conservative Hybrid Fund Direct IDCW Monthly | 5 | 8.2% | 9.9% | 893.88 |
Nippon India Conservative Hybrid Fund Direct IDCW quaterly | 5 | 8.2% | 9.9% | 893.88 |
Expense ratio, exit load and tax
Expense ratio: 1.45%
Inclusive of GST
Exit load
Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Alok SinghJan 2013 - PresentView details
Alok Singh
Jan 2013 - Present
View details
Education
Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Experience
Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
E-mail
[email protected]
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Hybrid Conservative Hybrid
Pros
1Y, 5Y and 10Y annualised returns higher than category average
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
3Y annualised returns lower than category average by 0.78%
Higher expense ratio: 1.45%
Compare funds
Bank of India Conservative Hybrid Fund Direct IDCW Yearly
VS
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