How to Invest in UTI Credit Risk Fund Direct IDCW Yearly?

You can easily invest in UTI Credit Risk Fund Direct IDCW Yearly in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for UTI Credit Risk Fund Direct IDCW Yearly from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in UTI Credit Risk Fund Direct IDCW Yearly as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does UTI Credit Risk Fund Direct IDCW Yearly provide?

The UTI Credit Risk Fund Direct IDCW Yearly has been there from 19 Aug 2015 and the average annual returns provided by this fund is 5.06% since its inception.

How much expense ratio is charged by UTI Credit Risk Fund Direct IDCW Yearly?

The term Expense Ratio used for UTI Credit Risk Fund Direct IDCW Yearly or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of UTI Credit Risk Fund Direct IDCW Yearly is 0.81% as of 21 Mar 2023...

What is the AUM of UTI Credit Risk Fund Direct IDCW Yearly?

The AUM, short for Assets Under Management of UTI Credit Risk Fund Direct IDCW Yearly is ₹438.07Cr as of 21 Mar 2023.

How to Redeem UTI Credit Risk Fund Direct IDCW Yearly?

If you want to sell your UTI Credit Risk Fund Direct IDCW Yearly holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of UTI Credit Risk Fund Direct IDCW Yearly?

You can select either SIP or Lumpsum investment of UTI Credit Risk Fund Direct IDCW Yearly based on your investment objective and risk tolerance.

What is the NAV of UTI Credit Risk Fund Direct IDCW Yearly?

The NAV of UTI Credit Risk Fund Direct IDCW Yearly is ₹10.41 as of 20 Mar 2023.

What is the PE and PB ratio of UTI Credit Risk Fund Direct IDCW Yearly?

The PE ratio ratio of UTI Credit Risk Fund Direct IDCW Yearly is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

UTI Credit Risk Fund Direct IDCW Yearly - NAV, Mutual Fund Performance & Portfolio

UTI Credit Risk Fund Direct IDCW Yearly
Debt
Credit Risk
Moderately High Risk
Payout
8.27%
3Y annualised
+0.11% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 20 Mar 2023₹10.41
Min. SIP amount₹500
Rating4
Fund size₹438.07Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.1%8.3%-0.9%4.6%
Category average12.9%7.3%4.1%NA
Rank with in category8614NA
Understand terms
Holdings (28)NameSectorInstrumentAssets
Piramal Capital & Housing Finance Ltd.FinancialDebenture6.2%
Tata Motors Ltd.
AutomobileDebenture5.8%
Manappuram Finance Ltd.FinancialDebenture5.7%
Summit Digitel Infrastructure Pvt. Ltd.
CommunicationDebenture5.5%
Kirloskar Ferrous Industries Ltd.Metals & MiningDebenture5.2%
India Grid Trust
Capital GoodsNCD4.6%
Piramal Pharma Ltd.HealthcareNCD4.5%
Aadhar Housing Finance Ltd.FinancialDebenture4.5%
Tata Projects Ltd.
ConstructionNCD4.4%
Aditya Birla Fashion and Retail Ltd.ServicesNCD4.4%
See All
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Nextbillion Technology Pvt. Ltd. (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Debt Credit Risk
Pros
Cons
3Y annualised returns higher than category average by 0.93%
1Y, 5Y and 10Y annualised returns lower than category average
Lower alpha: -22.76
The fund has generated returns lower than benchmark - CRISIL Credit Risk Fund CII Index - in the last 3Y 
Higher expense ratio: 0.81%
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
28 Feb 2023 - Present
0.84%
31 Jan 2023 - 28 Feb 2023
0.81%
31 Dec 2022 - 31 Jan 2023
0.81%
30 Nov 2022 - 31 Dec 2022
0.81%
30 Nov 2022 - 30 Nov 2022
0.81%
30 Nov 2022 - 30 Nov 2022
0.81%
31 Oct 2022 - 30 Nov 2022
0.81%
31 Oct 2022 - 31 Oct 2022
0.81%
31 Oct 2022 - 31 Oct 2022
0.81%
30 Sep 2022 - 31 Oct 2022
0.83%
30 Sep 2022 - 30 Sep 2022
0.83%
30 Sep 2022 - 30 Sep 2022
0.83%
31 Aug 2022 - 30 Sep 2022
0.83%
31 Aug 2022 - 31 Aug 2022
0.83%
31 Jul 2022 - 31 Aug 2022
0.84%
31 Jul 2022 - 31 Jul 2022
0.84%
30 Jun 2022 - 31 Jul 2022
0.84%
30 Jun 2022 - 30 Jun 2022
0.84%
31 May 2022 - 30 Jun 2022
0.87%
31 May 2022 - 31 May 2022
0.87%
30 Apr 2022 - 31 May 2022
0.88%
30 Apr 2022 - 30 Apr 2022
0.88%
31 Mar 2022 - 30 Apr 2022
0.88%
31 Mar 2022 - 31 Mar 2022
0.88%
28 Feb 2022 - 31 Mar 2022
0.88%
28 Feb 2022 - 28 Feb 2022
0.88%
31 Jan 2022 - 28 Feb 2022
0.88%
31 Dec 2021 - 31 Jan 2022
0.76%
30 Nov 2021 - 31 Dec 2021
1.11%
31 Oct 2021 - 30 Nov 2021
1.07%
30 Sep 2021 - 31 Oct 2021
1.12%
31 Aug 2021 - 30 Sep 2021
1.10%
31 Jul 2021 - 31 Aug 2021
0.98%
30 Jun 2021 - 31 Jul 2021
0.79%
31 May 2021 - 30 Jun 2021
0.79%
30 Apr 2021 - 31 May 2021
0.80%
31 Mar 2021 - 30 Apr 2021
0.81%
28 Feb 2021 - 31 Mar 2021
0.81%
31 Jan 2021 - 28 Feb 2021
0.81%
31 Dec 2020 - 31 Jan 2021
0.77%
30 Nov 2020 - 31 Dec 2020
0.77%
31 Oct 2020 - 30 Nov 2020
0.75%
30 Sep 2020 - 31 Oct 2020
0.70%
31 Aug 2020 - 30 Sep 2020
0.70%
31 Jul 2020 - 31 Aug 2020
0.70%
30 Jun 2020 - 31 Jul 2020
0.90%
31 May 2020 - 30 Jun 2020
0.90%
30 Apr 2020 - 31 May 2020
0.90%
31 Mar 2020 - 30 Apr 2020
0.77%
29 Feb 2020 - 31 Mar 2020
0.77%
31 Jan 2020 - 29 Feb 2020
0.77%
31 Dec 2019 - 31 Jan 2020
0.70%
30 Nov 2019 - 31 Dec 2019
0.70%
31 Oct 2019 - 30 Nov 2019
0.70%
30 Sep 2019 - 31 Oct 2019
0.70%
31 Aug 2019 - 30 Sep 2019
0.70%
31 Jul 2019 - 31 Aug 2019
0.70%
30 Jun 2019 - 31 Jul 2019
0.63%
31 May 2019 - 30 Jun 2019
0.63%
30 Apr 2019 - 31 May 2019
0.63%
31 Mar 2019 - 30 Apr 2019
0.63%
28 Feb 2019 - 31 Mar 2019
0.63%
31 Jan 2019 - 28 Feb 2019
0.63%
31 Dec 2018 - 31 Jan 2019
0.63%
30 Nov 2018 - 31 Dec 2018
0.63%
31 Oct 2018 - 30 Nov 2018
0.62%
30 Sep 2018 - 31 Oct 2018
0.62%
31 Aug 2018 - 30 Sep 2018
0.63%
31 Jul 2018 - 31 Aug 2018
0.63%
30 Jun 2018 - 31 Jul 2018
0.60%
31 May 2018 - 30 Jun 2018
0.60%
30 Apr 2018 - 31 May 2018
0.61%
31 Mar 2018 - 30 Apr 2018
0.61%
28 Feb 2018 - 31 Mar 2018
0.59%
31 Jan 2018 - 28 Feb 2018
0.57%
31 Dec 2017 - 31 Jan 2018
0.52%
30 Nov 2017 - 31 Dec 2017
0.52%
31 Oct 2017 - 30 Nov 2017
0.48%
Expense ratio, exit load and taxExpense ratio: 0.81%Inclusive of GST
Exit loadFor units in excess of 10% of the investment,1% will be charged for redemption within 365 days
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand terms
Check past data
Minimum investment amountsMin. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500
Fund managementRitesh Nambiar
Aug 2014 - Present
View details
Education
Mr. Nambiar is an MMS (Finance), CFA and FRM holder.
Experience
Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
Also manages these schemes
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UTI Ultra Short Term Fund Direct IDCW Weekly
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UTI Credit Risk Fund Direct IDCW Quarterly
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UTI Credit Risk Fund Regular Plan IDCW Monthly
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UTI Ultra Short Term Fund Regular IDCW Fortnightly
UTI Ultra Short Term Fund Direct IDCW Fortnightly
UTI Ultra Short Term Fund Direct IDCW Quarterly
UTI Credit Risk Fund Regular Plan IDCW Yearly
UTI Ultra Short Term Fund Regular IDCW Quarterly
UTI Ultra Short Term Fund Regular IDCW Yearly
UTI Medium Term Fund Regular IDCW Monthly
UTI Medium Term Fund Regular IDCW Quarterly
UTI Medium Term Fund Regular IDCW Half Yearly
UTI Medium Term Fund Regular Flexi IDCW
UTI Medium Term Fund Regular Growth
UTI Medium Term Fund Regular IDCW Yearly
UTI Medium Term Fund Direct IDCW Monthly
UTI Medium Term Fund Direct IDCW Quarterly
UTI Medium Term Fund Direct Growth
UTI Medium Term Fund Direct IDCW Half Yearly
UTI Medium Term Fund Direct IDCW Yearly
UTI Medium Term Fund Direct Flexi IDCW
UTI Ultra Short Term Fund Regular IDCW Half Yearly
UTI Credit Risk Fund Regular Plan Flexi IDCW
UTI Credit Risk Fund Direct IDCW Yearly
UTI Credit Risk Fund Direct IDCW Half Yearly
UTI Credit Risk Fund Regular Plan IDCW Half Yearly
UTI Credit Risk Fund Direct Flexi IDCW
UTI Ultra Short Term Fund Direct IDCW Yearly
UTI Ultra Short Term Fund Direct IDCW Half Yearly
UTI Credit Risk Fund Segregated Portfolio Regular IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio Regular Growth
UTI Credit Risk Fund Segregated Portfolio Direct Growth
UTI Credit Risk Fund Segregated Portfolio Direct IDCW Quarterly
UTI Medium Term Fund Segregated Portfolio Direct Growth
UTI Medium Term Fund Segregated Portfolio Regular Growth
UTI Credit Risk Fund Segregated Portfolio 2 Regular Growth
UTI Credit Risk Fund Segregated Portfolio 2 Direct Growth
UTI Credit Risk Fund Segregated Portfolio 2 Regular IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio 2 Direct IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio 2 Direct IDCW Monthly
UTI Credit Risk Fund Segregated Portfolio 3 Regular Growth
UTI Credit Risk Fund Segregated Portfolio 3 Direct IDCW Monthly
UTI Credit Risk Fund Segregated Portfolio 3 Direct Growth
UTI Credit Risk Fund Segregated Portfolio 3 Regular IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio 3 Direct IDCW Quarterly
UTI Medium Term Fund Segregated Portfolio 2 Regular Growth
UTI Medium Term Fund Segregated Portfolio 2 Direct Growth
UTI Credit Risk Fund Segregated Portfolio 4 Regular IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio 4 Direct Growth
UTI Credit Risk Fund Segregated Portfolio 4 Direct IDCW Half Yearly
UTI Credit Risk Fund Segregated Portfolio 4 Direct IDCW Quarterly
UTI Medium Term Fund Segregated Portfolio 3 Regular Growth
UTI Medium Term Fund Segregated Portfolio 3 Direct Growth
Fund house & investment objective
UTI Mutual Fund
Rank (total assets)#8 in India
Total AUM₹2,23,499.21Cr
Date of Incorporation14 Nov 2002
 UTI Credit Risk Fund Direct IDCW Yearly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Ritesh Nambiar is the Current Fund Manager of UTI Credit Risk Fund Direct IDCW Yearly fund. The fund currently has an Asset Under Management(AUM) of ₹2,23,499 Cr and the Latest NAV as of 20 Mar 2023 is ₹10.41.
The UTI Credit Risk Fund Direct IDCW Yearly is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. For units in excess of 10% of the investment,1% will be charged for redemption within 365 days
;
Investment ObjectiveThe scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
;
Fund benchmarkCRISIL Credit Risk Fund CII Index
Scheme Information Document(SID)
Fund house contact details
Address
UTI Tower, 'GN' Block,Bandra-Kurla Complex,Bandra (East), Mumbai 400051
Phone
022- 66786666 / 66786354 / 1800-22-1230
Launch Date
14 Nov 2002
E-mail
[email protected]
Website
NA
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
UTI Credit Risk Fund Direct IDCW Yearly
VS
Add mutual fund to compare

	1Y	3Y	5Y	All
Fund returns	5.1%	8.3%	-0.9%	4.6%
Category average	12.9%	7.3%	4.1%	NA
Rank with in category	8	6	14	NA

Name	Sector	Instrument	Assets
Piramal Capital & Housing Finance Ltd.	Financial	Debenture	6.2%
Tata Motors Ltd.	Automobile	Debenture	5.8%
Manappuram Finance Ltd.	Financial	Debenture	5.7%
Summit Digitel Infrastructure Pvt. Ltd.	Communication	Debenture	5.5%
Kirloskar Ferrous Industries Ltd.	Metals & Mining	Debenture	5.2%
India Grid Trust	Capital Goods	NCD	4.6%
Piramal Pharma Ltd.	Healthcare	NCD	4.5%
Aadhar Housing Finance Ltd.	Financial	Debenture	4.5%
Tata Projects Ltd.	Construction	NCD	4.4%
Aditya Birla Fashion and Retail Ltd.	Services	NCD	4.4%

Rank (total assets)	#8 in India
Total AUM	₹2,23,499.21Cr

Date of Incorporation	14 Nov 2002

Fund benchmark	CRISIL Credit Risk Fund CII Index

Vaishnavi Tech Park, 3rd Floor
Sarjapur Main Road, Bellandur
Bengaluru – 560103
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Min. for 1st investment	₹5,000
Min. for 2nd investment onwards	₹1,000

Rating	4
Fund size	₹438.07Cr

UTI Credit Risk Fund Direct IDCW Yearly

Return calculator

Understand terms

Annualised returns

Absolute returns

Returns and rankings

Holdings (28)

Disclaimer

Pros and cons

Pros

Cons

Understand terms

Expense ratio

Tax

Exit load

Stamp duty

Past expense ratio & exit load

Expense ratio, exit load and tax

Expense ratio: 0.81%

Exit load

Stamp duty

Tax implication

Minimum investment amounts

Fund management

Ritesh NambiarAug 2014 - PresentView details

Fund house & investment objective

Fund house contact details

Compare funds

Ritesh Nambiar
Aug 2014 - Present
View details