1M
6M
1Y
3Y
5Y
All
| NAV: 14 Jan 2025 | ₹10.43 |
| Min. SIP amount | Not Supported |
| Rating | 2 |
| Fund size | ₹2,476.38Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Liquid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.3% | 6.5% | 5.4% | 6.9% |
| Category average | 7.2% | 6.3% | 5.2% | NA |
| Rank with in category | 29 | 24 | 25 | NA |
Understand terms
Peer Comparison
| Debt, Liquid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Nippon India Liquid Fund Direct IDCW Monthly | 4 | 7.4% | 6.5% | 26,468.93 |
Union Liquid Fund Direct IDCW Fortnightly | 5 | NA | NA | 3,516.37 |
Aditya Birla Sun Life Liquid Fund Direct IDCW | 5 | NA | NA | 43,796.91 |
Edelweiss Liquid Direct IDCW Weekly | 5 | NA | NA | 5,046.32 |
Edelweiss Liquid Direct IDCW Monthly | 5 | NA | NA | 5,046.32 |
Holdings (47)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reserve Bank of India | Financial | T-Bills | 5.02% |
Bank of India | Financial | CD | 4.19% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 3.39% |
Reliance Industries Ltd. | Energy | CP | 3.38% |
ICICI Bank Ltd. | Financial | CD | 3.36% |
Reserve Bank of India | Financial | T-Bills | 3.35% |
Canara Bank | Financial | CD | 3.35% |
Punjab National Bank | Financial | CD | 3.35% |
Axis Bank Ltd. | Financial | CD | 2.52% |
Bajaj Housing Finance Ltd. | Financial | CP | 2.38% |
Gujarat State | Construction | SDL | 1.70% |
HDFC Bank Ltd. | Financial | Debenture | 1.70% |
Punjab National Bank | Financial | CD | 1.70% |
Indian Bank | Financial | CD | 1.70% |
Reliance Retail Ventures Ltd. | Services | CP | 1.69% |
HDFC Securities Ltd. | Financial | CD | 1.69% |
Punjab National Bank | Financial | CD | 1.69% |
Export-Import Bank Of India | Financial | CP | 1.69% |
ICICI Home Finance Company Ltd. | Financial | CD | 1.69% |
Muthoot Finance Ltd. | Financial | CP | 1.69% |
PNB Housing Finance Ltd. | Financial | CP | 1.69% |
Canara Bank | Financial | CD | 1.68% |
HDFC Bank Ltd. | Financial | CD | 1.68% |
Godrej Properties Ltd. | Construction | CP | 1.68% |
National Bank For Agriculture & Rural Development | Financial | CP | 1.68% |
Redington Ltd. | Services | CP | 1.68% |
Indusind Bank Ltd. | Financial | CD | 1.68% |
Kotak Mahindra Bank Ltd. | Financial | CD | 1.68% |
ICICI Home Finance Company Ltd. | Financial | CP | 1.68% |
Aditya Birla Money Ltd. | Financial | CP | 1.68% |
Reserve Bank of India | Financial | T-Bills | 1.68% |
Bank Of Baroda | Financial | CD | 1.68% |
Aditya Birla Finance Ltd. | Financial | CP | 1.68% |
Aditya Birla Housing Finance Ltd. | Financial | CP | 1.68% |
Punjab National Bank | Financial | CD | 1.68% |
Piramal Enterprises Ltd. | Healthcare | CP | 1.68% |
HDFC Securities Ltd. | Financial | CP | 1.68% |
Birla Group Holdings Pvt. Ltd. | Financial | CP | 1.68% |
Bajaj Finance Ltd. | Financial | CP | 1.68% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.67% |
Piramal Capital & Housing Finance Ltd. | Financial | CP | 1.34% |
Rajasthan State | Others | SDL | 0.85% |
Reserve Bank of India | Financial | T-Bills | 0.84% |
Bank Of Baroda | Financial | CD | 0.67% |
Reserve Bank of India | Financial | T-Bills | 0.27% |
Reserve Bank of India | Financial | T-Bills | 0.10% |
Reserve Bank of India | Financial | T-Bills | 0.07% |
See All
Pros and cons
Category: Debt Liquid
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 1.87
The fund has generated returns higher than benchmark - CRISIL Liquid Debt A-I Index - in the last 3Y
Cons
Higher expense ratio: 0.15%
Low rating: 2
Expense ratio, exit load and tax
Expense ratio: 0.15%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | Not Supported |
| Min. for 2nd investment onwards | Not Supported |
| Min. for SIP | Not Supported |
Fund management
Ruchi FozdarApr 2024 - PresentView details
Ruchi Fozdar
Apr 2024 - Present
View details
Education
Ms. Ruchi is a graduate in science and PGDBM in finance
Experience
Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
Office B-8th Floor-Cnergy,Appasaheb Marathe Marg,Prabhadevi, Mumbai 400025
Phone
022-33797777 / 1800-103-8345
Launch Date
15 Sep 1994
E-mail
NAWebsite
www.JMFinancialmf.com
JM Financial Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comCompare funds
JM Liquid Fund Direct IDCW Daily
VS
Add mutual fund to compare
MOST POPULAR ON GROWWVERSION - 5.6.5
STOCK MARKET INDICES: S&P BSE SENSEX | S&P BSE 100 | NIFTY 100 | NIFTY 50 | NIFTY MIDCAP 100 | NIFTY BANK | NIFTY NEXT 50
POPULAR MUTUAL FUNDS: QUANT SMALL CAP FUND | ICICI PRUDENTIAL COMMODITIES FUND | NIPPON INDIA SMALL CAP FUND | PARAG PARIKH FLEXI CAP FUND | GROWW NIFTY TOTAL MARKET INDEX FUND | SBI SMALL MIDCAP FUND | TATA DIGITAL INDIA FUND | AXIS SMALL CAP FUND | ICICI PRUDENTIAL TECHNOLOGY FUND | HDFC INDEX FUND SENSEX PLAN | HDFC SMALL CAP FUND | AXIS EQUITY FUND | CANARA ROBECO SMALL CAP FUND | TATA SMALL CAP FUND | UTI NIFTY FUND
MUTUAL FUNDS COMPANIES: GROWWMF | SBI | AXIS | HDFC | UTI | NIPPON INDIA | ICICI PRUDENTIAL | TATA | KOTAK | DSP | CANARA ROBECO | SUNDARAM | MIRAE ASSET | IDFC | FRANKLIN TEMPLETON | PPFAS | MOTILAL OSWAL | INVESCO | EDELWEISS | ADITYA BIRLA SUN LIFE | LIC | HSBC | NAVI | QUANTUM | UNION | ITI | MAHINDRA MANULIFE | 360 ONE | BOI | TAURUS | JM FINANCIAL | PGIM | SHRIRAM | BARODA BNP PARIBAS | QUANT | WHITEOAK CAPITAL | TRUST | SAMCO | NJ