Bandhan Asset Allocation Conservative Direct Growth

Hybrid
Conservative Hybrid
Moderately High Risk
10.48%
3Y annualised
-0.13% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 13 Jun 2025₹35.58
Min. SIP amount₹100
Rating3
Fund size₹6.25Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (4)

NameSectorInstrumentAssets
Bandhan Bond Fund Short Term Plan Direct-Growth
NAMutual Fund34.51%
Bandhan Low Duration Fund Direct-Growth
NAMutual Fund31.16%
Bandhan Large Cap Fund Direct-Growth
NAMutual Fund24.13%
Bandhan Liquid Fund Direct Plan-Growth
NAMutual Fund7.82%

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.0%10.5%9.2%8.9%
Category average7.4%10.5%9.8%NA
Rank with in category162221NA
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Peer Comparison

Hybrid, Conservative Hybrid fundsRating1Y3YFund Size(Cr)
4
8.0%13.3%3,129.28
5
9.8%12.7%2,665.17
4
7.7%12.6%3,406.09
4
7.5%11.8%9,643.02
4
9.3%10.1%885.65

Expense ratio, exit load and tax

Expense ratio: 0.18%

Inclusive of GST

Exit load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

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Check past data

Fund management

Viraj Kulkarni
Jul 2022 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Phone
NA
Launch Date
20 Dec 1999
E-mail
NA
IDFC Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Conservative Hybrid

Pros

Lower expense ratio: 0.18%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y and 3Y

Cons

5Y annualised returns lower than category average by 0.65%

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