1M
6M
1Y
3Y
5Y
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| NAV: 21 Oct 2021 | ₹11.61 |
| Min. SIP amount | NA |
| Rating | 2star |
| Fund size | ₹232.03 Cr |
Understand terms
Annualised returns
Average of the yearly returns of a mutual fund over a given period.
Absolute returns
The total return of a mutual fund over a given period.
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 13.3% | 8.4% | 5.4% | 8.9% |
| Category average | 14.2% | 7.4% | 7.4% | NA |
| Rank with in category | 18 | 24 | 26 | NA |
Understand termsinfo
Holdings (33)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 7.5% |
GOI | Sovereign | GOI Sec | 6.9% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 6.6% |
Power Grid Corporation of India Ltd. | Energy | Bonds | 5.0% |
Power Finance Corporation Ltd. | Financial | NCD | 4.7% |
REC Ltd. | Financial | Debenture | 4.6% |
Indian Oil Corporation Ltd. | Energy | Debenture | 4.6% |
GOI | Sovereign | GOI Sec | 4.6% |
National Highways Authority of India Ltd. | Services | Bonds | 4.6% |
Powergrid Infrastructure Investment Trust | Services | Infra Invest Trust | 3.6% |
See All
Understand terms
Expense ratio
A fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
Tax
A percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit load
A fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp duty
A form of tax payable for the purchase or sale of an asset or security.
Past expense ratio & exit load
Expense ratio
Exit load
31 Aug 2021 - Present
2.21%
31 Jul 2021 - 31 Aug 2021
2.24%
30 Jun 2021 - 31 Jul 2021
2.24%
31 May 2021 - 30 Jun 2021
2.34%
30 Apr 2021 - 31 May 2021
2.23%
31 Mar 2021 - 30 Apr 2021
2.22%
28 Feb 2021 - 31 Mar 2021
2.22%
31 Jan 2021 - 28 Feb 2021
2.22%
31 Dec 2020 - 31 Jan 2021
2.22%
30 Nov 2020 - 31 Dec 2020
2.21%
31 Oct 2020 - 30 Nov 2020
2.21%
30 Sep 2020 - 31 Oct 2020
2.19%
31 Aug 2020 - 30 Sep 2020
2.20%
31 Jul 2020 - 31 Aug 2020
2.21%
30 Jun 2020 - 31 Jul 2020
2.18%
31 May 2020 - 30 Jun 2020
2.18%
30 Apr 2020 - 31 May 2020
2.17%
31 Mar 2020 - 30 Apr 2020
2.19%
29 Feb 2020 - 31 Mar 2020
2.22%
31 Jan 2020 - 29 Feb 2020
2.18%
31 Dec 2019 - 31 Jan 2020
2.19%
30 Nov 2019 - 31 Dec 2019
2.10%
31 Oct 2019 - 30 Nov 2019
2.20%
30 Sep 2019 - 31 Oct 2019
2.18%
31 Aug 2019 - 30 Sep 2019
2.18%
31 Jul 2019 - 31 Aug 2019
2.20%
30 Jun 2019 - 31 Jul 2019
2.19%
31 May 2019 - 30 Jun 2019
2.19%
30 Apr 2019 - 31 May 2019
2.19%
31 Mar 2019 - 30 Apr 2019
2.18%
28 Feb 2019 - 31 Mar 2019
2.18%
31 Jan 2019 - 28 Feb 2019
2.19%
31 Dec 2018 - 31 Jan 2019
2.18%
30 Nov 2018 - 31 Dec 2018
2.19%
31 Oct 2018 - 30 Nov 2018
2.18%
30 Sep 2018 - 31 Oct 2018
2.23%
31 Aug 2018 - 30 Sep 2018
2.25%
31 Jul 2018 - 31 Aug 2018
2.23%
30 Jun 2018 - 31 Jul 2018
2.49%
31 May 2018 - 30 Jun 2018
2.58%
30 Apr 2018 - 31 May 2018
2.57%
31 Mar 2018 - 30 Apr 2018
2.49%
28 Feb 2018 - 31 Mar 2018
2.53%
31 Jan 2018 - 28 Feb 2018
2.72%
31 Dec 2017 - 31 Jan 2018
2.74%
30 Nov 2017 - 31 Dec 2017
2.66%
31 Oct 2017 - 30 Nov 2017
2.71%
Expense ratio, exit load and tax
Expense ratio: 2.21%
Inclusive of GST
Exit load
Exit load of 1% if redeemed within 12 months
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand termsinfo
Check past data
Minimum investment amounts
| Min. for 1st investment | NA |
| Min. for 2nd investment onwards | NA |
| Min. for SIP | NA |
Fund management
Gopal Agrawal
Aug 2018 - Present
View details
Education
Mr.Agrawal is a B.E and MBM.
Experience
Prior to joining HDFC Mutual Fund he has worked with DSP Mutual Fund, Tata AMC, Mirae Asset Mutual Fund ,SBI Mutual Fund, Kotak Securities, HDFC Securities, IDBI Capital, UTI Securities and IPCL.
Also manages these schemes
Vinit Sambre
Jun 2020 - Present
View details
Education
Mr. Sambre is a B.Com and FCA.
Experience
Prior to joining DSP he was associated with DSP Merrill Lynch Ltd.(Nov 2005 to Jun 2007), IL & FS Investsmart Ltd. (Dec 2002 to Oct 2005), Unit Trust of India Investment Advisory Services Ltd.(Jun 2000 to Dec 2002), Kisan Ratilal Choksey Shares and Securities Pvt. Ltd. (March 1999 to May 2000) and Credit Rating Information Service of India Ltd.(Apr 1998 to Feb 1999).
Also manages these schemes
Vikram Chopra
Jul 2016 - Present
View details
Education
Mr. Chopra is B.Com (H) and MBA from Institute of Management.
Experience
Prior to joining DSP Mutual Fund he has worked with L&T Mutual Fund, IDBI Bank Ltd. and Axis Bank Ltd.
Also manages these schemes
Jay Kothari
Mar 2018 - Present
View details
Education
Mr. Kothari is a BMS and MBA from Mumbai University .
Experience
Prior to becoming the fund manager in DSPIM he has worked as the Vice President in the equity investments division as well a product strategist in DSPBRIM.
Also manages these schemes
Resham Jain
Jan 2021 - Present
View details
Education
Mr. Jain is a B.Com, MS, FRM, CFP & CFA (US).
Experience
Prior to joining DSP Mutual Fund, he has worked with B&K Securities (I) Private Limited, Jaihind Projects Ltd, Arvind Ltd, Anagram Knowledge Academy Ltd.
Also manages these schemes
Abhishek Singh
May 2021 - Present
View details
Education
Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience
Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.
Also manages these schemes
Fund house & investment objective
| Rank (total assets) | #10 in India |
|---|---|
| Total AUM | 97,309.07 Cr |
| Date of Incorporation | 16 Dec 1996 |
|---|
DSP Regular Savings Fund IDCW Monthly is a Hybrid Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 De
DSP Regular Savings Fund IDCW Monthly is a Hybrid Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Kedar Karnik, Vikram Chopra, Mayur Patel is the Current Fund Manager of DSP Regular Savings Fund IDCW Monthly fund. The fund currently has an Asset Under Management(AUM) of ₹97,309 Cr and the Latest NAV as of 21 Oct 2021 is ₹11.61.
The DSP Regular Savings Fund IDCW Monthly is rated Moderately High risk. Minimum SIP Investment is set to 500. Exit load of 1% if redeemed within 12 months
...Read more
Investment Objective
The scheme seeks to generate attractive return, consistent with prudent risk, from a portfolio comprising substantially of quality debt securities. It
The scheme seeks to generate attractive return, consistent with prudent risk, from a portfolio comprising substantially of quality debt securities. It also aims to generate capital appreciation by investing up to 10 per cent its corpus in equity of 100 largest corporates by market capitalization, listed in India.
...Read more
| Fund benchmark | CRISIL Hybrid 85+15 Conservative Index |
|---|
Fund house contact details
Address
Mafatlal Centre, 10th Floor, Nariman Point Mumbai 400021
Phone
022 66578000
Launch Date
16 Dec 1996
E-mail
[email protected]Website
NA
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
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DSP Regular Savings Fund IDCW Monthly
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