How to Invest in DSP Credit Risk Direct Plan IDCW Monthly?

You can easily invest in DSP Credit Risk Direct Plan IDCW Monthly in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for DSP Credit Risk Direct Plan IDCW Monthly from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in DSP Credit Risk Direct Plan IDCW Monthly as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does DSP Credit Risk Direct Plan IDCW Monthly provide?

The DSP Credit Risk Direct Plan IDCW Monthly has been there from 01 Jan 2013 and the average annual returns provided by this fund is 16.31% since its inception.

How much expense ratio is charged by DSP Credit Risk Direct Plan IDCW Monthly?

The term Expense Ratio used for DSP Credit Risk Direct Plan IDCW Monthly or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of DSP Credit Risk Direct Plan IDCW Monthly is 0.40% as of 03 Dec 2023...

What is the AUM of DSP Credit Risk Direct Plan IDCW Monthly?

The AUM, short for Assets Under Management of DSP Credit Risk Direct Plan IDCW Monthly is ₹206.12Cr as of 03 Dec 2023.

How to Redeem DSP Credit Risk Direct Plan IDCW Monthly?

If you want to sell your DSP Credit Risk Direct Plan IDCW Monthly holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of DSP Credit Risk Direct Plan IDCW Monthly?

You can select either SIP or Lumpsum investment of DSP Credit Risk Direct Plan IDCW Monthly based on your investment objective and risk tolerance.

What is the NAV of DSP Credit Risk Direct Plan IDCW Monthly?

The NAV of DSP Credit Risk Direct Plan IDCW Monthly is ₹10.76 as of 01 Dec 2023.

What is the PE and PB ratio of DSP Credit Risk Direct Plan IDCW Monthly?

The PE ratio ratio of DSP Credit Risk Direct Plan IDCW Monthly is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

DSP Credit Risk Direct Plan IDCW Monthly - NAV, Mutual Fund Performance & Portfolio

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DSP Credit Risk Direct Plan IDCW Monthly
Debt
Credit Risk
Moderately High Risk
9.87%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 01 Dec 2023₹10.76
Min. SIP amountNot Supported
Rating5
Fund size₹206.12Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns16.3%9.9%7.2%7.9%
Category average7.5%9.1%4.8%NA
Rank with in category146NA
Understand terms
Holdings (15)NameSectorInstrumentAssets
Tata Power Company Ltd.
EnergyBonds/NCD7.8%
Kirloskar Ferrous Industries Ltd.
Metals & MiningBonds/NCD7.5%
Tata Motors Ltd.
AutomobileDebenture7.5%
Godrej Industries Ltd.
DiversifiedDebenture7.4%
Nuvoco Vistas Corporation Ltd.
ConstructionBonds/NCD7.3%
JSW Steel Ltd.
Metals & MiningDebenture7.3%
GOI
SovereignGOI Sec7.2%
GOI
SovereignGOI Sec7.2%
Motilal Oswal Finevest Ltd.
FinancialDebenture5.3%
Piramal Capital & Housing Finance Ltd.
FinancialDebenture5.0%
See All
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
24 Nov 2023 - Present
0.40%
23 Nov 2023 - 24 Nov 2023
0.40%
22 Nov 2023 - 23 Nov 2023
0.40%
21 Nov 2023 - 22 Nov 2023
0.40%
20 Nov 2023 - 21 Nov 2023
0.40%
17 Nov 2023 - 20 Nov 2023
0.40%
16 Nov 2023 - 17 Nov 2023
0.40%
15 Nov 2023 - 16 Nov 2023
0.40%
13 Nov 2023 - 15 Nov 2023
0.40%
10 Nov 2023 - 13 Nov 2023
0.40%
09 Nov 2023 - 10 Nov 2023
0.40%
08 Nov 2023 - 09 Nov 2023
0.40%
07 Nov 2023 - 08 Nov 2023
0.40%
06 Nov 2023 - 07 Nov 2023
0.40%
03 Nov 2023 - 06 Nov 2023
0.40%
02 Nov 2023 - 03 Nov 2023
0.40%
01 Nov 2023 - 02 Nov 2023
0.40%
31 Oct 2023 - 01 Nov 2023
0.40%
30 Oct 2023 - 31 Oct 2023
0.40%
27 Oct 2023 - 30 Oct 2023
0.40%
26 Oct 2023 - 27 Oct 2023
0.40%
25 Oct 2023 - 26 Oct 2023
0.40%
23 Oct 2023 - 25 Oct 2023
0.40%
20 Oct 2023 - 23 Oct 2023
0.40%
19 Oct 2023 - 20 Oct 2023
0.40%
18 Oct 2023 - 19 Oct 2023
0.40%
17 Oct 2023 - 18 Oct 2023
0.40%
16 Oct 2023 - 17 Oct 2023
0.40%
13 Oct 2023 - 16 Oct 2023
0.40%
12 Oct 2023 - 13 Oct 2023
0.40%
11 Oct 2023 - 12 Oct 2023
0.40%
10 Oct 2023 - 11 Oct 2023
0.40%
09 Oct 2023 - 10 Oct 2023
0.40%
06 Oct 2023 - 09 Oct 2023
0.40%
05 Oct 2023 - 06 Oct 2023
0.40%
04 Oct 2023 - 05 Oct 2023
0.40%
03 Oct 2023 - 04 Oct 2023
0.40%
30 Sep 2023 - 03 Oct 2023
0.40%
29 Sep 2023 - 30 Sep 2023
0.40%
27 Sep 2023 - 29 Sep 2023
0.40%
26 Sep 2023 - 27 Sep 2023
0.40%
25 Sep 2023 - 26 Sep 2023
0.40%
22 Sep 2023 - 25 Sep 2023
0.40%
21 Sep 2023 - 22 Sep 2023
0.40%
20 Sep 2023 - 21 Sep 2023
0.40%
18 Sep 2023 - 20 Sep 2023
0.40%
15 Sep 2023 - 18 Sep 2023
0.40%
14 Sep 2023 - 15 Sep 2023
0.40%
13 Sep 2023 - 14 Sep 2023
0.40%
12 Sep 2023 - 13 Sep 2023
0.40%
11 Sep 2023 - 12 Sep 2023
0.40%
08 Sep 2023 - 11 Sep 2023
0.40%
07 Sep 2023 - 08 Sep 2023
0.40%
06 Sep 2023 - 07 Sep 2023
0.40%
05 Sep 2023 - 06 Sep 2023
0.40%
04 Sep 2023 - 05 Sep 2023
0.40%
01 Sep 2023 - 04 Sep 2023
0.40%
31 Aug 2023 - 01 Sep 2023
0.40%
31 Jul 2023 - 31 Aug 2023
0.40%
30 Jun 2023 - 31 Jul 2023
0.40%
31 May 2023 - 30 Jun 2023
0.40%
30 Apr 2023 - 31 May 2023
0.40%
31 Mar 2023 - 30 Apr 2023
0.39%
28 Feb 2023 - 31 Mar 2023
0.38%
31 Jan 2023 - 28 Feb 2023
0.38%
31 Dec 2022 - 31 Jan 2023
0.38%
31 Dec 2022 - 31 Dec 2022
0.38%
30 Nov 2022 - 31 Dec 2022
0.79%
30 Nov 2022 - 30 Nov 2022
0.79%
30 Nov 2022 - 30 Nov 2022
0.79%
31 Oct 2022 - 30 Nov 2022
0.79%
31 Oct 2022 - 31 Oct 2022
0.79%
31 Oct 2022 - 31 Oct 2022
0.79%
31 Oct 2022 - 31 Oct 2022
0.79%
30 Sep 2022 - 31 Oct 2022
0.79%
30 Sep 2022 - 30 Sep 2022
0.79%
30 Sep 2022 - 30 Sep 2022
0.79%
31 Aug 2022 - 30 Sep 2022
0.79%
31 Aug 2022 - 31 Aug 2022
0.79%
31 Jul 2022 - 31 Aug 2022
0.79%
31 Jul 2022 - 31 Jul 2022
0.79%
30 Jun 2022 - 31 Jul 2022
0.79%
30 Jun 2022 - 30 Jun 2022
0.79%
31 May 2022 - 30 Jun 2022
0.79%
31 May 2022 - 31 May 2022
0.79%
30 Apr 2022 - 31 May 2022
0.79%
30 Apr 2022 - 30 Apr 2022
0.79%
31 Mar 2022 - 30 Apr 2022
0.79%
31 Mar 2022 - 31 Mar 2022
0.79%
28 Feb 2022 - 31 Mar 2022
0.79%
28 Feb 2022 - 28 Feb 2022
0.79%
31 Jan 2022 - 28 Feb 2022
0.79%
31 Dec 2021 - 31 Jan 2022
0.79%
30 Nov 2021 - 31 Dec 2021
0.79%
31 Oct 2021 - 30 Nov 2021
0.79%
30 Sep 2021 - 31 Oct 2021
0.79%
31 Aug 2021 - 30 Sep 2021
0.79%
31 Jul 2021 - 31 Aug 2021
0.79%
30 Jun 2021 - 31 Jul 2021
0.79%
31 May 2021 - 30 Jun 2021
0.79%
30 Apr 2021 - 31 May 2021
0.79%
31 Mar 2021 - 30 Apr 2021
0.80%
28 Feb 2021 - 31 Mar 2021
0.79%
31 Jan 2021 - 28 Feb 2021
0.79%
31 Dec 2020 - 31 Jan 2021
0.79%
30 Nov 2020 - 31 Dec 2020
0.79%
31 Oct 2020 - 30 Nov 2020
0.78%
30 Sep 2020 - 31 Oct 2020
0.78%
31 Aug 2020 - 30 Sep 2020
0.78%
31 Jul 2020 - 31 Aug 2020
0.78%
30 Jun 2020 - 31 Jul 2020
0.78%
31 May 2020 - 30 Jun 2020
0.79%
30 Apr 2020 - 31 May 2020
0.79%
31 Mar 2020 - 30 Apr 2020
0.79%
29 Feb 2020 - 31 Mar 2020
0.40%
31 Jan 2020 - 29 Feb 2020
0.40%
31 Dec 2019 - 31 Jan 2020
0.40%
30 Nov 2019 - 31 Dec 2019
0.40%
31 Oct 2019 - 30 Nov 2019
0.10%
30 Sep 2019 - 31 Oct 2019
0.10%
31 Aug 2019 - 30 Sep 2019
0.10%
31 Jul 2019 - 31 Aug 2019
0.10%
30 Jun 2019 - 31 Jul 2019
0.10%
31 May 2019 - 30 Jun 2019
0.10%
30 Apr 2019 - 31 May 2019
0.10%
31 Mar 2019 - 30 Apr 2019
0.10%
28 Feb 2019 - 31 Mar 2019
0.10%
31 Jan 2019 - 28 Feb 2019
0.10%
31 Dec 2018 - 31 Jan 2019
0.10%
30 Nov 2018 - 31 Dec 2018
0.79%
31 Oct 2018 - 30 Nov 2018
0.79%
30 Sep 2018 - 31 Oct 2018
1.00%
31 Aug 2018 - 30 Sep 2018
1.20%
31 Jul 2018 - 31 Aug 2018
1.20%
30 Jun 2018 - 31 Jul 2018
1.20%
31 May 2018 - 30 Jun 2018
1.20%
30 Apr 2018 - 31 May 2018
1.20%
31 Mar 2018 - 30 Apr 2018
1.20%
28 Feb 2018 - 31 Mar 2018
1.20%
31 Jan 2018 - 28 Feb 2018
1.20%
31 Dec 2017 - 31 Jan 2018
1.20%
30 Nov 2017 - 31 Dec 2017
1.20%
31 Oct 2017 - 30 Nov 2017
1.20%
Expense ratio, exit load and taxExpense ratio: 0.40%Inclusive of GST
Exit loadExit load of 1% if units in excess of 10% are redeemed within 12 months
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Fund managementVivekanand Ramakrishnan
Jul 2021 - Present
View details
Education
Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.
Experience
Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.
Also manages these schemes
DSP Bond Direct Growth
DSP Credit Risk Direct Plan Growth
DSP Corporate Bond Fund Direct Growth
Laukik Bagwe
Jul 2016 - Present
View details
Education
Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience
Prior to joining DSP Mutual Fund he has worked with Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Also manages these schemes
DSP Credit Risk Direct Plan Growth
DSP Government Securities Direct Plan Growth
DSP Short Term Direct Plan Growth
DSP Strategic Bond Direct Plan Growth
DSP US Flexible Equity Direct Plan Growth
DSP Banking & PSU Debt Fund Direct Growth
DSP Dynamic Asset Allocation Fund Direct Growth
DSP Global Allocation Fund Direct Growth
DSP 10Y G Sec Fund Direct Growth
DSP 3 Years Close Ended Equity Fund Direct Growth
DSP Low Duration Fund Direct Growth
DSP Dual Advantage Fund Series 39 36 Months Direct Growth
DSP FMP Series 217 40M Direct Growth
DSP FMP Series 218 40M Direct Growth
DSP FMP Series 220 40M Direct Growth
DSP FMP Series 221 40M Direct Growth
DSP FMP Series 223 39M Direct Growth
DSP FMP Series 227 39M Direct Growth
DSP FMP Series 236 36M Direct Growth
DSP FMP Series 237 36M Direct Growth
DSP FMP Series 239 36M Direct Growth
DSP FMP Series 241 36M Direct Growth
DSP FMP Series 243 36M Direct Growth
DSP Corporate Bond Fund Direct Growth
DSP FMP Series 251 38M Direct Growth
DSP Floater Fund Direct Growth
DSP Nifty SDL Plus G Sec Jun 2028 30:70 Index Fund Direct Growth
DSP CRISIL SDL Plus G Sec Apr 2033 50:50 Index Fund Direct Growth
DSP Nifty SDL Plus G Sec Sep 2027 50:50 Index Fund Direct Growth
DSP FMP Series 270 1144 Days Direct Growth
Fund house & investment objective
DSP Mutual Fund
Rank (total assets)#10 in India
Total AUM₹1,29,575.42Cr
Date of Incorporation16 Dec 1996
 DSP Credit Risk Direct Plan IDCW Monthly is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Laukik Bagwe, Pankaj Sharma is the Current Fund Manager of DSP Credit Risk Direct Plan IDCW Monthly fund. The fund currently has an Asset Under Management(AUM) of ₹1,29,575 Cr and the Latest NAV as of 01 Dec 2023 is ₹10.76.
The DSP Credit Risk Direct Plan IDCW Monthly is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Exit load of 1% if units in excess of 10% are redeemed within 12 months
;
Investment ObjectiveThe scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.
;
Fund benchmarkCRISIL Credit Risk Debt C-III Index
Scheme Information Document(SID)
Fund house contact details
Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway,Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
Compare funds
DSP Credit Risk Direct Plan IDCW Monthly
VS
Add mutual fund to compare

	1Y	3Y	5Y	All
Fund returns	16.3%	9.9%	7.2%	7.9%
Category average	7.5%	9.1%	4.8%	NA
Rank with in category	1	4	6	NA

Name	Sector	Instrument	Assets
Tata Power Company Ltd.	Energy	Bonds/NCD	7.8%
Kirloskar Ferrous Industries Ltd.	Metals & Mining	Bonds/NCD	7.5%
Tata Motors Ltd.	Automobile	Debenture	7.5%
Godrej Industries Ltd.	Diversified	Debenture	7.4%
Nuvoco Vistas Corporation Ltd.	Construction	Bonds/NCD	7.3%
JSW Steel Ltd.	Metals & Mining	Debenture	7.3%
GOI	Sovereign	GOI Sec	7.2%
GOI	Sovereign	GOI Sec	7.2%
Motilal Oswal Finevest Ltd.	Financial	Debenture	5.3%
Piramal Capital & Housing Finance Ltd.	Financial	Debenture	5.0%

Rank (total assets)	#10 in India
Total AUM	₹1,29,575.42Cr

Date of Incorporation	16 Dec 1996

Fund benchmark	CRISIL Credit Risk Debt C-III Index

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Min. for 1st investment	Not Supported
Min. for 2nd investment onwards	Not Supported

Rating	5
Fund size	₹206.12Cr

DSP Credit Risk Direct Plan IDCW Monthly

Return calculator

Understand terms

Annualised returns

Absolute returns

Returns and rankings

Holdings (15)

Understand terms

Expense ratio

Tax

Exit load

Stamp duty

Past expense ratio & exit load

Expense ratio, exit load and tax

Expense ratio: 0.40%

Exit load

Stamp duty

Tax implication

Minimum investment amounts

Fund management

Vivekanand RamakrishnanJul 2021 - PresentView details

Laukik BagweJul 2016 - PresentView details

Fund house & investment objective

Fund house contact details

Compare funds

Vivekanand Ramakrishnan
Jul 2021 - Present
View details

Laukik Bagwe
Jul 2016 - Present
View details