Fund Details
DSP Credit Risk Direct Plan Dividend
| Risk | Moderate |
|---|---|
| Min SIP Amount | ₹500 |
| Expense Ratio | 0.78% |
| NAV | ₹11.77 (26 Nov 2020) |
|---|---|
| Fund Started | 31 Dec 2012 |
| Fund Size | ₹322 Cr |
Returns
as per Historical Returns
Comparison
1. 1Y Returns are higher than the category average returns
2. 3Y Returns are higher than the category average returns
3. 5Y Returns are higher than the category average returns
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Risk-adjusted returns are lower compared to the category
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| Nayara Energy Ltd. | Energy | Bonds/NCD | 47.8% |
| Sintex-BAPL Ltd. | Automobile | Debenture | 3.0% |
| Tata Motors Ltd. | Automobile | Bonds | 0.2% |
| Bharti Airtel Ltd. | Communication | NCD | 0.1% |
Fund Managers
DSP Credit Risk Direct Plan Dividend Details
DSP Credit Risk Direct Plan Dividend is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 31 Dec 2012. Laukik Bagwe, Pankaj Sharma is the Current Fund Manager of DSP Credit Risk Direct Plan Dividend fund.The fund currently has an Asset Under Management(AUM) of ₹322 Cr and the Latest NAV as of 26 Nov 2020 is ₹11.77.
The DSP Credit Risk Direct Plan Dividend is rated Moderate risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 500. Exit load of 1% if units in excess of 10% are redeemed within 12 months
Investment Objective
The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
