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DSP Credit Risk Direct Plan IDCW

Debt
Credit Risk
High Risk
4.73%
3Y annualised
0.00% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 21 Jan 2022₹11.76
Min. SIP amount₹500
Rating3
Fund size₹261.20Cr

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns3.6%4.7%3.7%6.7%
Category average7.9%1.7%3.6%NA
Rank with in category161013NA
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Holdings (9)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec9.9%
Tata Motors Ltd.
AutomobileDebenture8.6%
Godrej Industries Ltd.
DiversifiedDebenture8.1%
ConstructionDebenture8.1%
ConstructionZCB8.1%
Bharti Hexacom Ltd.
CommunicationDebenture7.8%
FinancialNCD6.2%
ServicesNCD3.9%
FinancialDebenture2.0%

Pros and cons

Category: Debt Credit Risk

Pros

3Y and 5Y annualised returns higher than category average
Lower expense ratio: 0.79%

Cons

Lower AUM: 261Cr. Funds with lower AUM tend to have higher expense ratio
1Y annualised returns lower than category average by 4.25%

Expense ratio, exit load and tax

Expense ratio: 0.79%

Inclusive of GST

Exit load

Exit load of 1% if units in excess of 10% are redeemed within 12 months

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Fund management

Laukik Bagwe
Jul 2016 - Present
View details

Fund house & investment objective

Fund house contact details

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FAQs

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