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Baroda Credit Risk Fund Plan A Growth

Debt
Credit Risk
Moderate Risk
13.51%
1Y return
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 30 Jul 2021₹15.80
Min. SIP Amount₹500
Rating3star
Fund Size₹199.57 Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become 0 (0.00%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns13.5%5.0%6.3%7.3%
Category average7.9%1.7%3.6%NA
Rank with in category387NA
Understand termsinfo

Holdings (16)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec9.8%
Tata Power Company Ltd.EnergyNCD8.9%
Vedanta Ltd.MetalsDebenture7.5%
Motilal Oswal Home Finance Ltd.
FinancialBonds6.2%
Indian Railway Finance Corporation Ltd.
FinancialBonds6.1%
Tata Steel Ltd.MetalsDebenture5.4%
Indusind Bank Ltd.FinancialAdditional Tier 1 Bo4.8%
Piramal Capital & Housing Finance Ltd.
FinancialDebenture2.5%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture2.5%
Edelweiss Housing Finance Ltd.
FinancialDebenture2.3%
See All

Pros and cons

Category: Debt Credit Risk

Pros

  • 1Y Returns are higher than the category average returns
  • 3Y Returns are higher than the category average returns
  • 5Y Returns are higher than the category average returns

Cons

  • Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
  • Higher expense ratio - 1.85%

Expense ratio, exit load and tax

Expense ratio: 1.85%

Inclusive of GST

Exit load

Exit load of 3% if redeemed within 1 year.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹5,000
Min. for SIP₹500

Fund management

Alok Sahoo
Jan 2015 - Present
View Details
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Fund house & investment objective

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Fund house contact details

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