Land Record - Loan Registration Details and Portals

It is important to have land registration details or documents because of the following reasons:

• Proof of ownership: Having the land record information or registration details serve as evidence of ownership. As a result, this will help an individual buy or sell a particular land, as all the information related to the title deed will be included in the land record. 
• Avoid fraudulent activities: Land documents or records also helps individual to protect their land from any fraudulent activity or third-party possession.
• Legal Document: A land registration document also serves as a legal document that ensures an individual has complete and valid ownership of the land. 

The following are the different types of land for sale in India:

• Residential Land: This type of land is a plot of open ground divided into sections used for housing purposes. This kind of land is usually used for individual homes.
• Industrial Land: Industrial land is a plot used for developing industries. These lands are often larger and are located on the outskirts, away from the residential areas.
• Agricultural Land: Agricultural land accounts for over 50% of India's total land mass. Since agriculture is so important to the Indian economy, there are several agricultural lands available in the country. 
• Business land: It is used for business purposes such as office space, warehouses, showrooms, stores and retail outlets, etc. These lands are generally located closer to the residential areas.

All the states in India provide online registration for property or land through their e-service portal. Given below are the state-wise e-service portals for the land registration process:

The stages involved in online land registration in India are as follows:

Step 1: Check the circle rate for the area where your property/land is situated. The circular rate may differ depending on the type of property.

Step 2: Calculate the registration fees and stamp duty for the property.

Step 3: Make the payment for the stamp duty and property registration fees online.

Step 4: Book an appointment for the registrar's sub-office. 

Step 5: The buyer, seller, and two witnesses must provide their signatures before submitting the land registration documents.

Step 6: Make sure to carry all the essential land documents to the registrar’s office for final registration.

Documents Needed for Online Registration:

The applicant will have to submit the following documents while registering online:

• Land or Property details (area, Pincode, type of land).
• Ownership Records
• Personal Details of Owner
• Power of Attorney or Title Deed

Documents Required at the Registrar’s Office

• Original ID proofs of buyer, seller and witnesses.
• Pan Card Photocopy.
• Two Passport size photographs.
• e-Stamp Paper
• Non-Judicial Stamp