DHFL provides prospective home purchasers with affordable housing loan programs starting at the DHFL home loan interest rate today - 10.50% p.a. over extended loan tenures of up to 25 years.
On loans up to Rs.30 lakh, you can get up to 90% of the property's worth. The processing charge is 0.5% of the loan amount (+GST) for salaried and self-employed professionals and 1.0% of the loan amount (+GST) for others. The EMIs for DHFL house loans are computed on a diminishing monthly balance. Piramal Capital and Housing Finance Limited have replaced DHFL.
Mentioned below are the varied advantages of DHFL home loans.
DHFL Housing Loan Interest Rate |
8.75% |
DHFL Home Loan Interest Rates (Plot Loan) |
10.25% |
DHFL Home Loan Interest (Construction Loan) |
8.75% |
DHFL Home Extension Loan |
8.75% |
DHFL Home Renovation Loan |
8.75% |
DHFL Plot & Construction Loan |
8.75% |
The following are the eligibility requirements for applying for a DHFL home loan:
DHFL charges applicants with a processing fee during the application process and that is-
For DHFL house loan approval, the following documents are required:
1) KYC Documents such as Aadhaar, PAN, Ration, Voter ID, Sale deed, License and more.
2) Income documents such as salary slips, income statements, bank statements and more.
3) Property Documents such as an allotment letter, sale agreement, and more.
The process to apply is simple and user-friendly, and there are two ways to do it:
Following are the different types of Home Loans from DHFL-
DHFL provides a New Home Loan plan for the purchase of a ready-built, under construction, or resale house/flat.
The DHFL Home Construction Loan enables consumers to build homes on already purchased plots.
A DHFL Plot Loan can be used to purchase a plot of land on which to build a home.
With DHFL House Extension Loans, you can add more space to your existing home.
You can apply for a DHFL Renovation Loan whenever you feel the need to renovate your property and give it a fresh look and feel.
If you are an NRI living in another country but wish to own a home in India, you can apply for a DHFL NRI Home Loan. DHFL offers NRI Home Loans at an attractive interest rate, as well as a variety of other incentives to meet your financial needs. NRIs from various countries, including the UAE, the United Kingdom, and the United States, can apply for a housing loan.
The housing loan can be used for a variety of purposes, including the purchase of a home, the refurbishment or enlargement of an existing home, or the purchase of a plot of land on which to build a home. The relevant DHFL NRI house loan interest rate, loan tenure, and loan amount vary from case to case and are determined by a variety of factors, including the applicant's repayment capacity and property value.
Take advantage of the plot and construction loan program to purchase a plot of land and build a home on it.
The Pradhan Mantri Awas Yojana or (Credit Linked Subsidy) is a special program of the Indian government that aims to satisfy every first-time buyer's ambition in India. The Government of India provides cheap house loans under PMAY to economically weaker parts, low-income groups, and middle-income groups. Those who are buying their first home and do not own a pucca residential dwelling can benefit from this special scheme; for additional information on the plan.