Bajaj Housing Finance Home Loan Interest Rate

• There is a step-up mortgage available.
• Home loan packages with repo rates are available.
• Loans are disbursed quickly.
• Interest rates begin at 7% p.a.
• E-Home Loans are available immediately.
• After applying, you will receive a digital sanction letter within 10 minutes (validity 180 days).

1. In the case of a General Loan:

• You must be a resident of India.
• Should be between the ages of 23 and 62.
• Should have at least three years of work experience.

2. In the case of Self-employment:

• Should be a resident of India.
• Should be between the ages of 25 and 70.
• The present business should have at least five years of continuity.

3. In the case of Loan Balance Transfer Facility:

• The applicant's property must be ready to occupy or already occupied.
• More than 12 EMIs must have been paid by the applicant.
• The applicant should not owe any money on his or her current house loan.

The following is the house loan paperwork required to apply for a Bajaj Finance Home Loan-

• Address Proof (Aadhaar, Voter ID, Passport, Driving License, etc.)
• Identity Documentation (Aadhaar, PAN, Passport, Driving License, Voter ID, etc.)
• Photograph.
• Form 16 or the most recent pay slip
• Bank statements for the past six months
• Document proving business ownership for at least five years (for business owners/self-employed individuals).

For Salaried People-

• In the online application form - you could enter the details you asked for.
• Fill up information about the property you wish to purchase.
• There is a secure online fee that you'd have to pay at the time of application. Once paid, a Relationship Manager will assist you through the remaining process.
• Upload all the essential scanned documents online to get a verification of your application.

For Self-employed Persons-

• You can submit your application online.
• Fill out the application form - with all of the required information.
• A bank representative will contact you with a loan offer that has been pre-approved.

Send the text 'HLCI' to the number 9773633633.

Bajaj will then contact you with a pre-approved offer and instructions on how to take advantage of it.

Here is the table of the Bajaj Finance home loan interest rate-

Following are the types of Bajaj Home Finance Home Loan Schemes for customers-

This scheme is for buying a building plot.

This scheme is an online, tailored home financing with speedy disbursement for house development on a vacant plot.

This scheme is for various professionals such as lawyers, private sector employees, government personnel, bank employees, and so on.

This scheme is to make home loans more reasonable and apply to a co-borrower such as a parent, sibling, or spouse.

This scheme is for women so that they can be self-sufficient property owners and readily accumulate assets.