HDFC Bank Home Loan Interest Rate

HDFC home loan interest rate tables:

There are varied home loans from HDFC to cater to different purposes-

The loan scheme is for the purchase of a flat, bungalow, or row house in a private developer's approved project. For the acquisition of assets from Development Authorities such as MHADA, DDA, and others.

For the acquisition of property in Co-operative Housing Societies, Apartment Owners' Associations, Development Authorities Settlements, or private residences. For construction on a Development Authority plot or a freehold/leasehold plot.

This housing loan is for the acquisition/construction of a home, purchase of a parcel of land, and purchase of a shop/office to conduct a business for micro-entrepreneurs and salaried individuals with insufficient income documents.

This is for the existing house loans transferred from other banks/NBFCs to HDFCs at lower interest rates.

This is a scheme for agriculturists, dairy farmers, planters, and horticulturists looking to buy a new or existing residential property in rural or metropolitan locations.

For the construction of a residence on a freehold/leasehold site in both urban and rural locations. For home improvement projects such as flooring, tiling, painting, interior and external plastering, and so on, in addition to an existing home.

This is a scheme for home improvement projects such as tiling, flooring, painting, and plastering.

This loan is for the acquisition of a plot by direct allotment. Purchase of a resale plot. Transferring an existing house loan from another bank/NBFC to HDFC at a cheaper HDFC bank home loan interest rates.

This is a scheme to expand or add space to your existing home.

It is an additional loan granted on top of the existing home loan to satisfy the borrower's personal and professional needs.

It is for the purchase/construction/improvement/extension of a house for economically weaker sections of society, low-income groups, and middle-income groups, with a maximum interest subsidy of Rs 2.67 lakh.

• With the Army Group Insurance Fund, HDFC Bank offers special programs for Indian Army personnel (AGIF).
• Aside from HDFC conventional house loans in all ticket sizes, there are other initiatives for the inexpensive home category.
• The nominal processing charge is Rs 3000.
• Rapid approval and processing
• Provisional approval is granted immediately for a period of six months.
• Customers are assisted at their door.
• Minimum documentation and clear terms and conditions.
• Post-disbursement services that are hassle-free. Register your account for internet and mobile banking using your HDFC Bank home loan login id and password.

• Salary/Self-employed Professionals: Up to 0.50% of the loan amount or Rs 3,000, whichever is more.
• Non-professionals who are self-employed: up to 1.50% of the loan amount or Rs 4,500, whichever is greater.

For salaried/self-employed individuals: Up to 2% of the loan amount plus taxes

You can use one of the methods below to apply for a home loan from HDFC Bank-

• You can go to the official portal of HDFC Bank, and fill out the form with the prompt instructions on the screen.
• You could also go offline to apply for the loan, and all you would have to do is visit the bank with the below-mentioned documents.

Following are the documents required to apply for the home loan from the HDFC Bank-

• Salary slips
• ITR and Form 16
• Bank statement

• ITR 
• Current account statement
• Balance sheet and P/L statement

Age Range: 21-65 years

Professionals (Doctors, Lawyers, Engineers, CA, Architect, Consultant, CS) and Self-employed Non-Professionals (Commission agent, contractor, trader)

Nationality: Indian Resident