How to Invest in WhiteOak Capital Liquid Fund Direct Growth?

You can easily invest in WhiteOak Capital Liquid Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for WhiteOak Capital Liquid Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in WhiteOak Capital Liquid Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does WhiteOak Capital Liquid Fund Direct Growth provide?

The WhiteOak Capital Liquid Fund Direct Growth has been there from 16 Jan 2019 and the average annual returns provided by this fund is 6.37% since its inception.

How much expense ratio is charged by WhiteOak Capital Liquid Fund Direct Growth?

The term Expense Ratio used for WhiteOak Capital Liquid Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of WhiteOak Capital Liquid Fund Direct Growth is 0.20% as of 20 Jan 2026...

What is the AUM of WhiteOak Capital Liquid Fund Direct Growth?

The AUM, short for Assets Under Management of WhiteOak Capital Liquid Fund Direct Growth is ₹558.95Cr as of 20 Jan 2026.

How to Redeem WhiteOak Capital Liquid Fund Direct Growth?

If you want to sell your WhiteOak Capital Liquid Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of WhiteOak Capital Liquid Fund Direct Growth?

You can select either SIP or Lumpsum investment of WhiteOak Capital Liquid Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of WhiteOak Capital Liquid Fund Direct Growth?

The NAV of WhiteOak Capital Liquid Fund Direct Growth is ₹1,457.54 as of 19 Jan 2026.

What is the PE and PB ratio of WhiteOak Capital Liquid Fund Direct Growth?

The PE ratio ratio of WhiteOak Capital Liquid Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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WhiteOak Capital Liquid Fund Direct Growth

Name: WhiteOak Capital Liquid Fund Direct Growth
Brand: WhiteOak Capital Mutual Fund

Debt

Liquid

Low to Moderate Risk

+6.90%

3Y annualised

0.00% 1D

All

NAV: 19 Jan '26

₹1,457.54

Min. SIP amount

₹500

Fund size

₹558.95 Cr

Expense ratio

0.20%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,626	+2.71%
3 years	₹1,80,000	₹1,98,225	+10.13%
5 years	₹3,00,000	₹3,51,032	+17.01%

Holdings (21)

Name	Sector	Instruments	Assets
Kotak Mahindra Bank Ltd.	Financial	CD	8.88%
Reserve Bank of India	Financial	T-Bills	6.25%
Small Industries Devp. Bank of India Ltd.	Financial	CD	4.45%
National Bank For Agriculture & Rural Development	Financial	CD	4.45%
ICICI Securities Ltd.	Financial	CP	4.45%
Small Industries Devp. Bank of India Ltd.	Financial	CP	4.44%
Bajaj Financial Securities Ltd.	Financial	CP	4.44%
Bank Of Baroda	Financial	CD	4.43%
Bank of India	Financial	CD	4.43%
Axis Bank Ltd.	Financial	CD	4.43%
Reserve Bank of India	Financial	T-Bills	4.43%
Punjab National Bank	Financial	CD	4.42%
Union Bank of India	Financial	CD	4.42%
ICICI Securities Ltd.	Financial	CP	4.42%
Godrej Industries Ltd.	Consumer Staples	CP	4.41%
HDFC Bank Ltd.	Financial	CD	4.41%
HDFC Securities Ltd.	Financial	CP	4.41%
Reserve Bank of India	Financial	T-Bills	3.56%
National Bank For Agriculture & Rural Development	Financial	Debenture	3.40%
HDFC Bank Ltd.	Financial	CD	3.01%
Reserve Bank of India	Financial	T-Bills	2.67%

See All

Minimum investments

Min. for 1st investment

₹500

Min. for 2nd investment

₹500

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	1Y	3Y	5Y	All
Fund returns	+6.4%	+6.9%	+5.7%	+5.5%
Category average (Debt Liquid)	+6.3%	+6.8%	+5.7%	--
Rank (Debt Liquid)	31	29	31	--

Exit load, stamp duty and tax

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Edelweiss Liquid Direct Growth	+6.52%	+7.06%	10,414.02
	PGIM India Liquid Fund Direct Plan Growth	+6.52%	+7.05%	504.53
	Franklin India Liquid Fund Super Institutional Plan Direct Growth	+6.56%	+7.03%	2,640.35
	Nippon India Liquid Fund Direct Growth	+6.52%	+7.03%	27,591.03
	Mirae Asset Liquid Fund Direct Growth	+6.48%	+7.03%	15,756.80
Compare

Fund management

PB
Piyush Baranwal
Jan 2019 - Present
View details

Education

Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.

Experience

Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Also manages these schemes

WhiteOak Capital Equity Savings Fund Direct Growth

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WhiteOak Capital Multi Cap Fund Direct Growth

WhiteOak Capital Quality Equity Fund Direct Growth

WhiteOak Capital Liquid Fund Direct Growth

WhiteOak Capital Pharma and Healthcare Fund Direct Growth

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WhiteOak Capital Multi Asset Allocation Fund Direct Growth

WhiteOak Capital Balanced Advantage Fund Direct Growth

WhiteOak Capital Arbitrage Fund Direct Growth

WhiteOak Capital ELSS Tax Saver Fund Direct Growth

WhiteOak Capital Flexi Cap Fund Direct Growth

WhiteOak Capital Special Opportunities Fund Direct Growth

WhiteOak Capital ESG Best In Class Strategy Fund Direct Growth

WhiteOak Capital Mid Cap Fund Direct Growth

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About WhiteOak Capital Liquid Fund Direct Growth

WhiteOak Capital Liquid Fund Direct Growth is a Debt Mutual Fund Scheme launched by WhiteOak Capital Mutual Fund. This scheme was made available to investors on 03 Jul 2018. Piyush Baranwal is the Current Fund Manager of WhiteOak Capital Liquid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹31,996 Cr and the Latest NAV as of 19 Jan 2026 is ₹1,457.54. The WhiteOak Capital Liquid Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. ;

Investment Objective

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments.

Fund benchmarkCRISIL Liquid Debt A-I Index

Scheme Information Document(SID)