Home>Mutual Funds>UTI Mutual Fund>UTI Credit Risk Fund Regular Plan Growth
shareSHARE

UTI Credit Risk Fund Regular Plan Growth+0.02%

-18.78%
1 Year Return
Debt
Credit Risk
1.0star
6M
1Y
3Y
5Y
All

Fund Details

UTI Credit Risk Fund Regular Plan Growth

RiskModerately High
Min SIP Amount₹500
Expense Ratio1.62%
NAV₹11.30 (25 Jan 2021)
Fund Started19 Nov 2012
Fund Size311 Cr

Returns

1Y
3Y*
5Y*
Since inception*
Fund Returns
-18.8%
-10.3%
-3.2%
1.5%
Category Average
0.4%
1.3%
3.8%
-
Rank Within Category
16
15
14
-
*All returns are annualized.
SIP
ONE TIME
Minimum SIP amount500
Amount Per Month₹5,000
Duration
1Y back
3Y back
5Y back
Would have become
0
with -18.8% returns per annum

Comparison

Data not available
Pros
Found nothing so far.
Cons
1. Risk-adjusted returns are lower compared to the category
2. Risk is higher compared to the benchmark
3. Higher expense ratio
4. 1Y Returns are lower than the benchmark
5. 3Y Returns are lower than the benchmark
6. 5Y Returns are lower than the benchmark
7. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
8. Risk-adjusted returns are lower compared to the category
9. Higher expense ratio - 1.6%
10. 1Y Returns are lower than the category average returns
11. 3Y Returns are lower than the category average returns
12. 5Y Returns are lower than the category average returns

Top Holdings

NameSectorInstrument% Assets
GOISovereignGOI Sec8.5%
Can Fin Homes Ltd.FinancialBonds8.0%
Tata Power Co. Ltd.EnergyDebenture6.8%
Muthoot Finance Ltd.FinancialZCB6.5%
Amba River Coke Ltd.OthersNCD6.5%
Dilip Buildcon Ltd.ConstructionNCD6.4%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture5.4%
L&T Infrastructure Finance Co. Ltd.FinancialNCD4.9%
Godrej Industries Ltd.FMCGNCD4.8%
Afcons Infrastructure Ltd.ConstructionDebenture3.5%
See All

Fund Managers

Ritesh Nambiar
keyboard_arrow_down

UTI Credit Risk Fund Regular Plan Growth Details

UTI Credit Risk Fund Regular Plan Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 19 Nov 2012. Ritesh Nambiar is the Current Fund Manager of UTI Credit Risk Fund Regular Plan Growth fund.The fund currently has an Asset Under Management(AUM) of ₹311 Cr and the Latest NAV as of 25 Jan 2021 is ₹11.30.

The UTI Credit Risk Fund Regular Plan Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months

Investment Objective

The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).

Tax Implications

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Scheme Information Document(SID)

₹5000
Min for First Investment
₹1000
Min for Second Investment
Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months
Exit Load

Compare Funds

UTI Credit Risk Fund Regular Plan Growth
VS
search

About UTI Mutual Fund

Address
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai 400051
Phone
022-66786666
Launch Date
01 Feb 2003
Website
NA
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Similar Funds