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LIC MF Gilt Fund Direct IDCW
+6.13%
3Y annualised
+0.32% 1D
NAV: 14 Aug '26
₹19.49
Min. for SIP
₹200
Fund size (AUM)
₹45.50 Cr
Expense ratio
0.69%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,051 | +3.42% | |
| 3 years | ₹1,80,000 | ₹1,94,090 | +7.83% | |
| 5 years | ₹3,00,000 | ₹3,44,770 | +14.92% | |
| 10 years | ₹6,00,000 | ₹8,22,028 | +37.00% |
Holdings (7)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 32.71% |
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 21.81% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 20.56% |
| STATE DEVELOPMENT LOAN 32726 MH 15MR31 7.69 FV RS 100 | Unspecified | State Development Loan | 11.42% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 10.96% |
| Repo | Unspecified | Repo | 1.57% |
| Net Receivables | Unspecified | Net Receivables | 0.98% |
Minimum investments
Min. for 1st investment
₹10,000
Min. for 2nd investment
₹500
Min. for SIP
₹200
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.1% | +5.3% | +6.7% | +7.2% |
| Category average (Debt Gilt) | +6.8% | +4.9% | +7.0% | -- |
| Rank (Debt Gilt) | 22 | 20 | 14 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 0.25% if redeemed within 30 days
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +9.86% | +8.59% | 1,883.19 | |
 | +6.52% | +7.16% | 422.82 | |
 | +4.46% | +7.11% | 638.36 | |
 | +5.83% | +7.04% | 1,551.61 | |
 | -- | -- | 405.28 | |
| Compare | ||||
Fund management
PHSPratik Harish ShroffSep 2023 - PresentView details
PHS
Pratik Harish Shroff
Sep 2023 - Present
View details
RSRahul SinghOct 2025 - PresentView details
RS
Rahul Singh
Oct 2025 - Present
View details
About LIC MF Gilt Fund Direct IDCW
LIC MF Gilt Fund Direct IDCW is a Debt Mutual Fund Scheme launched by LIC Mutual Fund. This scheme was made available to investors on 20 Apr 1994. Pratik Harish Shroff is the Current Fund Manager of LIC MF Gilt Fund Direct IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹50,099 Cr and the Latest NAV as of 14 Aug 2026 is ₹19.49.
The LIC MF Gilt Fund Direct IDCW is rated Moderate risk. Minimum SIP Investment is set to ₹200. Minimum Lumpsum Investment is ₹10,000. Exit load of 0.25% if redeemed within 30 days
;
Investment Objective
The scheme seeks to generate reasonable returns with investments in government securities, securities guaranteed by GoI and call money markets.
Fund benchmarkNIFTY All Duration G-Sec Index
Fund house
Rank (total assets)#20 in India
Total AUM₹50,099.49 Cr
Date of Incorporation20 Apr 1994
Launch Date20 Apr 1994
AddressIndustrial Assurance BuildingGround Floor, Opp. Churchgate Station Mumbai 400020
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,