LIC MF Gilt Fund Direct IDCW

Debt
Gilt
Moderate Risk
Payout
+6.58%
3Y annualised
+0.13% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 18 Nov 2025
₹18.72
Rating
2
Min. SIP amount
Not Supported
Fund size
₹57.23Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (5)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec43.89%
GOI
SovereignGOI Sec26.25%
GOI
SovereignGOI Sec8.88%
GOI
SovereignCGL8.72%
GOI
SovereignGOI Sec8.32%

Minimum investment amounts

Min. for 1st investment₹10,000
Min. for 2nd investment onwards₹500
Min. for SIPNot Supported

Returns and rankings

Category: Debt Gilt
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns3.6%6.6%4.9%7.3%
Category average5.5%6.9%4.9%NA
Rank with in category202020NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.74%

Inclusive of GST

Exit load

Exit load of 0.25% if redeemed within 30 days

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Rahul Singh
Oct 2025 - Present
View details

Education
Mr. Singh is a B.Sc Economic Hons.and holds a PGDM from IIM-A.
Experience
Prior to joining LIC Nomura Mutual Fund , he has worked with BOI AXA Investment Managers(August 2009-August 2015) , ING Investment Management (May 2008- August 2009) Standard Chartered Bank (intern)( April 2007- May 2007) and Ashika Capital ( Jan 2004 - April 2006).
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
Industrial Assurance BuildingGround Floor, Opp. Churchgate Station Mumbai 400020
Phone
022-66016177 / 022-66016178
Launch Date
20 Apr 1994
LIC Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Debt Gilt

Pros

Lower expense ratio: 0.74%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
10Y annualised returns higher than category average by 0.34%

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
Low rating: 2

Compare funds

LIC MF Gilt Fund Direct IDCW
VS
Add mutual fund to compare