Fund Details
IDBI Credit Risk Fund Regular Growth
| Risk | Moderately High |
|---|---|
| Min SIP Amount | ₹500 |
| Expense Ratio | 1.35% |
| NAV | ₹13.17 (25 Jan 2021) |
|---|---|
| Fund Started | 03 Mar 2014 |
| Fund Size | ₹39 Cr |
Returns
Comparison
Found nothing so far.
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Risk-adjusted returns are lower compared to the category
3. Risk is higher compared to the benchmark
4. 1Y Returns are lower than the benchmark
5. 3Y Returns are lower than the benchmark
6. 5Y Returns are lower than the benchmark
7. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
8. Risk-adjusted returns are lower compared to the category
9. 1Y Returns are lower than the category average returns
10. 3Y Returns are lower than the category average returns
11. 5Y Returns are lower than the category average returns
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| Punjab National Bank | Financial | Bonds | 39.2% |
| Power Finance Corpn. Ltd. | Financial | NCD | 8.5% |
| Hindalco Industries Ltd. | Metals | Bonds/NCD | 8.3% |
| Tata Power Co. Ltd. | Energy | Debenture | 8.1% |
| National Thermal Power Corp. Ltd. | Energy | Debenture | 7.8% |
| JK Cement Ltd | Construction | Debenture | 7.8% |
| REC Ltd. | Financial | NCD | 7.8% |
| Axis Bank Ltd. | Financial | Bonds | 2.7% |
| Vedanta Ltd. | Metals | Debenture | 2.6% |
| Chennai Petroleum Corpn. Ltd. | Energy | NCD | 1.0% |
Fund Managers
IDBI Credit Risk Fund Regular Growth Details
IDBI Credit Risk Fund Regular Growth is a Debt Mutual Fund Scheme launched by IDBI Mutual Fund. This scheme was made available to investors on 03 Mar 2014. Bupesh Kalyani is the Current Fund Manager of IDBI Credit Risk Fund Regular Growth fund.The fund currently has an Asset Under Management(AUM) of ₹39 Cr and the Latest NAV as of 25 Jan 2021 is ₹13.17.
The IDBI Credit Risk Fund Regular Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if units in excess of 10% are redeemed within 12 months
Investment Objective
The Scheme seeks to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum.
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
