How to Invest in Baroda Income Direct Growth?

You can easily invest in Baroda Income Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Baroda Income Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Baroda Income Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Baroda Income Direct Growth provide?

The Baroda Income Direct Growth has been there from 02 Jan 2013 and the average annual returns provided by this fund is 4.64% since its inception.

How much expense ratio is charged by Baroda Income Direct Growth?

The term Expense Ratio used for Baroda Income Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Baroda Income Direct Growth is 1.88% as of 20 Mar 2023...

What is the AUM of Baroda Income Direct Growth?

The AUM, short for Assets Under Management of Baroda Income Direct Growth is ₹16.52Cr as of 20 Mar 2023.

How to Redeem Baroda Income Direct Growth?

If you want to sell your Baroda Income Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Baroda Income Direct Growth?

You can select either SIP or Lumpsum investment of Baroda Income Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Baroda Income Direct Growth?

The NAV of Baroda Income Direct Growth is ₹28.35 as of 11 Jan 2019.

What is the PE and PB ratio of Baroda Income Direct Growth?

The PE ratio ratio of Baroda Income Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Baroda Income Direct Growth - NAV, Mutual Fund Performance & Portfolio

Baroda Income Direct Growth
Debt
Medium to Long Duration
Moderate Risk
6.59%
3Y annualised
+0.03% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 11 Jan 2019₹28.35
Min. SIP amountNot Supported
Rating2
Fund size₹16.52Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Medium to Long Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.6%6.6%8.3%7.8%
Category average3.8%5.2%5.8%NA
Rank with in category121312NA
Understand terms
Holdings (12)NameSectorInstrumentAssets
GOI
SovereignGOI Sec15.1%
GOI
SovereignGOI Sec13.8%
Indusind Bank Ltd.FinancialBonds11.2%
Edelweiss Commodities Services Ltd.
FinancialBonds11.1%
GOI
SovereignGOI Sec10.5%
Dewan Housing Finance Corpn. Ltd.
FinancialDebenture10.2%
Indian Railway Finance Corpn. Ltd.
FinancialBonds9.8%
Maharashtra State
OthersSDL4.5%
Gujarat State
OthersSDL4.0%
GOI
SovereignGOI Sec2.8%
See All
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Mar 2019 - Present
1.88%
31 Dec 2018 - 31 Mar 2019
1.91%
30 Nov 2018 - 31 Dec 2018
1.91%
31 Oct 2018 - 30 Nov 2018
1.85%
30 Sep 2018 - 31 Oct 2018
1.88%
31 Aug 2018 - 30 Sep 2018
1.87%
31 Jul 2018 - 31 Aug 2018
1.88%
30 Jun 2018 - 31 Jul 2018
1.88%
31 May 2018 - 30 Jun 2018
1.88%
30 Apr 2018 - 31 May 2018
1.88%
31 Mar 2018 - 30 Apr 2018
1.88%
28 Feb 2018 - 31 Mar 2018
1.88%
31 Jan 2018 - 28 Feb 2018
1.88%
31 Dec 2017 - 31 Jan 2018
1.88%
30 Nov 2017 - 31 Dec 2017
1.88%
31 Oct 2017 - 30 Nov 2017
1.88%
Expense ratio, exit load and taxExpense ratio: 1.88%Inclusive of GST
Exit loadFor units in excess of 10% of the investment,1% will be charged for redemption within 1 year
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand terms
Check past data
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Fund managementHetal P Shah
Jan 2013 - Present
View details
Education
Ms. Hetal P. Shah is a B.Com, MBA, and JAIIB.
Experience
Prior to joining Baroda AMC she has worked with Bank of India from may 1999.
Also manages these schemes
Baroda Income Fund Growth
Baroda Income Fund IDCW
Baroda BNP Paribas Gilt Fund Growth
Baroda BNP Paribas Gilt Fund IDCW
Baroda BNP Paribas Liquid Fund Regular IDCW
Baroda BNP Paribas Liquid Fund Regular Growth
Baroda BNP Paribas Liquid Fund Regular IDCW Daily
Baroda Conservative Hybrid Fund Growth
Baroda Conservative Hybrid Fund IDCW Monthly
Baroda Conservative Hybrid Fund IDCW Quarterly
Baroda BNP Paribas Liquid Fund Growth
Baroda BNP Paribas Liquid Fund IDCW Weekly
Baroda BNP Paribas Liquid Fund IDCW Monthly
Baroda BNP Paribas Liquid Fund IDCW Daily
Baroda Treasury Advantage Fund Regular IDCW Daily
Baroda Treasury Advantage Fund Regular IDCW Weekly
Baroda Treasury Advantage Fund Regular IDCW Monthly
Baroda Treasury Advantage Fund Growth
Baroda Treasury Advantage Fund Regular Growth
Baroda Treasury Advantage Fund IDCW Daily
Baroda Treasury Advantage Fund IDCW Weekly
Baroda Treasury Advantage Fund IDCW Quarterly
Baroda Treasury Advantage Fund IDCW Monthly
Baroda BNP Paribas Short Duration Fund Growth
Baroda BNP Paribas Short Duration Fund IDCW Monthly
Baroda Dynamic Bond Fund IDCW
Baroda Dynamic Bond Fund Growth
Baroda Treasury Advantage Direct Fund IDCW Daily
Baroda Dynamic Bond Direct IDCW
Baroda Dynamic Bond Direct Growth
Baroda BNP Paribas Gilt Direct IDCW
Baroda BNP Paribas Gilt Direct Growth
Baroda Income Direct IDCW
Baroda Income Direct Growth
Baroda Conservative Hybrid Fund Direct Growth
Baroda Conservative Hybrid Fund Direct IDCW Monthly
Baroda Conservative Hybrid Fund Direct IDCW Quarterly
Baroda BNP Paribas Short Duration Direct Fund IDCW Monthly
Baroda BNP Paribas Short Duration Direct Fund Growth
Baroda Treasury Advantage Direct Fund IDCW Weekly
Baroda Treasury Advantage Direct Fund Growth
Baroda Treasury Advantage Direct Fund IDCW Monthly
Baroda BNP Paribas Liquid Direct Fund IDCW Daily
Baroda BNP Paribas Liquid Direct Fund Growth
Baroda BNP Paribas Liquid Direct Fund IDCW Weekly
Baroda Treasury Advantage Direct Fund IDCW Quarterly
Baroda BNP Paribas Liquid Direct Fund IDCW Monthly
Baroda BNP Paribas Liquid Direct Fund Bonus
Baroda Treasury Advantage Fund Bonus
Baroda Treasury Advantage Direct Fund Bonus
Baroda BNP Paribas Liquid Fund Plan C Unclaimed
Baroda BNP Paribas Short Duration Direct IDCW Quarterly
Baroda BNP Paribas Short Duration Regular IDCW Quarterly
Baroda BNP Paribas Ultra Short Duration Fund Regular Growth
Baroda BNP Paribas Ultra Short Duration Fund Regular IDCW Daily
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth
Baroda BNP Paribas Ultra Short Duration Fund Direct IDCW Weekly
Baroda BNP Paribas Ultra Short Duration Fund Regular IDCW Weekly
Baroda BNP Paribas Ultra Short Duration Fund Direct IDCW Daily
Baroda BNP Paribas Medium Duration Plan A Segregated Portfolio 1 Growth
Baroda BNP Paribas Medium Duration Plan B Segregated Portfolio 1 Direct Growth
Baroda BNP Paribas Medium Duration Plan A Segregated Portfolio 1 IDCW Monthly
Baroda BNP Paribas Medium Duration Segregated Portfolio 1 Regular IDCW Monthly
Karn Kumar
Jun 2018 - Present
View details
Education
Mr. Kumar is CA and B.com(Hons)
Experience
Prior to joining Baroda BNP Paribas Asset Management India Limited, he has worked with CRISIL Ltd, ICICI bank and Sterlite Industries ltd.
Also manages these schemes
Baroda Income Fund Growth
Baroda Income Fund IDCW
Baroda Income Direct IDCW
Baroda Income Direct Growth
Baroda BNP Paribas Credit Risk Fund Regular IDCW
Baroda BNP Paribas Credit Risk Fund Regular Growth
Baroda BNP Paribas Credit Risk Fund Direct IDCW
Baroda BNP Paribas Credit Risk Fund Direct Growth
Baroda BNP Paribas Credit Risk Fund Regular IDCW Monthly
Baroda BNP Paribas Credit Risk Fund Regular IDCW Quarterly
Baroda BNP Paribas Credit Risk Fund Direct IDCW Monthly
Baroda BNP Paribas Credit Risk Fund Direct IDCW Quarterly
Baroda BNP Paribas Credit Risk Fund Direct Bonus
Baroda BNP Paribas Money Market Fund Direct IDCW Monthly
Baroda BNP Paribas Money Market Fund Regular IDCW Monthly
Baroda BNP Paribas Money Market Fund Direct Growth
Baroda BNP Paribas Money Market Fund Direct IDCW Daily
Baroda BNP Paribas Money Market Fund Direct IDCW Weekly
Baroda BNP Paribas Money Market Fund Regular IDCW Daily
Baroda BNP Paribas Money Market Fund Regular IDCW Weekly
Baroda BNP Paribas Money Market Fund Regular Growth
Baroda BNP Paribas Credit Risk Fund Segregated Portfolio 1 Regular Growth
Baroda BNP Paribas Credit Risk Fund Segregated Portfolio 1 Direct Growth
Baroda BNP Paribas Banking & PSU Bond Fund Regular Growth
Baroda BNP Paribas Banking & PSU Bond Fund Regular IDCW Monthly
Baroda BNP Paribas Banking & PSU Bond Fund Regular IDCW Quarterly
Baroda BNP Paribas Banking & PSU Bond Fund Direct Growth
Baroda BNP Paribas Banking & PSU Bond Fund Direct IDCW Monthly
Baroda BNP Paribas Banking & PSU Bond Fund Direct IDCW Quarterly
Fund house & investment objective
Baroda Mutual Fund
Rank (total assets)#22 in India
Total AUM₹13,074.50Cr
Date of Incorporation24 Nov 1994
 Baroda Income Direct Growth is a Debt Mutual Fund Scheme launched by Baroda Mutual Fund. This scheme was made available to investors on 24 Nov 1994. Hetal Shah is the Current Fund Manager of Baroda Income Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,075 Cr and the Latest NAV as of 11 Jan 2019 is ₹28.35.
The Baroda Income Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. For units in excess of 10% of the investment,1% will be charged for redemption within 1 year
;
Investment ObjectiveThe scheme aims to generate regular income by investing in a portfolio of good quality fixed income securities while maintaining a balance between risk and return. The funds will be mainly invested in debt instruments, Money Market Instruments and Securitised debt.
;
Fund benchmarkCRISIL Composite Bond Index
Scheme Information Document(SID)
Fund house contact details
Address
501, Raheja Titanium,Western Express Highway,Goregoan, (E) Mumbai 400063
Phone
+91 22-3074 1000
Launch Date
24 Nov 1994
E-mail
[email protected]
Website
NA
Baroda Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
Baroda Income Direct Growth
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	1Y	3Y	5Y	All
Fund returns	4.6%	6.6%	8.3%	7.8%
Category average	3.8%	5.2%	5.8%	NA
Rank with in category	12	13	12	NA

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	15.1%
GOI	Sovereign	GOI Sec	13.8%
Indusind Bank Ltd.	Financial	Bonds	11.2%
Edelweiss Commodities Services Ltd.	Financial	Bonds	11.1%
GOI	Sovereign	GOI Sec	10.5%
Dewan Housing Finance Corpn. Ltd.	Financial	Debenture	10.2%
Indian Railway Finance Corpn. Ltd.	Financial	Bonds	9.8%
Maharashtra State	Others	SDL	4.5%
Gujarat State	Others	SDL	4.0%
GOI	Sovereign	GOI Sec	2.8%

Min. for 1st investment	Not Supported
Min. for 2nd investment onwards	Not Supported

Rating	2
Fund size	₹16.52Cr

Baroda Income Direct Growth

Return calculator

Understand terms

Annualised returns

Absolute returns

Returns and rankings

Holdings (12)

Understand terms

Expense ratio

Tax

Exit load

Stamp duty

Past expense ratio & exit load

Expense ratio, exit load and tax

Expense ratio: 1.88%

Exit load

Stamp duty

Tax implication

Minimum investment amounts

Fund management

Hetal P ShahJan 2013 - PresentView details

Karn KumarJun 2018 - PresentView details

Fund house & investment objective

Fund house contact details

Compare funds

Hetal P Shah
Jan 2013 - Present
View details

Karn Kumar
Jun 2018 - Present
View details