Navi ELSS Tax Saver Fund Direct IDCW

Equity
ELSS
Very High Risk
Payout
3Y Lock In
+14.37%
3Y annualised
-0.57% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 25 Sep 2025
₹33.27
Rating
NA
Min. SIP amount
Not Supported
Fund size
₹52.68Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (48)

NameSectorInstrumentAssets
EnergyEquity4.78%
FinancialEquity3.87%
ChemicalsEquity3.67%
FinancialEquity3.61%
CommunicationEquity3.59%
FinancialEquity3.20%
FinancialEquity3.19%
HealthcareEquity3.18%
FinancialEquity3.07%
TechnologyEquity2.92%
FinancialEquity2.80%
AutomobileEquity2.78%
HealthcareEquity2.73%
Capital GoodsEquity2.68%
TechnologyEquity2.65%
HealthcareEquity2.63%
Consumer StaplesEquity2.47%
Capital GoodsEquity2.47%
Consumer StaplesEquity2.36%
Consumer StaplesEquity2.27%
ServicesEquity2.14%
Metals & MiningEquity2.09%
HealthcareEquity2.08%
ChemicalsEquity2.07%
HealthcareEquity1.96%
ServicesEquity1.83%
TechnologyEquity1.74%
Consumer StaplesEquity1.72%
AutomobileEquity1.69%
ServicesEquity1.69%
Metals & MiningEquity1.59%
TechnologyEquity1.58%
Capital GoodsEquity1.58%
FinancialEquity1.54%
ConstructionEquity1.39%
EnergyEquity1.11%
Consumer DiscretionaryEquity0.98%
ChemicalsEquity0.79%
FinancialEquity0.76%
ServicesEquity0.70%
ChemicalsEquity0.66%
Metals & MiningEquity0.66%
FinancialEquity0.56%
FinancialEquity0.56%
OthersEquity0.55%
FinancialEquity0.51%
FinancialEquity0.45%
ChemicalsPPE0.34%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns-6.8%14.4%18.1%13.3%
Category average-4.8%17.2%21.8%NA
Rank with in category282822NA
Understand terms

Peer Comparison

Equity, ELSS fundsRating1Y3YFund Size(Cr)
5
-4.5%24.8%29,937.40
5
0.8%23.1%16,525.28
4
-7.1%21.3%209.67
4
-3.5%20.6%16,474.93
4
-5.4%16.8%6,899.23

Expense ratio, exit load and tax

Expense ratio: 0.39%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund house & investment objective

Fund house contact details

Address
7th Floor, Wing B, Prestige RMZ Startech, No. 139, 2, Hosur RdKoramangala Industrial Layout, S.G. Palya. Bangalore 560095
Phone
+91 80 4511 3444 / 1800-103-8999
Launch Date
04 Dec 2009
Navi Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Exit load is zero
Lower expense ratio: 0.4%

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
Lock-in period: 3Y
Low rating: 2

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