HSBC Credit Risk Fund Growth

HSBC Credit Risk Fund Growth

+10.92%
3Y annualised
+0.09% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 12 Jun '26
₹34.02
Min. for SIP
₹1,000
Fund size (AUM)
₹470.99 Cr
Expense ratio
1.65%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,604
+2.67%
3 years₹1,80,000₹2,13,057
+18.37%
5 years₹3,00,000₹3,84,942
+28.31%
10 years₹6,00,000₹8,89,800
+48.30%

Holdings (28)

NameSectorInstrumentsAssets
RepoUnspecifiedRepo10.89%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100EntitiesGOI Securities6.29%
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LACEnergy & UtilitiesBonds/NCDs5.55%
Power Grid Corpn. Of India Ltd. 7.2 09/08/2027Energy & UtilitiesDebenture5.53%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterialsDebenture5.50%
NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LACMaterialsDebenture5.45%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LACConsumer StaplesDebenture5.35%
REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LACFinancialBonds5.34%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LACFinancialDebenture5.34%
JSW Kalinga Steel Ltd.MaterialsDebenture4.18%
VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LACMaterialsDebenture3.44%
AADHAR HOUSING FINANCE LIMITED 8.50 NCD 26MY26 FVRS1LACFinancialDebenture3.41%
MAS FINANCIAL SERVICES LIMITED 9.75 NCD 15JU27 FVRS100000FinancialDebenture3.40%
AADHAR HOUSING FINANCE LIMITED 8.5 NCD 17AG26 FVRS1LACFinancialNon Convertible Debenture3.35%
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED 8.80 NCD 26AG27 FVRS1LACConsumer DiscretionaryDebenture3.33%
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100EntitiesGOI Securities Floating Rate Bond3.31%
VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LACMaterialsDebenture3.24%
DELHI INTERNATIONAL AIRPORT LIMITED RR NCD 22AG30 FVRS1LACIndustrialsNon Convertible Debenture3.20%
DHRUVA XXIV SERIES A PTC 29OCT24UnspecifiedSecuritised Debt2.59%
INDOSTAR CAPITAL FINANCE LIMITED SR XXVI TR I 9.40 NCD 18JU27 FVRS1LACFinancialDebenture2.28%
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LACMaterialsNon Convertible Debenture2.22%
INDOSTAR CAPITAL FINANCE LIMITED SR XXXII 9.25 NCD 23NV27 FVRS1LACFinancialDebenture2.10%
VAJRA 011 TRUST SERIES A1 PTC 09AUG24UnspecifiedSecuritised Debt1.37%
PIRAMAL HOUSING FINANCE LIMITED 9.30 NCD 07JN27 FVRS1LACFinancialDebenture1.09%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100EntitiesGOI Securities1.02%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100EntitiesGOI Securities1.01%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.39%
Net PayablesUnspecifiedNet Payables-0.17%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+10.9%+8.5%+7.0%+7.6%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)35----

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

SR
Shriram Ramanathan
Nov 2012 - Present
View details

Education
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

About HSBC Credit Risk Fund Growth

HSBC Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by HSBC Mutual Fund. This scheme was made available to investors on 27 May 2002. Shriram Ramanathan is the Current Fund Manager of HSBC Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,40,949 Cr and the Latest NAV as of 12 Jun 2026 is ₹34.02. The HSBC Credit Risk Fund Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year. ;

Investment Objective

The scheme seeks to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.
Fund benchmarkNIFTY Credit Risk Bond Index B-II

Fund house

Rank (total assets)#21 in India
Total AUM₹1,40,949.36 Cr
Date of Incorporation27 May 2002
Launch Date27 May 2002
Address9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
CustodianHDFC Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,