How to Invest in HDFC Prudence IDCW Monthly?

You can easily invest in HDFC Prudence IDCW Monthly in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for HDFC Prudence IDCW Monthly from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in HDFC Prudence IDCW Monthly as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does HDFC Prudence IDCW Monthly provide?

The HDFC Prudence IDCW Monthly has been there from 01 Feb 1994 and the average annual returns provided by this fund is 3.23% since its inception.

How much expense ratio is charged by HDFC Prudence IDCW Monthly?

The term Expense Ratio used for HDFC Prudence IDCW Monthly or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of HDFC Prudence IDCW Monthly is 2.31% as of 26 Sep 2025...

What is the AUM of HDFC Prudence IDCW Monthly?

The AUM, short for Assets Under Management of HDFC Prudence IDCW Monthly is ₹39,431.19Cr as of 26 Sep 2025.

How to Redeem HDFC Prudence IDCW Monthly?

If you want to sell your HDFC Prudence IDCW Monthly holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of HDFC Prudence IDCW Monthly?

You can select either SIP or Lumpsum investment of HDFC Prudence IDCW Monthly based on your investment objective and risk tolerance.

What is the NAV of HDFC Prudence IDCW Monthly?

The NAV of HDFC Prudence IDCW Monthly is ₹29.27 as of 01 Jun 2018.

What is the PE and PB ratio of HDFC Prudence IDCW Monthly?

The PE ratio ratio of HDFC Prudence IDCW Monthly is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

HDFC Prudence IDCW Monthly - NAV, Mutual Fund Performance & Portfolio

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HDFC Prudence IDCW Monthly
Hybrid
Aggressive Hybrid
Moderately High Risk
Payout
+9.57%
3Y annualised
-0.63% 1D
1M
6M
1Y
3Y
5Y
 NAV: 01 Jun 2018
₹29.27
Rating
3
Min. SIP amount
Not Supported
Fund size
₹39,431.19Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (108)NameSectorInstrumentAssets
Infosys Ltd.
TechnologyEquity7.28%
Larsen & Toubro Ltd.
ConstructionEquity7.00%
ICICI Bank Ltd.
FinancialEquity6.96%
State Bank of India
FinancialEquity6.66%
Tata Sons Ltd.
FinancialDebenture4.29%
State Bank of India
FinancialBonds3.87%
Power Grid Corporation of India Ltd.
EnergyEquity3.75%
National Thermal Power Corp. Ltd.
EnergyEquity3.71%
HDFC Bank Ltd.
FinancialBonds2.53%
GAIL (India) Ltd.
EnergyEquity2.31%
Reliance Industries Ltd.
EnergyEquity1.97%
Tata Steel Ltd.
MetalsEquity1.84%
Canara Bank
FinancialBonds1.73%
HDFC Bank Ltd.
FinancialEquity1.49%
Power Finance Corpn. Ltd.
FinancialEquity1.46%
Tata Consultancy Services Ltd.
TechnologyEquity1.43%
Aurobindo Pharma Ltd.
HealthcareEquity1.41%
Vedanta Ltd.
MetalsEquity1.39%
Tata Chemicals Ltd.
ChemicalsEquity1.30%
Punjab National Bank
FinancialZCB1.14%
State Bank of India
FinancialBonds1.08%
Cipla Ltd.
HealthcareEquity1.07%
Punjab National Bank
FinancialEquity1.07%
Bank Of Baroda
FinancialEquity1.06%
Axis Bank Ltd.
FinancialEquity1.01%
Solar Industries India Ltd.
ChemicalsEquity0.87%
Avenue Supermarts Ltd.
ServicesEquity0.87%
Bharat Petroleum Corpn. Ltd.
EnergyEquity0.84%
GOI
SovereignGOI Sec0.81%
REC Ltd.
FinancialEquity0.79%
ICICI Bank Ltd.
FinancialDebenture0.78%
Axis Bank Ltd.
FinancialBonds0.77%
Gujarat Pipavav Port Ltd
ServicesEquity0.77%
Chambal Fertilisers & Chemicals Ltd.
ChemicalsEquity0.74%
Coal India Ltd.
EnergyEquity0.73%
Just Dial Ltd.
ServicesEquity0.71%
Canara Bank
FinancialEquity0.70%
Apollo Tyres Ltd.
AutomobileEquity0.65%
Union Bank of India
FinancialBonds0.64%
ABB Ltd.
EngineeringEquity0.63%
CESC Ltd.
EnergyEquity0.62%
Axis Bank Ltd.
FinancialBonds/Deb0.62%
GOI
SovereignCGL0.59%
Tata Motors Ltd.
AutomobileEquity0.58%
ICICI Bank Ltd.
FinancialBonds0.57%
Siemens Ltd.
EngineeringEquity0.53%
Ashoka Buildcon Ltd.
ConstructionEquity0.53%
NHPC Ltd.
EnergyEquity0.51%
Tata Sons Ltd.
FinancialDebenture0.51%
Vedanta Ltd.
MetalsCP0.50%
Apar Industries Ltd.
EngineeringEquity0.49%
Savita Oil Technologies Ltd.
EnergyEquity0.49%
GOI
SovereignGOI Sec0.49%
Delta Corp Ltd.
ServicesEquity0.48%
Time Technoplast Ltd
ChemicalsEquity0.41%
Orient Cement Ltd.
ConstructionEquity0.41%
Matrimony.Com Ltd.
ServicesEquity0.39%
Sharda Cropchem Ltd.
ChemicalsEquity0.38%
BEML Ltd
EngineeringEquity0.36%
Dish TV India Ltd.
ServicesEquity0.35%
Mishra Dhatu Nigam Ltd.
MetalsEquity0.34%
Cochin Shipyard Ltd.
ServicesEquity0.33%
Steel Authority Of India Ltd.
MetalsEquity0.32%
Container Corpn. Of India Ltd.
ServicesEquity0.31%
Reliance Nippon Life Asset Management Limited.
FinancialEquity0.30%
ITC Ltd.
FMCGEquity0.28%
Union Bank of India
FinancialEquity0.28%
Indusind Bank Ltd.
FinancialFixed Deposits0.26%
GOI
SovereignGOI Sec0.26%
Axis Bank Ltd.
FinancialFixed Deposits0.26%
Syndicate Bank
FinancialDebenture0.26%
S Chand And Co Ltd.
FMCGEquity0.26%
Future Supply Chain Solutions Ltd.
ServicesEquity0.26%
Vijaya Bank
FinancialEquity0.24%
Network 18 Media & Investments Ltd.
ServicesEquity0.22%
CG Power & Industrial Solutions Ltd.
EngineeringEquity0.21%
JMC Projects (India) Ltd.
ConstructionEquity0.20%
Gujarat Industries Power Co. Ltd.
EnergyEquity0.19%
National Highways Authority of India Ltd.
ServicesNCD0.19%
Titagarh Wagons Ltd.
FMCGEquity0.19%
Sagar Cements Ltd.
ConstructionEquity0.18%
State Bank of India
FinancialBonds0.18%
GOI
SovereignGOI Sec0.18%
MEP Infrastructure Developers Ltd.
ConstructionEquity0.18%
Dynamatic Technologies Ltd.
AutomobileEquity0.17%
Kirloskar Pneumatic Co. Ltd.
EngineeringEquity0.17%
J Kumar Infraprojects Ltd.
ConstructionEquity0.16%
Corporation Bank
FinancialEquity0.15%
Oriental Bank of Commerce
FinancialEquity0.15%
SBI Life Insurance Company Ltd.
FinancialEquity0.15%
Texmaco Rail & Engineering Ltd.
EngineeringEquity0.14%
Wipro Ltd.
TechnologyEquity0.13%
Union Bank of India
FinancialBonds0.13%
Astra Microwave Products Ltd.
CommunicationEquity0.13%
Ramco Systems Ltd.
TechnologyEquity0.11%
Syndicate Bank
FinancialEquity0.09%
Elecon Engineering Co. Ltd.
EngineeringEquity0.08%
Hindustan Construction Co. Ltd.
ConstructionEquity0.08%
MPS Ltd.
FMCGEquity0.08%
Syndicate Bank
FinancialBonds0.08%
Centum Electronics Ltd
EngineeringEquity0.07%
Tata Capital Financial Services Ltd.
FinancialDebenture0.07%
Andhra Bank
FinancialBonds0.05%
Jaiprakash Power Ventures Limited
EnergyEquity0.03%
Tata Steel Ltd.
MetalsPPE0.02%
Allahabad Bank
FinancialEquity0.02%
KSK Energy Ventures Ltd.
EngineeringEquity0.01%
Dilip Buildcon Ltd.
ConstructionEquity0.01%
See All
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Hybrid Aggressive Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns3.2%9.6%16.2%NA
Category average-1.7%14.5%17.6%NA
Rank with in categoryNANANANA
Understand terms
Peer ComparisonHybrid, Aggressive Hybrid fundsRating1Y3YFund Size(Cr)
JM Aggressive Hybrid Fund IDCW
5
-7.3%20.4%804.37
ICICI Prudential Equity & Debt Fund IDCW Monthly
5
2.5%20.1%45,168.02
ICICI Prudential Equity & Debt Fund IDCW Half Yearly
5
2.5%20.1%45,168.02
Edelweiss Aggressive Hybrid Fund IDCW
5
-0.5%17.5%3,044.72
UTI Aggressive Hybrid Fund Plan IDCW
5
-2.9%16.4%6,301.59
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
30 Sep 2018 - Present
2.31%
31 May 2018 - 30 Sep 2018
2.14%
30 Apr 2018 - 31 May 2018
2.19%
31 Mar 2018 - 30 Apr 2018
2.26%
28 Feb 2018 - 31 Mar 2018
2.26%
31 Jan 2018 - 28 Feb 2018
2.26%
31 Dec 2017 - 31 Jan 2018
2.26%
30 Nov 2017 - 31 Dec 2017
2.26%
31 Oct 2017 - 30 Nov 2017
2.26%
Expense ratio, exit load and taxExpense ratio: 2.31%Inclusive of GST
Exit loadFor units in excess of 15% of the investment, 1% will be charged for redemption within 365 days
Stamp duty0.005% (from July 1st, 2020)
Tax implicationNA
Understand terms
Check past data
Fund house & investment objective
HDFC Mutual Fund
Rank (total assets)#2 in India
Total AUM₹8,75,194.43Cr
Date of Incorporation10 Dec 1999
    HDFC Prudence IDCW Monthly is a Hybrid Mutual Fund Scheme launched by HDFC Mutual Fund.     This scheme was made available to investors on 10 Dec 1999.     Prashant Jain is the Current Fund Manager of HDFC Prudence IDCW Monthly fund.     The fund currently has an Asset Under Management(AUM) of ₹8,75,194 Cr and     the Latest NAV as of 01 Jun 2018 is ₹29.27.  

    The HDFC Prudence IDCW Monthly is rated Moderately High risk.     Minimum SIP Investment is set to ₹500.          For units in excess of 15% of the investment, 1% will be charged for redemption within 365 days
  ;
Investment ObjectiveThe scheme seeks periodic returns and long-term capital appreciation from a balanced portfolio of debt and equity. 
 
;
Fund benchmarkNIFTY 50 Hybrid Composite Debt 65:35 Index
Scheme Information Document(SID)
Fund house contact details
Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
E-mail
[email protected]
Website
www.hdfcfund.com
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
Compare funds
HDFC Prudence IDCW Monthly
VS
Add mutual fund to compare

Name	Sector	Instrument	Assets
Infosys Ltd.	Technology	Equity	7.28%
Larsen & Toubro Ltd.	Construction	Equity	7.00%
ICICI Bank Ltd.	Financial	Equity	6.96%
State Bank of India	Financial	Equity	6.66%
Tata Sons Ltd.	Financial	Debenture	4.29%
State Bank of India	Financial	Bonds	3.87%
Power Grid Corporation of India Ltd.	Energy	Equity	3.75%
National Thermal Power Corp. Ltd.	Energy	Equity	3.71%
HDFC Bank Ltd.	Financial	Bonds	2.53%
GAIL (India) Ltd.	Energy	Equity	2.31%
Reliance Industries Ltd.	Energy	Equity	1.97%
Tata Steel Ltd.	Metals	Equity	1.84%
Canara Bank	Financial	Bonds	1.73%
HDFC Bank Ltd.	Financial	Equity	1.49%
Power Finance Corpn. Ltd.	Financial	Equity	1.46%
Tata Consultancy Services Ltd.	Technology	Equity	1.43%
Aurobindo Pharma Ltd.	Healthcare	Equity	1.41%
Vedanta Ltd.	Metals	Equity	1.39%
Tata Chemicals Ltd.	Chemicals	Equity	1.30%
Punjab National Bank	Financial	ZCB	1.14%
State Bank of India	Financial	Bonds	1.08%
Cipla Ltd.	Healthcare	Equity	1.07%
Punjab National Bank	Financial	Equity	1.07%
Bank Of Baroda	Financial	Equity	1.06%
Axis Bank Ltd.	Financial	Equity	1.01%
Solar Industries India Ltd.	Chemicals	Equity	0.87%
Avenue Supermarts Ltd.	Services	Equity	0.87%
Bharat Petroleum Corpn. Ltd.	Energy	Equity	0.84%
GOI	Sovereign	GOI Sec	0.81%
REC Ltd.	Financial	Equity	0.79%
ICICI Bank Ltd.	Financial	Debenture	0.78%
Axis Bank Ltd.	Financial	Bonds	0.77%
Gujarat Pipavav Port Ltd	Services	Equity	0.77%
Chambal Fertilisers & Chemicals Ltd.	Chemicals	Equity	0.74%
Coal India Ltd.	Energy	Equity	0.73%
Just Dial Ltd.	Services	Equity	0.71%
Canara Bank	Financial	Equity	0.70%
Apollo Tyres Ltd.	Automobile	Equity	0.65%
Union Bank of India	Financial	Bonds	0.64%
ABB Ltd.	Engineering	Equity	0.63%
CESC Ltd.	Energy	Equity	0.62%
Axis Bank Ltd.	Financial	Bonds/Deb	0.62%
GOI	Sovereign	CGL	0.59%
Tata Motors Ltd.	Automobile	Equity	0.58%
ICICI Bank Ltd.	Financial	Bonds	0.57%
Siemens Ltd.	Engineering	Equity	0.53%
Ashoka Buildcon Ltd.	Construction	Equity	0.53%
NHPC Ltd.	Energy	Equity	0.51%
Tata Sons Ltd.	Financial	Debenture	0.51%
Vedanta Ltd.	Metals	CP	0.50%
Apar Industries Ltd.	Engineering	Equity	0.49%
Savita Oil Technologies Ltd.	Energy	Equity	0.49%
GOI	Sovereign	GOI Sec	0.49%
Delta Corp Ltd.	Services	Equity	0.48%
Time Technoplast Ltd	Chemicals	Equity	0.41%
Orient Cement Ltd.	Construction	Equity	0.41%
Matrimony.Com Ltd.	Services	Equity	0.39%
Sharda Cropchem Ltd.	Chemicals	Equity	0.38%
BEML Ltd	Engineering	Equity	0.36%
Dish TV India Ltd.	Services	Equity	0.35%
Mishra Dhatu Nigam Ltd.	Metals	Equity	0.34%
Cochin Shipyard Ltd.	Services	Equity	0.33%
Steel Authority Of India Ltd.	Metals	Equity	0.32%
Container Corpn. Of India Ltd.	Services	Equity	0.31%
Reliance Nippon Life Asset Management Limited.	Financial	Equity	0.30%
ITC Ltd.	FMCG	Equity	0.28%
Union Bank of India	Financial	Equity	0.28%
Indusind Bank Ltd.	Financial	Fixed Deposits	0.26%
GOI	Sovereign	GOI Sec	0.26%
Axis Bank Ltd.	Financial	Fixed Deposits	0.26%
Syndicate Bank	Financial	Debenture	0.26%
S Chand And Co Ltd.	FMCG	Equity	0.26%
Future Supply Chain Solutions Ltd.	Services	Equity	0.26%
Vijaya Bank	Financial	Equity	0.24%
Network 18 Media & Investments Ltd.	Services	Equity	0.22%
CG Power & Industrial Solutions Ltd.	Engineering	Equity	0.21%
JMC Projects (India) Ltd.	Construction	Equity	0.20%
Gujarat Industries Power Co. Ltd.	Energy	Equity	0.19%
National Highways Authority of India Ltd.	Services	NCD	0.19%
Titagarh Wagons Ltd.	FMCG	Equity	0.19%
Sagar Cements Ltd.	Construction	Equity	0.18%
State Bank of India	Financial	Bonds	0.18%
GOI	Sovereign	GOI Sec	0.18%
MEP Infrastructure Developers Ltd.	Construction	Equity	0.18%
Dynamatic Technologies Ltd.	Automobile	Equity	0.17%
Kirloskar Pneumatic Co. Ltd.	Engineering	Equity	0.17%
J Kumar Infraprojects Ltd.	Construction	Equity	0.16%
Corporation Bank	Financial	Equity	0.15%
Oriental Bank of Commerce	Financial	Equity	0.15%
SBI Life Insurance Company Ltd.	Financial	Equity	0.15%
Texmaco Rail & Engineering Ltd.	Engineering	Equity	0.14%
Wipro Ltd.	Technology	Equity	0.13%
Union Bank of India	Financial	Bonds	0.13%
Astra Microwave Products Ltd.	Communication	Equity	0.13%
Ramco Systems Ltd.	Technology	Equity	0.11%
Syndicate Bank	Financial	Equity	0.09%
Elecon Engineering Co. Ltd.	Engineering	Equity	0.08%
Hindustan Construction Co. Ltd.	Construction	Equity	0.08%
MPS Ltd.	FMCG	Equity	0.08%
Syndicate Bank	Financial	Bonds	0.08%
Centum Electronics Ltd	Engineering	Equity	0.07%
Tata Capital Financial Services Ltd.	Financial	Debenture	0.07%
Andhra Bank	Financial	Bonds	0.05%
Jaiprakash Power Ventures Limited	Energy	Equity	0.03%
Tata Steel Ltd.	Metals	PPE	0.02%
Allahabad Bank	Financial	Equity	0.02%
KSK Energy Ventures Ltd.	Engineering	Equity	0.01%
Dilip Buildcon Ltd.	Construction	Equity	0.01%

	1Y	3Y	5Y	All
Fund returns	3.2%	9.6%	16.2%	NA
Category average	-1.7%	14.5%	17.6%	NA
Rank with in category	NA	NA	NA	NA

Hybrid, Aggressive Hybrid funds	Rating	1Y	3Y	Fund Size(Cr)
JM Aggressive Hybrid Fund IDCW	5	-7.3%	20.4%	804.37
ICICI Prudential Equity & Debt Fund IDCW Monthly	5	2.5%	20.1%	45,168.02
ICICI Prudential Equity & Debt Fund IDCW Half Yearly	5	2.5%	20.1%	45,168.02
Edelweiss Aggressive Hybrid Fund IDCW	5	-0.5%	17.5%	3,044.72
UTI Aggressive Hybrid Fund Plan IDCW	5	-2.9%	16.4%	6,301.59