Fund Details
Baroda Credit Risk Fund Plan A Dividend Quarterly
| Risk | Moderate |
|---|---|
| Min SIP Amount | ₹500 |
| Expense Ratio | 1.83% |
| NAV | ₹10.32 (27 Nov 2020) |
|---|---|
| Fund Started | 23 Jan 2015 |
| Fund Size | ₹239 Cr |
Returns
as per Historical Returns
Comparison
1. 1Y Returns are higher than the category average returns
2. 3Y Returns are higher than the category average returns
3. 5Y Returns are higher than the category average returns
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Risk-adjusted returns are lower compared to the category
3. Risk is higher compared to the benchmark
4. Higher expense ratio
5. 1Y Returns are lower than the benchmark
6. 3Y Returns are lower than the benchmark
7. 5Y Returns are lower than the benchmark
8. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
9. Risk-adjusted returns are lower compared to the category
10. Higher expense ratio - 1.83%
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| Piramal Enterprises Ltd. | Healthcare | NCD | 10.5% |
| Vedanta Ltd. | Metals | Debenture | 10.3% |
| Motilal Oswal Home Finance Ltd. | Financial | Bonds | 10.3% |
| Indusind Bank Ltd. | Financial | Bonds | 9.9% |
| Reliance Industries Ltd. | Energy | CP | 8.2% |
| Indiabulls Housing Finance Ltd. | Financial | Bonds | 7.9% |
| Tata Power Co. Ltd. | Energy | NCD | 7.5% |
| National Bank For Agriculture & Rural Development | Financial | CD | 7.3% |
| Indian Railway Finance Corpn. Ltd. | Financial | Bonds | 5.2% |
| Edelweiss Housing Finance Ltd. | Financial | Debenture | 4.5% |
Fund Managers
Baroda Credit Risk Fund Plan A Dividend Quarterly Details
Baroda Credit Risk Fund Plan A Dividend Quarterly is a Debt Mutual Fund Scheme launched by . This scheme was made available to investors on 23 Jan 2015. Alok Kumar Sahoo, Karn Kumar is the Current Fund Manager of Baroda Credit Risk Fund Plan A Dividend Quarterly fund.The fund currently has an Asset Under Management(AUM) of ₹239 Cr and the Latest NAV as of 27 Nov 2020 is ₹10.32.
The Baroda Credit Risk Fund Plan A Dividend Quarterly is rated Moderate risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. For units in excess of 10% of the investment,1% will be charged for redemption within 1 year
Investment Objective
The Scheme seeks to generate returns by investing in debt and money market instruments across the credit spectrum.
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
