YES Bank Personal Loan Interest Rates

• Flexible repayment options - You can repay your YES BANK personal loan over a period of time that is convenient for you. You can quickly figure out the EMI you would be paying across several tenures with the help of the personal loan EMI calculator and choose the one that is best for you.
• Convert your existing loan - You can transfer high-cost personal loans to reduced interest rates while also gaining access to extra funds.
• YES BANK personal loans are provided in a variety of categories.
• There is little documentation.
• Quick approval - The approval takes only 60 seconds.
• Simple application process - To apply for a personal loan, go to the website and fill out the application form, which is short and requires only basic paperwork.
• Quick disbursement of cash - Once the YES BANK personal loan is approved, the funds are disbursed within hours.
• Part-payment option is available - After 12 EMIs, you can choose to part-pay your YES BANK personal loan.
• Attractive interest rates - Starting at 10.75%, the interest rates on YES BANK personal loans are the finest in the business.

Following are the types of Personal Loans from YES Bank-

Wedding loans cover a variety of wedding-related expenses such as jewellery, cuisine, apparel, and decoration.

Regular personal lending scheme to cover travel expenses such as flight tickets, hotel charges, travel accessories, and so on.

To cover the costs of home renovations such as redecorating and renovating.

A personal loan balance transfer allows current personal loans from other lenders to be transferred to Yes Bank at cheaper interest rates.

Here is the table to show the YES Bank rate of interest for personal loan-

YES Bank has not specified any precise eligibility requirements for personal loan applicants. However, it has specified the information that personal loan applicants must provide in order for the lender to determine the personal loan eligibility of its personal loan applicants.

• Age
• Monthly earnings
• Other monthly recurring expenses, such as current EMIs Employer Employer history; years at present employment Time spent living at current residence (whether rented, owned, or mortgaged)
• Furthermore, YES Bank may consider personal loan applicants' credit scores, as most lenders do when assessing loan applicants' eligibility for personal loans.

• Identity and age proof (Aadhaar Card/Passport/Voter ID/Driving License)
• (Aadhaar Card/Passport/Telephone or Electricity bill/Ration card/Rental Agreement)
• Salary statements: (Salary slips of last three months with Form 16)
• IT Returns: (IT returns for the last two years)
• Statement from the Bank: (Bank statement of salary account for the last six months)