IDFC First Bank offers personal loans with low-interest rates and flexible repayment terms. Loans are available with little to no documentation and no paperwork!
IDFC First Bank personal loans are excellent solutions for all of your short-term financial needs, with the personal loan interest rate in IDFC Bank starting at 12.5%. You could also get a personal loan of up to Rs.5 lakh with a repayment period of up to 5 years.
IDFC First Bank Personal Loan Interest Rates |
10.75% p.a. onwards |
Maximum Amount |
Rs 1 crore |
Term |
5 years |
Processing Charges |
3.5% |
Here is the table to show the IDFC Personal Loan Interest Rate-
IDFC Personal Loan Interest |
12.5% - 18% p.a. |
There are varied types of personal loans that are offered by the IDFC First Bank-
The purpose of this online rapid personal loan is to cover the financial needs of a vacation.
A personal Loan Balance is a goal. Transfer facility for existing personal loans transferred from other banks/NBFCs to IDFC First Bank at cheaper interest rates. Six months to 5 years tenure.
To be qualified for a Personal Loan from IDFC Bank,
The following documents are required to be provided in order to obtain a personal loan from IDFC First Bank-
Banks/NBFCs |
Interest Rates (p.a.) |
SBI |
10.30%-15.10% |
ICICI Bank |
10.75% onwards |
Kotak Mahindra Bank |
10.99% onwards |
IndusInd Bank |
10.49% onwards |
IDFC First Bank |
10.75% onwards |
Bajaj Finserv |
13.00% onwards |
Tata Capital |
10.99% onwards |
Axis Bank |
10.25% onwards |
HDFC Bank |
11.00% onwards |