Fund Details
UTI Credit Risk Fund Regular Plan IDCW Monthly
| Risk | Moderately High |
|---|---|
| Min SIP Amount | ₹500 |
| Expense Ratio | 1.62% |
| NAV | ₹6.93 (15 Jun 2021) |
|---|---|
| Fund Started | 05 Dec 2014 |
| Fund Size | ₹319 Cr |
Returns
Comparison
Found nothing so far.
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Higher expense ratio - 1.62%
3. 1Y Returns are lower than the category average returns
4. 3Y Returns are lower than the category average returns
5. 5Y Returns are lower than the category average returns
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| Reliance Industries Ltd. | Energy | NCD | 8.2% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 8.1% |
| Tata Power Co. Ltd. | Energy | Debenture | 6.6% |
| Hindalco Industries Ltd. | Metals | Bonds/NCD | 6.6% |
| GOI | Sovereign | CGL | 6.5% |
| Amba River Coke Ltd. | Others | NCD | 6.3% |
| Dilip Buildcon Ltd. | Construction | NCD | 6.2% |
| Tata Steel Ltd. | Metals | Debenture | 5.6% |
| L&T Infrastructure Finance Co. Ltd. | Financial | NCD | 4.8% |
| Godrej Industries Ltd. | FMCG | NCD | 4.7% |
Fund Managers
UTI Credit Risk Fund Regular Plan IDCW Monthly Details
UTI Credit Risk Fund Regular Plan IDCW Monthly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 05 Dec 2014. Ritesh Nambiar is the Current Fund Manager of UTI Credit Risk Fund Regular Plan IDCW Monthly fund.The fund currently has an Asset Under Management(AUM) of ₹319 Cr and the Latest NAV as of 15 Jun 2021 is ₹6.93.
The UTI Credit Risk Fund Regular Plan IDCW Monthly is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months
Investment Objective
The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
