Fund Details
UTI Credit Risk Fund Regular Plan Dividend Monthly
| Risk | Moderate |
|---|---|
| Min SIP Amount | ₹500 |
| Expense Ratio | 1.60% |
| NAV | ₹6.76 (26 Nov 2020) |
|---|---|
| Fund Started | 05 Dec 2014 |
| Fund Size | ₹354 Cr |
Returns
as per Historical Returns
Comparison
Found nothing so far.
1. Risk-adjusted returns are lower compared to the category
2. Risk is higher compared to the benchmark
3. Higher expense ratio
4. 1Y Returns are lower than the benchmark
5. 3Y Returns are lower than the benchmark
6. 5Y Returns are lower than the benchmark
7. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
8. Risk-adjusted returns are lower compared to the category
9. Higher expense ratio - 1.6%
10. 1Y Returns are lower than the category average returns
11. 3Y Returns are lower than the category average returns
12. 5Y Returns are lower than the category average returns
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 9.2% |
| Amba River Coke Ltd. | Others | NCD | 8.6% |
| Muthoot Finance Ltd. | Financial | ZCB | 7.1% |
| Can Fin Homes Ltd. | Financial | Bonds | 7.1% |
| Tata Power Co. Ltd. | Energy | Debenture | 6.0% |
| Power Finance Corpn. Ltd. | Financial | NCD | 5.8% |
| Hindustan Petroleum Corpn. Ltd. | Energy | Debenture | 5.7% |
| Dilip Buildcon Ltd. | Construction | NCD | 5.6% |
| Indian Oil Corpn. Ltd. | Energy | NCD | 4.8% |
| L&T Infrastructure Finance Co. Ltd. | Financial | NCD | 4.3% |
Fund Managers
UTI Credit Risk Fund Regular Plan Dividend Monthly Details
UTI Credit Risk Fund Regular Plan Dividend Monthly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 05 Dec 2014. Ritesh Nambiar is the Current Fund Manager of UTI Credit Risk Fund Regular Plan Dividend Monthly fund.The fund currently has an Asset Under Management(AUM) of ₹354 Cr and the Latest NAV as of 26 Nov 2020 is ₹6.76.
The UTI Credit Risk Fund Regular Plan Dividend Monthly is rated Moderate risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months
Investment Objective
The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
