Name: UTI Credit Risk Fund Regular Plan IDCW Monthly
Brand: UTI Mutual Fund

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UTI Credit Risk Fund Regular Plan IDCW Monthly
Debt
Credit Risk
Moderately High Risk
6.07%
1Y return
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 22 Sep 2021₹7.63
Min. SIP amountNA
Rating1star
Fund size₹411.20 Cr
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns6.1%-10.0%-3.8%1.8%
Category average7.9%1.7%3.6%NA
Rank with in category131514NA
Understand termsinfo
Holdings (31)NameSectorInstrumentAssets
National Bank For Agriculture & Rural Development
FinancialDebenture6.3%
Reserve Bank of India
FinancialT-Bills6.0%
Tata Power Company Ltd.
EnergyDebenture5.1%
Hindalco Industries Ltd.
MetalsBonds/NCD5.0%
Torrent Power Ltd.
EnergyDebenture5.0%
Amba River Coke Ltd.
OthersNCD4.9%
Dilip Buildcon Ltd.
ConstructionNCD4.8%
Tata Steel Ltd.
MetalsDebenture4.4%
Aadhar Housing Finance Ltd.
FinancialNCD4.2%
JM Financial Asset Reconstruction Company Ltd
FinancialDebenture3.7%
See All
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Aug 2021 - Present
1.61%
31 Jul 2021 - 31 Aug 2021
1.61%
30 Jun 2021 - 31 Jul 2021
1.61%
31 May 2021 - 30 Jun 2021
1.61%
30 Apr 2021 - 31 May 2021
1.62%
31 Mar 2021 - 30 Apr 2021
1.49%
28 Feb 2021 - 31 Mar 2021
1.62%
31 Jan 2021 - 28 Feb 2021
1.62%
31 Dec 2020 - 31 Jan 2021
1.62%
30 Nov 2020 - 31 Dec 2020
1.62%
31 Oct 2020 - 30 Nov 2020
1.60%
30 Sep 2020 - 31 Oct 2020
1.48%
31 Aug 2020 - 30 Sep 2020
1.60%
31 Jul 2020 - 31 Aug 2020
1.60%
30 Jun 2020 - 31 Jul 2020
1.60%
31 May 2020 - 30 Jun 2020
1.60%
30 Apr 2020 - 31 May 2020
1.60%
31 Mar 2020 - 30 Apr 2020
1.59%
29 Feb 2020 - 31 Mar 2020
1.60%
31 Jan 2020 - 29 Feb 2020
1.59%
31 Dec 2019 - 31 Jan 2020
1.59%
30 Nov 2019 - 31 Dec 2019
1.60%
31 Oct 2019 - 30 Nov 2019
1.60%
30 Sep 2019 - 31 Oct 2019
1.60%
31 Aug 2019 - 30 Sep 2019
1.60%
31 Jul 2019 - 31 Aug 2019
1.60%
30 Jun 2019 - 31 Jul 2019
1.59%
31 May 2019 - 30 Jun 2019
1.59%
30 Apr 2019 - 31 May 2019
1.59%
31 Mar 2019 - 30 Apr 2019
1.68%
28 Feb 2019 - 31 Mar 2019
1.68%
31 Jan 2019 - 28 Feb 2019
1.70%
31 Dec 2018 - 31 Jan 2019
1.69%
30 Nov 2018 - 31 Dec 2018
1.68%
31 Oct 2018 - 30 Nov 2018
1.68%
30 Sep 2018 - 31 Oct 2018
1.67%
31 Aug 2018 - 30 Sep 2018
1.70%
31 Jul 2018 - 31 Aug 2018
1.67%
30 Jun 2018 - 31 Jul 2018
1.61%
31 May 2018 - 30 Jun 2018
1.61%
30 Apr 2018 - 31 May 2018
1.65%
31 Mar 2018 - 30 Apr 2018
1.65%
28 Feb 2018 - 31 Mar 2018
1.64%
31 Jan 2018 - 28 Feb 2018
1.62%
31 Dec 2017 - 31 Jan 2018
1.60%
30 Nov 2017 - 31 Dec 2017
1.57%
31 Oct 2017 - 30 Nov 2017
1.57%
Expense ratio, exit load and taxExpense ratio: 1.61%Inclusive of GST
Exit loadExit load of 5% if redeemed within 12 months.
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand termsinfo
Check past data
Minimum investment amountsMin. for 1st investmentNA
Min. for 2nd investment onwardsNA
Min. for SIPNA
Fund managementRitesh Nambiar
Aug 2014 - Present
View details
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Education
Mr. Nambiar is an MMS (Finance), CFA and FRM holder.
Experience
Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
Also manages these schemes
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UTI Credit Risk Fund Regular Plan Growth
UTI Credit Risk Fund Regular Plan IDCW Quarterly
UTI Ultra Short Term Fund Direct IDCW Daily
UTI Ultra Short Term Fund Direct IDCW Weekly
UTI Ultra Short Term Fund Direct Growth
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UTI Credit Risk Fund Direct IDCW Quarterly
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UTI Ultra Short Term Fund Direct IDCW Monthly
UTI Ultra Short Term Fund Regular IDCW Monthly
UTI Ultra Short Term Fund Regular IDCW Fortnightly
UTI Ultra Short Term Fund Direct IDCW Fortnightly
UTI Ultra Short Term Fund Direct IDCW Quarterly
UTI Credit Risk Fund Regular Plan IDCW Yearly
UTI Ultra Short Term Fund Regular IDCW Quarterly
UTI Ultra Short Term Fund Regular IDCW Yearly
UTI Medium Term Fund Regular IDCW Monthly
UTI Medium Term Fund Regular IDCW Quarterly
UTI Medium Term Fund Regular IDCW Half Yearly
UTI Medium Term Fund Regular Flexi IDCW
UTI Medium Term Fund Regular Growth
UTI Medium Term Fund Regular IDCW Yearly
UTI Medium Term Fund Direct IDCW Monthly
UTI Medium Term Fund Direct IDCW Quarterly
UTI Medium Term Fund Direct Growth
UTI Medium Term Fund Direct IDCW Half Yearly
UTI Medium Term Fund Direct IDCW Yearly
UTI Medium Term Fund Direct Flexi IDCW
UTI Ultra Short Term Fund Regular IDCW Half Yearly
UTI Credit Risk Fund Regular Plan Flexi IDCW
UTI Credit Risk Fund Direct IDCW Yearly
UTI Credit Risk Fund Direct IDCW Half Yearly
UTI Credit Risk Fund Regular Plan IDCW Half Yearly
UTI Credit Risk Fund Direct Flexi IDCW
UTI Ultra Short Term Fund Direct IDCW Yearly
UTI Credit Risk Fund Segregated Portfolio Regular IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio Regular Growth
UTI Credit Risk Fund Segregated Portfolio Direct Growth
UTI Credit Risk Fund Segregated Portfolio Direct IDCW Quarterly
UTI Medium Term Fund Segregated Portfolio Direct Growth
UTI Medium Term Fund Segregated Portfolio Regular Growth
UTI Credit Risk Fund Segregated Portfolio 2 Regular Growth
UTI Credit Risk Fund Segregated Portfolio 2 Direct Growth
UTI Credit Risk Fund Segregated Portfolio 2 Regular IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio 2 Direct IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio 2 Direct IDCW Monthly
UTI Credit Risk Fund Segregated Portfolio 3 Regular Growth
UTI Credit Risk Fund Segregated Portfolio 3 Direct IDCW Monthly
UTI Credit Risk Fund Segregated Portfolio 3 Direct Growth
UTI Credit Risk Fund Segregated Portfolio 3 Regular IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio 3 Direct IDCW Quarterly
UTI Medium Term Fund Segregated Portfolio 2 Regular Growth
UTI Medium Term Fund Segregated Portfolio 2 Direct Growth
UTI Credit Risk Fund Segregated Portfolio 4 Regular IDCW Quarterly
UTI Credit Risk Fund Segregated Portfolio 4 Direct Growth
UTI Credit Risk Fund Segregated Portfolio 4 Direct IDCW Half Yearly
UTI Credit Risk Fund Segregated Portfolio 4 Direct IDCW Quarterly
UTI Medium Term Fund Segregated Portfolio 3 Regular Growth
UTI Medium Term Fund Segregated Portfolio 3 Direct Growth
Fund house & investment objective
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UTI Mutual Fund
Rank (total assets)#8 in India
Total AUM1,80,599.47 Cr
Date of Incorporation01 Feb 2003
UTI Credit Risk Fund Regular Plan IDCW Monthly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors o
UTI Credit Risk Fund Regular Plan IDCW Monthly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 01 Feb 2003. Ritesh Nambiar is the Current Fund Manager of UTI Credit Risk Fund Regular Plan IDCW Monthly fund. The fund currently has an Asset Under Management(AUM) of ₹1,80,599 Cr and the Latest NAV as of 22 Sep 2021 is ₹7.63.
The UTI Credit Risk Fund Regular Plan IDCW Monthly is rated Moderately High risk. Minimum SIP Investment is set to 500. Exit load of 5% if redeemed within 12 months....Read more
Investment Objective
The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds
The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
...Read more
Fund benchmarkCRISIL Short Term Credit Risk
descriptionScheme Information Document(SID)
Fund house contact details
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Address
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai 400051
Phone
022-66786666
Launch Date
01 Feb 2003
E-mail
[email protected]
Website
NA
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
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UTI Credit Risk Fund Regular Plan IDCW Monthly
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	1Y	3Y	5Y	All
Fund returns	6.1%	-10.0%	-3.8%	1.8%
Category average	7.9%	1.7%	3.6%	NA
Rank with in category	13	15	14	NA

Name	Sector	Instrument	Assets
National Bank For Agriculture & Rural Development	Financial	Debenture	6.3%
Reserve Bank of India	Financial	T-Bills	6.0%
Tata Power Company Ltd.	Energy	Debenture	5.1%
Hindalco Industries Ltd.	Metals	Bonds/NCD	5.0%
Torrent Power Ltd.	Energy	Debenture	5.0%
Amba River Coke Ltd.	Others	NCD	4.9%
Dilip Buildcon Ltd.	Construction	NCD	4.8%
Tata Steel Ltd.	Metals	Debenture	4.4%
Aadhar Housing Finance Ltd.	Financial	NCD	4.2%
JM Financial Asset Reconstruction Company Ltd	Financial	Debenture	3.7%

Rating	1
Fund size	₹411.20 Cr