How to Invest in PGIM India Credit Risk Fund Direct IDCW Quarterly?

You can easily invest in PGIM India Credit Risk Fund Direct IDCW Quarterly in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for PGIM India Credit Risk Fund Direct IDCW Quarterly from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in PGIM India Credit Risk Fund Direct IDCW Quarterly as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does PGIM India Credit Risk Fund Direct IDCW Quarterly provide?

The PGIM India Credit Risk Fund Direct IDCW Quarterly has been there from 29 Sep 2014 and the average annual returns provided by this fund is 9.60% since its inception.

How much expense ratio is charged by PGIM India Credit Risk Fund Direct IDCW Quarterly?

The term Expense Ratio used for PGIM India Credit Risk Fund Direct IDCW Quarterly or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of PGIM India Credit Risk Fund Direct IDCW Quarterly is 0.79% as of 31 Dec 2025...

What is the AUM of PGIM India Credit Risk Fund Direct IDCW Quarterly?

The AUM, short for Assets Under Management of PGIM India Credit Risk Fund Direct IDCW Quarterly is ₹39.22Cr as of 31 Dec 2025.

How to Redeem PGIM India Credit Risk Fund Direct IDCW Quarterly?

If you want to sell your PGIM India Credit Risk Fund Direct IDCW Quarterly holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of PGIM India Credit Risk Fund Direct IDCW Quarterly?

You can select either SIP or Lumpsum investment of PGIM India Credit Risk Fund Direct IDCW Quarterly based on your investment objective and risk tolerance.

What is the NAV of PGIM India Credit Risk Fund Direct IDCW Quarterly?

The NAV of PGIM India Credit Risk Fund Direct IDCW Quarterly is ₹10.82 as of 21 Jan 2022.

What is the PE and PB ratio of PGIM India Credit Risk Fund Direct IDCW Quarterly?

The PE ratio ratio of PGIM India Credit Risk Fund Direct IDCW Quarterly is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

PGIM India Credit Risk Fund Direct IDCW Quarterly - NAV, Mutual Fund Performance & Portfolio

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PGIM India Credit Risk Fund Direct IDCW Quarterly
Debt
Credit Risk
Low to Moderate Risk
Payout
+4.08%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 21 Jan 2022
₹10.82
Rating
2
Min. SIP amount
Not Supported
Fund size
₹39.22Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (7)NameSectorInstrumentAssets
REC Ltd.
FinancialBonds11.73%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD10.34%
JM Financial Credit Solutions Ltd.
FinancialDebenture10.27%
Indostar Capital Finance Ltd.
FinancialDebenture10.17%
Hindalco Industries Ltd.
MetalsBonds/NCD6.54%
Housing Development Finance Corpn. Ltd.
FinancialNCD5.18%
Hindalco Industries Ltd.
MetalsBonds/NCD3.88%
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.6%4.1%5.3%7.4%
Category average10.3%8.7%9.0%NA
Rank with in category5119NA
Understand terms
Peer ComparisonDebt, Credit Risk fundsRating1Y3YFund Size(Cr)
Nippon India Credit Risk Fund Direct IDCW Quarterly
5
9.8%9.2%1,013.27
Nippon India Credit Risk Fund Direct IDCW
5
9.8%9.2%1,013.27
Baroda BNP Paribas Credit Risk Fund Direct IDCW Monthly
4
9.0%8.7%199.04
Baroda BNP Paribas Credit Risk Fund Direct IDCW Quarterly
4
9.0%8.7%199.04
Axis Credit Risk Fund Direct IDCW Monthly
4
NANA366.48
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Dec 2021 - Present
0.79%
31 Dec 2021 - 31 Dec 2021
0.79%
30 Nov 2021 - 31 Dec 2021
0.80%
31 Oct 2021 - 30 Nov 2021
0.81%
30 Sep 2021 - 31 Oct 2021
0.81%
31 Aug 2021 - 30 Sep 2021
0.83%
31 Jul 2021 - 31 Aug 2021
0.83%
30 Jun 2021 - 31 Jul 2021
0.59%
31 May 2021 - 30 Jun 2021
0.59%
30 Apr 2021 - 31 May 2021
0.59%
31 Mar 2021 - 30 Apr 2021
0.61%
28 Feb 2021 - 31 Mar 2021
0.61%
31 Jan 2021 - 28 Feb 2021
0.61%
31 Dec 2020 - 31 Jan 2021
0.61%
30 Nov 2020 - 31 Dec 2020
0.63%
31 Oct 2020 - 30 Nov 2020
0.63%
30 Sep 2020 - 31 Oct 2020
0.64%
31 Aug 2020 - 30 Sep 2020
0.64%
31 Jul 2020 - 31 Aug 2020
0.64%
30 Jun 2020 - 31 Jul 2020
0.66%
31 May 2020 - 30 Jun 2020
0.66%
30 Apr 2020 - 31 May 2020
0.69%
31 Mar 2020 - 30 Apr 2020
0.70%
29 Feb 2020 - 31 Mar 2020
0.70%
31 Jan 2020 - 29 Feb 2020
0.70%
31 Dec 2019 - 31 Jan 2020
0.76%
30 Nov 2019 - 31 Dec 2019
0.76%
31 Oct 2019 - 30 Nov 2019
0.79%
30 Sep 2019 - 31 Oct 2019
0.79%
31 Aug 2019 - 30 Sep 2019
0.79%
31 Jul 2019 - 31 Aug 2019
0.79%
30 Jun 2019 - 31 Jul 2019
0.79%
31 May 2019 - 30 Jun 2019
0.79%
30 Apr 2019 - 31 May 2019
0.78%
31 Mar 2019 - 30 Apr 2019
0.78%
28 Feb 2019 - 31 Mar 2019
0.78%
31 Jan 2019 - 28 Feb 2019
0.83%
31 Dec 2018 - 31 Jan 2019
0.93%
30 Nov 2018 - 31 Dec 2018
0.93%
31 Oct 2018 - 30 Nov 2018
0.92%
30 Sep 2018 - 31 Oct 2018
0.92%
31 Aug 2018 - 30 Sep 2018
0.93%
31 Jul 2018 - 31 Aug 2018
0.92%
30 Jun 2018 - 31 Jul 2018
0.98%
31 May 2018 - 30 Jun 2018
0.84%
30 Apr 2018 - 31 May 2018
0.83%
31 Mar 2018 - 30 Apr 2018
0.83%
28 Feb 2018 - 31 Mar 2018
0.78%
31 Jan 2018 - 28 Feb 2018
0.78%
31 Dec 2017 - 31 Jan 2018
0.78%
30 Nov 2017 - 31 Dec 2017
0.78%
31 Oct 2017 - 30 Nov 2017
0.78%
Expense ratio, exit load and taxExpense ratio: 0.79%Inclusive of GST
Exit loadFor units more than 10% of the investments, an exit load of 1% if redeemed within one year.
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund house & investment objective
PGIM India Mutual Fund
Rank (total assets)#26 in India
Total AUM₹27,699.37Cr
Date of Incorporation13 May 2010
    PGIM India Credit Risk Fund Direct IDCW Quarterly is a Debt Mutual Fund Scheme launched by PGIM India Mutual Fund.     This scheme was made available to investors on 13 May 2010.     Kumaresh Ramakrishnan is the Current Fund Manager of PGIM India Credit Risk Fund Direct IDCW Quarterly fund.     The fund currently has an Asset Under Management(AUM) of ₹27,699 Cr and     the Latest NAV as of 21 Jan 2022 is ₹10.82.  

    The PGIM India Credit Risk Fund Direct IDCW Quarterly is rated Low to Moderate risk.     Minimum SIP Investment is set to ₹1,000.          For units more than 10% of the investments, an exit load of 1% if redeemed within one year.
  ;
Investment ObjectiveThe Scheme seek to generate income and capital appreciation by investing predominantly in AA and below rated corporate debt (excluding AA+ rated corporate bonds). 
 
;
Fund benchmarkNIFTY Credit Risk Bond Index
Scheme Information Document(SID)
Fund house contact details
Address
7th Floor, Radhe Empire,Chandavarkar RoadBorivali (W), Mumbai Mumbai 400092
Phone
+91 22 6159 5441 / 42
, 1800 209 7446
Launch Date
13 May 2010
E-mail
NA
Website
www.pgimindiamf.com
PGIM India Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4,  Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Groww Invest Tech Pvt. Ltd. (Formerly known as Nextbillion Technology Pvt. Ltd) (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Debt Credit Risk
Pros
1Y and 5Y annualised returns higher than category average
Average credit rating of the fund's holdings: AAA 
This fund has holdings of the highest quality
Cons
Higher expense ratio: 0.79%
Low rating: 2
3Y annualised returns lower than category average by 5.14%
Compare funds
PGIM India Credit Risk Fund Direct IDCW Quarterly
VS
Add mutual fund to compare

Name	Sector	Instrument	Assets
REC Ltd.	Financial	Bonds	11.73%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds/NCD	10.34%
JM Financial Credit Solutions Ltd.	Financial	Debenture	10.27%
Indostar Capital Finance Ltd.	Financial	Debenture	10.17%
Hindalco Industries Ltd.	Metals	Bonds/NCD	6.54%
Housing Development Finance Corpn. Ltd.	Financial	NCD	5.18%
Hindalco Industries Ltd.	Metals	Bonds/NCD	3.88%

	1Y	3Y	5Y	All
Fund returns	9.6%	4.1%	5.3%	7.4%
Category average	10.3%	8.7%	9.0%	NA
Rank with in category	5	11	9	NA

Debt, Credit Risk funds	Rating	1Y	3Y	Fund Size(Cr)
Nippon India Credit Risk Fund Direct IDCW Quarterly	5	9.8%	9.2%	1,013.27
Nippon India Credit Risk Fund Direct IDCW	5	9.8%	9.2%	1,013.27
Baroda BNP Paribas Credit Risk Fund Direct IDCW Monthly	4	9.0%	8.7%	199.04
Baroda BNP Paribas Credit Risk Fund Direct IDCW Quarterly	4	9.0%	8.7%	199.04
Axis Credit Risk Fund Direct IDCW Monthly	4	NA	NA	366.48