Best HDFC SIP Plans
Systematic Investment Plans or SIPs allow investors to invest money in small amounts at a regular investment rather than investing in lump sum.
These investments also benefit from rupee cost averaging.
To tap into a larger market and make investing easier and accessible for all, many mutual funds have introduced schemes with an SIP feature.
HDFC AMC
There are many Asset Management Companies offering mutual funds for Indian investors. One of them is HDFC AMC.
HDFC Asset Management Company (HDFC AMC) was set up in 1999 as a joint venture between Housing Development Finance Corporation Limited (“HDFC”) and Standard Life Investments Limited (“SLI”).
What are the different SIP mutual fund schemes that this AMC offers? Which ones have performed the best historically? Let’s look at the answers below:
Here’s a list of top HDFC mutual funds for SIP:
Note: The list comprises mutual fund schemes in descending order of 5 year returns. This is in no way a recommendation that historical returns should be considered foremost before making any investment. This is also not a recommendation that you should invest in the below mentioned categories.
Equity Funds
HDFC Small Cap Direct
| Time period | 3 Year** | 5 Year** |
| Return* | 41.63% | 25.31% |
For more information about the mutual fund, click here: HDFC Small Cap Direct
HDFC Retirement Savings Equity Direct
| Time period | 3 Year** | 5 Year** |
| Return* | 35.96% | 23.52% |
For more information about the mutual fund, click here: HDFC Retirement Savings Equity Direct
HDFC Large & Mid Cap Direct
| Time period | 3 Year** | 5 Year** |
| Return* | 35.06% | 21.93% |
For more information about the mutual fund, click here: HDFC Large & Mid Cap Direct
*as on November 2, 2021.
** SIP returns.
Debt Funds
HDFC Credit Risk Direct
| Time period | 3 Year** | 5 Year** |
| Return* | 9.62% | 8.95% |
For more information about the mutual fund, click here: HDFC Credit Risk DIrect
HDFC Medium Term Debt Fund Direct
| Time period | 3 Year** | 5 Year** |
| Return* | 8.62% | 8.41% |
For more information about the mutual fund, click here: HDFC Medium Term Debt Fund Direct
HDFC Corporate Bond Direct
| Time period | 3 Year** | 5 Year** |
| Return* | 8.11% | 8.29% |
For more information about the mutual fund, click here: HDFC Corporate Bond Fund Direct
*as on November 2, 2021.
** SIP returns
Hybrid funds
HDFC Childrens Gift
| Time period | 3 Year** | 5 Year** |
| Return* | 28.83% | 18.89% |
For more information about the mutual fund, click here: HDFC Childrens Gift
HDFC Retirement Savings Hybrid Equity
| Time period | 3 Year** | 5 Year** |
| Return* | 15.57% | 18.41% |
For more information about the mutual fund, click here: HDFC Retirement Savings Hybrid Equity
HDFC Balanced Advantage Fund Direct
| Time period | 3 Year** | 5 Year** |
| Return* | 24.34% | 16.99% |
For more information about the mutual fund, click here: HDFC Balanced Advantage Fund Direct
*as on November 2, 2021.
** SIP returns
This was the list of best HDFC mutual funds for SIP. To further compare mutual funds in detail, you may use this tool: https://groww.in/mutual-funds/compare
Happy Investing!
Disclaimer: The content presented here is only for educational and informational purposes. It is not intended to be advice on what to buy or sell. This is not a recommendation that you should invest in only these categories.
To read the RA disclaimer, please click here.
