miraesip

I am planning to do SIP of 2K in Mirae Bluechip Fund. Any suggestions?

Are there any risks in this fund? Any better option?

Asked
Mridul Agrawal

Mirae Asset Emerging Bluechip Fund is a midcap fund. Investors with a high risk appetite should invest in this fund. An aggressive investor looking to invest for 5 years or more should invest in this fund. First time investors should prefer to invest in a large cap fund.

The returns of this fund has surpassed the NIFTY Free Float Midcap 100.

The risk involved in this fund is comparatively lower than the benchmark. Its 1 year, 3 year and 5 year return is higher than the benchmark. This fund started 10 years back and has been constantly performing well. Thus fund has an AUM (Asset Under Management) of more than 4000 crores.

More than 98 percent of investments have been made in Equities. Remaining is kept as cash for the liquidity purpose. There is no investment made in Debt or government bonds. 60 percent investment is made in Mid Cap Funds followed by 35 percent in Large Cap. This fund has diversified its investments in all the segments with highest allocation given to Financial Services.

Few top holdings of the fund are:

·          Kotak Mahindra Bank Ltd

·          Tata Steel Ltd

·          Ceat Ltd

·          Raymond Ltd

·          Voltas Ltd

·          Tata Global Beverages Ltd

Expense ratio of this fund is more than 2 percent, which is comparatively high. If the investor wants to invest in Mid Cap Equity category then the other options available are:

·          Aditya Birla Sun Life Small and Midcap Fund

·          L&T Midcap Fund

·          DSP Blackrock Small and Micap Fund

In case the investor is not willing to take much risk, then he can go for a balanced fund with investments in large cap. After reading the above information, an investor can himself smartly decide which fund to invest in. 


Ankit

Mirae Asset Emerging Bluechip Fund is a midcap fund. Investors with a high risk appetite should invest in this fund. An aggressive investor looking to invest for 5 years or more should invest in this fund. First time investors should prefer to invest in a large cap fund.

The returns of this fund has surpassed the NIFTY Free Float Midcap 100.

The risk involved in this fund is comparatively lower than the benchmark. Its 1 year, 3 year and 5 year return is higher than the benchmark. This fund started 10 years back and has been constantly performing well. Thus fund has an AUM (Asset Under Management) of more than 4000 crores.

More than 98 percent of investments have been made in Equities. Remaining is kept as cash for the liquidity purpose. There is no investment made in Debt or government bonds. 60 percent investment is made in Mid Cap Funds followed by 35 percent in Large Cap. This fund has diversified its investments in all the segments with highest allocation given to Financial Services.

Few top holdings of the fund are:

·          Kotak Mahindra Bank Ltd

·          Tata Steel Ltd

·          Ceat Ltd

·          Raymond Ltd

·          Voltas Ltd

·          Tata Global Beverages Ltd

Expense ratio of this fund is more than 2 percent, which is comparatively high. If the investor wants to invest in Mid Cap Equity category then the other options available are:

·          Aditya Birla Sun Life Small and Midcap Fund

·          L&T Midcap Fund

·          DSP Blackrock Small and Micap Fund

In case the investor is not willing to take much risk, then he can go for a balanced fund with investments in large cap. After reading the above information, an investor can himself smartly decide which fund to invest in. 

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