How to Invest in Indiabulls Savings Income Fund Direct IDCW Monthly?

You can easily invest in Indiabulls Savings Income Fund Direct IDCW Monthly in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Indiabulls Savings Income Fund Direct IDCW Monthly from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Indiabulls Savings Income Fund Direct IDCW Monthly as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Indiabulls Savings Income Fund Direct IDCW Monthly provide?

The Indiabulls Savings Income Fund Direct IDCW Monthly has been there from 02 Dec 2015 and the average annual returns provided by this fund is 16.25% since its inception.

How much expense ratio is charged by Indiabulls Savings Income Fund Direct IDCW Monthly?

The term Expense Ratio used for Indiabulls Savings Income Fund Direct IDCW Monthly or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Indiabulls Savings Income Fund Direct IDCW Monthly is 0.27% as of 31 Oct 2025...

What is the AUM of Indiabulls Savings Income Fund Direct IDCW Monthly?

The AUM, short for Assets Under Management of Indiabulls Savings Income Fund Direct IDCW Monthly is ₹10.42Cr as of 31 Oct 2025.

How to Redeem Indiabulls Savings Income Fund Direct IDCW Monthly?

If you want to sell your Indiabulls Savings Income Fund Direct IDCW Monthly holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

What is the NAV of Indiabulls Savings Income Fund Direct IDCW Monthly?

The NAV of Indiabulls Savings Income Fund Direct IDCW Monthly is ₹12.00 as of 13 Sep 2021.

What is the PE and PB ratio of Indiabulls Savings Income Fund Direct IDCW Monthly?

The PE ratio ratio of Indiabulls Savings Income Fund Direct IDCW Monthly is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Indiabulls Savings Income Fund Direct IDCW Monthly - NAV, Mutual Fund Performance & Portfolio

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Indiabulls Savings Income Fund Direct IDCW Monthly
Hybrid
Conservative Hybrid
Moderate Risk
Payout
+8.70%
3Y annualised
+0.03% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 13 Sep 2021
₹12.00
Rating
3
Min. SIP amount
Not Supported
Fund size
₹10.42Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (5)NameSectorInstrumentAssets
GOI
SovereignGOI Sec20.58%
Indiabulls Nifty 50 Exchange Traded Fund Regular - Growth
FinancialMutual Fund16.36%
ICICI Bank Ltd.
FinancialEquity1.34%
HDFC Bank Ltd.
FinancialEquity1.26%
State Bank of India
FinancialEquity1.06%
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns16.3%8.7%9.9%10.1%
Category average5.9%9.4%9.0%NA
Rank with in category15216NA
Understand terms
Peer ComparisonHybrid, Conservative Hybrid fundsRating1Y3YFund Size(Cr)
UTI Conservative Hybrid Fund Direct IDCW Monthly
4
6.5%10.7%1,690.26
UTI Conservative Hybrid Fund Direct Flexi IDCW
4
6.5%10.7%1,690.26
UTI Conservative Hybrid Fund Direct Monthly Payment
4
6.5%10.7%1,690.26
Nippon India Conservative Hybrid Fund Direct IDCW Monthly
5
9.9%10.0%902.02
Nippon India Conservative Hybrid Fund Direct IDCW quaterly
5
9.9%10.0%902.02
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
30 Sep 2021 - Present
0.27%
31 Aug 2021 - 30 Sep 2021
0.25%
31 Jul 2021 - 31 Aug 2021
0.25%
30 Jun 2021 - 31 Jul 2021
0.25%
31 May 2021 - 30 Jun 2021
0.25%
30 Apr 2021 - 31 May 2021
0.25%
31 Mar 2021 - 30 Apr 2021
0.25%
28 Feb 2021 - 31 Mar 2021
0.25%
31 Jan 2021 - 28 Feb 2021
0.25%
31 Dec 2020 - 31 Jan 2021
0.25%
30 Nov 2020 - 31 Dec 2020
0.25%
31 Oct 2020 - 30 Nov 2020
0.25%
30 Sep 2020 - 31 Oct 2020
0.25%
31 Jul 2020 - 30 Sep 2020
0.25%
30 Jun 2020 - 31 Jul 2020
0.25%
31 May 2020 - 30 Jun 2020
0.25%
30 Apr 2020 - 31 May 2020
0.25%
31 Mar 2020 - 30 Apr 2020
0.57%
29 Feb 2020 - 31 Mar 2020
0.25%
31 Jan 2020 - 29 Feb 2020
1.27%
31 Dec 2019 - 31 Jan 2020
1.27%
30 Nov 2019 - 31 Dec 2019
1.27%
31 Oct 2019 - 30 Nov 2019
1.27%
30 Sep 2019 - 31 Oct 2019
1.27%
31 Aug 2019 - 30 Sep 2019
1.27%
31 Jul 2019 - 31 Aug 2019
1.27%
30 Jun 2019 - 31 Jul 2019
1.27%
31 May 2019 - 30 Jun 2019
1.27%
30 Apr 2019 - 31 May 2019
1.29%
31 Mar 2019 - 30 Apr 2019
1.58%
28 Feb 2019 - 31 Mar 2019
1.58%
31 Jan 2019 - 28 Feb 2019
1.58%
31 Dec 2018 - 31 Jan 2019
1.58%
30 Nov 2018 - 31 Dec 2018
1.58%
31 Oct 2018 - 30 Nov 2018
1.58%
30 Sep 2018 - 31 Oct 2018
1.58%
31 Aug 2018 - 30 Sep 2018
1.58%
31 Jul 2018 - 31 Aug 2018
1.58%
30 Jun 2018 - 31 Jul 2018
1.58%
31 May 2018 - 30 Jun 2018
0.35%
30 Apr 2018 - 31 May 2018
0.35%
31 Mar 2018 - 30 Apr 2018
0.32%
28 Feb 2018 - 31 Mar 2018
0.35%
31 Jan 2018 - 28 Feb 2018
1.68%
31 Dec 2017 - 31 Jan 2018
1.65%
30 Nov 2017 - 31 Dec 2017
1.24%
31 Oct 2017 - 30 Nov 2017
0.71%
Expense ratio, exit load and taxExpense ratio: 0.27%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund managementSumit Bhatnagar
May 2021 - Present
View details
Education
Mr. Bhatnagar is an MBA (Investment Management) from University of Toronto, Canada and CFA Charter (USA).
Experience
Prior to joining LIC Mutual Fund. He was assocaited with Indiabulls Mutual Fund he has worked with SEBI.
Also manages these schemes
LIC MF Aggressive Hybrid Fund Direct Growth
LIC MF Nifty 50 Index Fund Direct Growth
LIC MF BSE Sensex Index Fund Direct Growth
Indiabulls Savings Income Fund Direct Growth
LIC MF Arbitrage Fund Direct Growth
LIC MF Nifty Next 50 Index Fund Direct Growth
LIC MF Equity Savings Fund Direct Growth
LIC MF Gold ETF FoF Direct Growth
LIC MF Focused Fund Direct Growth
LIC MF Value Fund Direct Growth
Karan Singh
May 2020 - Present
View details
Education
Mr. Singh is B.A (Honours) in Economics, PGDBF & CFA - Level 1
Experience
Prior to joining Groww Mutual Fund (formerly Indiabulls Mutual Fund) he has worked with Taurus Corporate Advisory Services Ltd., DIOS Capital, Invesco Asset Management Company Ltd., Fidelity Investments and ICRA Ltd.
Also manages these schemes
Indiabulls Gilt Fund Direct Growth
Indiabulls Ultra Short Term Direct Fund Growth
Indiabulls Income Fund Direct Growth
Groww Arbitrage Fund Direct Growth
Indiabulls Savings Income Fund Direct Growth
Indiabulls Savings Fund Direct Growth
Indiabulls Banking And PSU Debt Fund Direct Growth
Fund house & investment objective
Indiabulls Mutual Fund
Rank (total assets)#41 in India
Total AUM₹2,509.32Cr
Date of Incorporation10 Apr 2008
    Indiabulls Savings Income Fund Direct IDCW Monthly is a Hybrid Mutual Fund Scheme launched by Groww Mutual Fund.     This scheme was made available to investors on 10 Apr 2008.     Malay Shah, Sumit Bhatnagar is the Current Fund Manager of Indiabulls Savings Income Fund Direct IDCW Monthly fund.     The fund currently has an Asset Under Management(AUM) of ₹2,509 Cr and     the Latest NAV as of 13 Sep 2021 is ₹12.00.  

    The Indiabulls Savings Income Fund Direct IDCW Monthly is rated Moderate risk.     Minimum SIP Investment is set to ₹500.          
  ;
Investment ObjectiveThe Scheme seeks to generate regular monthly returns through investment primarily in debt securities. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity securities. 
 
;
Fund benchmarkCRISIL Hybrid 75+25 Conservative Index
Scheme Information Document(SID)
Fund house contact details
Address
505 – 5th Floor, Tower 2B, One World Centre, Near Prabhadevi Railway Station, Lower Parel,Maharashtra Mumbai 400013
Phone
8050180222
Launch Date
10 Apr 2008
E-mail
Customer Support Email id:  [email protected]
Website
growwmf.in
Indiabulls Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4,  Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
Indiabulls Savings Income Fund Direct IDCW Monthly
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Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	20.58%
Indiabulls Nifty 50 Exchange Traded Fund Regular - Growth	Financial	Mutual Fund	16.36%
ICICI Bank Ltd.	Financial	Equity	1.34%
HDFC Bank Ltd.	Financial	Equity	1.26%
State Bank of India	Financial	Equity	1.06%

	1Y	3Y	5Y	All
Fund returns	16.3%	8.7%	9.9%	10.1%
Category average	5.9%	9.4%	9.0%	NA
Rank with in category	15	21	6	NA

Hybrid, Conservative Hybrid funds	Rating	1Y	3Y	Fund Size(Cr)
UTI Conservative Hybrid Fund Direct IDCW Monthly	4	6.5%	10.7%	1,690.26
UTI Conservative Hybrid Fund Direct Flexi IDCW	4	6.5%	10.7%	1,690.26
UTI Conservative Hybrid Fund Direct Monthly Payment	4	6.5%	10.7%	1,690.26
Nippon India Conservative Hybrid Fund Direct IDCW Monthly	5	9.9%	10.0%	902.02
Nippon India Conservative Hybrid Fund Direct IDCW quaterly	5	9.9%	10.0%	902.02