How to Invest in HSBC Credit Risk Fund Retail Bonus?

You can easily invest in HSBC Credit Risk Fund Retail Bonus in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for HSBC Credit Risk Fund Retail Bonus from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in HSBC Credit Risk Fund Retail Bonus as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does HSBC Credit Risk Fund Retail Bonus provide?

The HSBC Credit Risk Fund Retail Bonus has been there from 08 Oct 2009 and the average annual returns provided by this fund is 2.86% since its inception.

How much expense ratio is charged by HSBC Credit Risk Fund Retail Bonus?

The term Expense Ratio used for HSBC Credit Risk Fund Retail Bonus or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of HSBC Credit Risk Fund Retail Bonus is NA% as of 31 Dec 2025...

What is the AUM of HSBC Credit Risk Fund Retail Bonus?

The AUM, short for Assets Under Management of HSBC Credit Risk Fund Retail Bonus is ₹523.45Cr as of 31 Dec 2025.

How to Redeem HSBC Credit Risk Fund Retail Bonus?

If you want to sell your HSBC Credit Risk Fund Retail Bonus holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of HSBC Credit Risk Fund Retail Bonus?

You can select either SIP or Lumpsum investment of HSBC Credit Risk Fund Retail Bonus based on your investment objective and risk tolerance.

What is the NAV of HSBC Credit Risk Fund Retail Bonus?

The NAV of HSBC Credit Risk Fund Retail Bonus is ₹23.67 as of 25 Nov 2022.

What is the PE and PB ratio of HSBC Credit Risk Fund Retail Bonus?

The PE ratio ratio of HSBC Credit Risk Fund Retail Bonus is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

HSBC Credit Risk Fund Retail Bonus - NAV, Mutual Fund Performance & Portfolio

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HSBC Credit Risk Fund Retail Bonus
Debt
Credit Risk
Moderate Risk
Payout
+4.62%
3Y annualised
0.00% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 25 Nov 2022
₹23.67
Rating
NA
Min. SIP amount
Not Supported
Fund size
₹523.45Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (19)NameSectorInstrumentAssets
GOI
SovereignGOI Sec16.78%
Aditya Birla Fashion and Retail Ltd.
ServicesDebenture8.36%
IIFL Home Finance Ltd.
FinancialDebenture8.00%
Manappuram Finance Ltd.
FinancialDebenture7.17%
Godrej Industries Ltd.
DiversifiedDebenture6.60%
ONGC Petro Additions Ltd.
EnergyNCD6.60%
Aadhar Housing Finance Ltd.
FinancialNCD6.60%
GOI
SovereignGOI Sec6.36%
Oriental Nagpur Betul Highway Ltd.
ConstructionDebenture5.53%
Tata Power Company Ltd.
EnergyDebenture5.01%
Tata Power Company Ltd.
EnergyBonds/NCD4.93%
JM Financial Products Ltd.
FinancialNCD3.47%
Godrej Housing Finance Ltd.
FinancialDebenture3.26%
Yarrow Infrastructure Ltd.
ConstructionNCD2.28%
Rattan India Solar Pvt. Ltd.
Capital GoodsNCD0.84%
Sepset Construction Ltd.
ConstructionNCD0.71%
Malwa Solar Power Generation Pvt. Ltd.
EnergyNCD0.71%
Citra Real Estate Ltd.
ConstructionDebenture0.11%
Priapus Infrastructure Ltd.
EnergyDebenture0.11%
See All
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Credit Risk
Annualised returns
Absolute returns
3Y5Y10YAll
Fund returns4.6%4.3%6.5%6.9%
Category average8.7%9.0%6.4%NA
Rank with in category277NA
Understand terms
Peer ComparisonDebt, Credit Risk fundsRating1Y3YFund Size(Cr)
Nippon India Credit Risk Fund IDCW Quarterly
5
9.0%8.3%1,013.27
Nippon India Credit Risk Fund IDCW
5
9.0%8.3%1,013.27
ICICI Prudential Credit Risk Fund Bonus
5
9.4%8.3%7,956.06
ICICI Prudential Credit Risk Fund IDCW Half Yearly
4
9.4%8.3%7,903.23
Axis Credit Risk Fund IDCW Weekly
4
NANA366.48
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Oct 2022 - Present
1.66%
31 Oct 2022 - 31 Oct 2022
1.66%
31 Oct 2022 - 31 Oct 2022
1.66%
30 Sep 2022 - 31 Oct 2022
1.66%
30 Sep 2022 - 30 Sep 2022
1.66%
30 Sep 2022 - 30 Sep 2022
1.66%
31 Aug 2022 - 30 Sep 2022
1.66%
31 Aug 2022 - 31 Aug 2022
1.66%
31 Aug 2022 - 31 Aug 2022
1.66%
31 Jul 2022 - 31 Aug 2022
1.66%
31 Jul 2022 - 31 Jul 2022
1.66%
30 Jun 2022 - 31 Jul 2022
1.66%
30 Jun 2022 - 30 Jun 2022
1.66%
31 May 2022 - 30 Jun 2022
1.66%
31 May 2022 - 31 May 2022
1.66%
30 Apr 2022 - 31 May 2022
1.66%
30 Apr 2022 - 30 Apr 2022
1.66%
31 Mar 2022 - 30 Apr 2022
1.66%
31 Mar 2022 - 31 Mar 2022
1.66%
28 Feb 2022 - 31 Mar 2022
1.66%
28 Feb 2022 - 28 Feb 2022
1.66%
31 Jan 2022 - 28 Feb 2022
1.66%
31 Dec 2021 - 31 Jan 2022
1.66%
30 Nov 2021 - 31 Dec 2021
1.66%
31 Oct 2021 - 30 Nov 2021
1.66%
30 Sep 2021 - 31 Oct 2021
1.66%
31 Aug 2021 - 30 Sep 2021
1.66%
31 Jul 2021 - 31 Aug 2021
1.66%
30 Jun 2021 - 31 Jul 2021
1.66%
31 May 2021 - 30 Jun 2021
1.66%
30 Apr 2021 - 31 May 2021
1.66%
31 Mar 2021 - 30 Apr 2021
1.66%
28 Feb 2021 - 31 Mar 2021
1.66%
31 Jan 2021 - 28 Feb 2021
1.66%
31 Dec 2020 - 31 Jan 2021
1.66%
30 Nov 2020 - 31 Dec 2020
1.66%
31 Oct 2020 - 30 Nov 2020
1.66%
30 Sep 2020 - 31 Oct 2020
1.67%
31 Aug 2020 - 30 Sep 2020
1.66%
31 Jul 2020 - 31 Aug 2020
1.66%
30 Jun 2020 - 31 Jul 2020
1.66%
31 May 2020 - 30 Jun 2020
1.68%
30 Apr 2020 - 31 May 2020
1.68%
31 Mar 2020 - 30 Apr 2020
1.68%
29 Feb 2020 - 31 Mar 2020
1.68%
31 Jan 2020 - 29 Feb 2020
1.68%
31 Dec 2019 - 31 Jan 2020
1.68%
30 Nov 2019 - 31 Dec 2019
1.69%
31 Oct 2019 - 30 Nov 2019
1.69%
30 Sep 2019 - 31 Oct 2019
1.70%
31 Aug 2019 - 30 Sep 2019
1.70%
31 Jul 2019 - 31 Aug 2019
1.69%
30 Jun 2019 - 31 Jul 2019
1.69%
31 May 2019 - 30 Jun 2019
1.70%
30 Apr 2019 - 31 May 2019
1.70%
31 Mar 2019 - 30 Apr 2019
1.77%
28 Feb 2019 - 31 Mar 2019
1.75%
31 Jan 2019 - 28 Feb 2019
1.75%
31 Dec 2018 - 31 Jan 2019
1.76%
30 Nov 2018 - 31 Dec 2018
1.76%
31 Oct 2018 - 30 Nov 2018
1.80%
30 Sep 2018 - 31 Oct 2018
1.88%
31 Aug 2018 - 30 Sep 2018
1.88%
31 Jul 2018 - 31 Aug 2018
1.90%
30 Jun 2018 - 31 Jul 2018
1.63%
31 May 2018 - 30 Jun 2018
1.65%
30 Apr 2018 - 31 May 2018
1.65%
31 Mar 2018 - 30 Apr 2018
1.65%
28 Feb 2018 - 31 Mar 2018
1.65%
31 Jan 2018 - 28 Feb 2018
1.65%
31 Dec 2017 - 31 Jan 2018
1.64%
30 Nov 2017 - 31 Dec 2017
1.65%
31 Oct 2017 - 30 Nov 2017
1.64%
Expense ratio, exit load and taxExpense ratio: NAInclusive of GST
Exit loadExit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund managementShriram Ramanathan
Nov 2012 - Present
View details
Education
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Fund house & investment objective
L&T Mutual Fund
Rank (total assets)#12 in India
Total AUM₹75,122.75Cr
Date of Incorporation25 Apr 1996
    HSBC Credit Risk Fund Retail Bonus is a Debt Mutual Fund Scheme launched by L&T Mutual Fund.     This scheme was made available to investors on 25 Apr 1996.     Shriram Ramanathan, Vikas Garg is the Current Fund Manager of HSBC Credit Risk Fund Retail Bonus fund.     The fund currently has an Asset Under Management(AUM) of ₹75,123 Cr and     the Latest NAV as of 25 Nov 2022 is ₹23.67.  

    The HSBC Credit Risk Fund Retail Bonus is rated Moderate risk.     Minimum SIP Investment is set to ₹1,000.          Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year
  ;
Investment ObjectiveThe scheme seeks to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments. 
 
;
Fund benchmarkNIFTY Credit Risk Bond Index B-II
Scheme Information Document(SID)
Fund house contact details
Address
BrindavanPlot No. 177, CST RoadKalina, Santacruz (East) Mumbai 400098
Phone
022-66554000 / 1800-2000-400
Launch Date
25 Apr 1996
E-mail
[email protected]
Website
www.lntmf.com
L&T Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
Compare funds
HSBC Credit Risk Fund Retail Bonus
VS
Add mutual fund to compare

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	16.78%
Aditya Birla Fashion and Retail Ltd.	Services	Debenture	8.36%
IIFL Home Finance Ltd.	Financial	Debenture	8.00%
Manappuram Finance Ltd.	Financial	Debenture	7.17%
Godrej Industries Ltd.	Diversified	Debenture	6.60%
ONGC Petro Additions Ltd.	Energy	NCD	6.60%
Aadhar Housing Finance Ltd.	Financial	NCD	6.60%
GOI	Sovereign	GOI Sec	6.36%
Oriental Nagpur Betul Highway Ltd.	Construction	Debenture	5.53%
Tata Power Company Ltd.	Energy	Debenture	5.01%
Tata Power Company Ltd.	Energy	Bonds/NCD	4.93%
JM Financial Products Ltd.	Financial	NCD	3.47%
Godrej Housing Finance Ltd.	Financial	Debenture	3.26%
Yarrow Infrastructure Ltd.	Construction	NCD	2.28%
Rattan India Solar Pvt. Ltd.	Capital Goods	NCD	0.84%
Sepset Construction Ltd.	Construction	NCD	0.71%
Malwa Solar Power Generation Pvt. Ltd.	Energy	NCD	0.71%
Citra Real Estate Ltd.	Construction	Debenture	0.11%
Priapus Infrastructure Ltd.	Energy	Debenture	0.11%

	3Y	5Y	10Y	All
Fund returns	4.6%	4.3%	6.5%	6.9%
Category average	8.7%	9.0%	6.4%	NA
Rank with in category	2	7	7	NA

Debt, Credit Risk funds	Rating	1Y	3Y	Fund Size(Cr)
Nippon India Credit Risk Fund IDCW Quarterly	5	9.0%	8.3%	1,013.27
Nippon India Credit Risk Fund IDCW	5	9.0%	8.3%	1,013.27
ICICI Prudential Credit Risk Fund Bonus	5	9.4%	8.3%	7,956.06
ICICI Prudential Credit Risk Fund IDCW Half Yearly	4	9.4%	8.3%	7,903.23
Axis Credit Risk Fund IDCW Weekly	4	NA	NA	366.48