Dar Credit and Capital IPO

Dar Credit & Capital Ltd

₹1,14,000 /2000 sharesMinimum Investment

Dar Credit and Capital IPO Listing Details

Listed OnIssue PriceListing PriceListing Gains
--₹60.00₹65.15₹5.15 (8.58%)

Dar Credit and Capital IPO Details

Bidding DatesMin. InvestmentLot SizePrice Range
21 May ‘25 - 23 May ‘25₹1,14,0002,000₹57 - ₹60
Issue SizeIPO Doc
25.66Cr
RHP PDF

Subscription rate

As of 23 May'25, 04:00 PM
Qualified Institutional Buyers27.00x
Non-Institutional Investor142.13x
Retail Individual Investor84.63x
Total74.82x

About Dar Credit and Capital

Dar Credit and Capital Limited is a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). The company offers financial products, including personal loans, unsecured micro, small and medium enterprise (MSME) loans, and secured MSME loans. Its primary focus is on offering credit solutions to low-income individuals employed in class-four positions such as cleaners and sweepers, as well as small-scale shopkeepers and vendors, with an emphasis on supporting women entrepreneurs. Dar Credit and Capital operates from its headquarters in Kolkata and has a regional office in Jaipur. It also runs branch offices across West Bengal, Rajasthan, Bihar, and Jharkhand, along with camp offices in Madhya Pradesh and Gujarat.;
Founded in
1994
Managing director
Mr Ramesh Kumar Vijay
Parent organisation
Dar Credit & Capital Ltd

Strengths & Financials of Dar Credit and Capital

Strengths
Risks
Dar Credit and Capital claims to have a quick and efficient loan processing system supported by flexible lending practices.
The company emphasises a strong understanding of local and regional markets, particularly in underserved rural and semi-urban areas.
Dar Credit and Capital claims to leverage advanced technology for end-to-end digital loan origination, disbursement, and collection. Their use of data analytics and artificial intelligence (AI) in credit scoring and fraud detection aims to streamline lending processes while managing risks effectively.
The company claims to offer attractive interest rates paired with shorter processing times.
Dar Credit and Capital claims to maintain a robust underwriting process combined with proactive risk management strategies.
The company has seen a consistent increase in revenue from operations and profit after tax (PAT). Revenue from operations increased from Rs 24.23 crore in FY22 to Rs 24.79 crore in FY23 to Rs 32.05 crore in FY24, while PAT increased from Rs 2.23 crore in FY22 to Rs 2.72 crore in FY23 to Rs 3.68 crore in FY24.

Dar Credit and Capital Financials

*All values are in Rs. Cr
No Graph Data To Display

Application Details of Dar Credit and Capital IPO

Apply asPrice bandApply upto
Regular57 - 60₹2 Lakh
High Networth Individual57 - 60₹2 - 5 Lakh
For Dar Credit and Capital IPO, eligible investors can apply as Regular.