I was referred by someone: It is likely that you did not complete your stocks account activation. It is also possible that your documents have not been verified yet. The card is only available for people who joined Groww before 21 May 2022. I referred someone: Both your referred friend and you must complete stocks account activation and documents verification to unlock your referral rewards card. You can check your reward status in the 'Refer and Earn' section of the Profile screen. If your query is still unresolved, please reach out to us and we’ll help at the earliest!