Fund Details
Aditya Birla Sun Life Credit Risk Fund Regular Growth
| Risk | Moderate |
|---|---|
| Min SIP Amount | ₹100 |
| Expense Ratio | 1.87% |
| NAV | ₹14.97 (27 Nov 2020) |
|---|---|
| Fund Started | 17 Apr 2015 |
| Fund Size | ₹1,664 Cr |
Returns
as per Historical Returns
Comparison
1. 1Y Returns are higher than the category average returns
2. 3Y Returns are higher than the category average returns
3. 5Y Returns are higher than the category average returns
1. Risk-adjusted returns are lower compared to the category
2. Risk is higher compared to the benchmark
3. 1Y Returns are lower than the benchmark
4. 3Y Returns are lower than the benchmark
5. 5Y Returns are lower than the benchmark
6. Risk-adjusted returns are lower compared to the category
7. Higher expense ratio - 1.86%
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| L&T Vadodara Bharuch Tollway Ltd. | Construction | Debenture | 10.3% |
| Shriram City Union Finance Ltd. | Financial | Debenture | 8.4% |
| L&T Infrastructure Finance Co. Ltd. | Financial | NCD | 5.3% |
| Indusind Bank Ltd. | Financial | NCD | 3.9% |
| Coastal Gujarat Power Ltd. | Engineering | Debenture | 3.2% |
| L&T Infrastructure Finance Co. Ltd. | Financial | Debenture | 3.1% |
| Tata Housing Devp. Co. Ltd | Construction | ZCB | 2.3% |
| Tata Realty and Infrastructure Ltd. | Construction | Debenture | 2.2% |
| LIC Housing Finance Ltd. | Financial | Debenture | 2.1% |
| Canara Bank | Financial | Bonds | 2.0% |
Fund Managers
Aditya Birla Sun Life Credit Risk Fund Regular Growth Details
Aditya Birla Sun Life Credit Risk Fund Regular Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 17 Apr 2015. Maneesh Dangi, Sunaina da Cunha is the Current Fund Manager of Aditya Birla Sun Life Credit Risk Fund Regular Growth fund.The fund currently has an Asset Under Management(AUM) of ₹1,664 Cr and the Latest NAV as of 27 Nov 2020 is ₹14.97.
The Aditya Birla Sun Life Credit Risk Fund Regular Growth is rated Moderate risk. Minimum SIP Investment is set to 100. Minimum Lumpsum Investment is 100. For units in excess of 15% of the investment, exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years, 1% if redeemed after 2 years but within 3 years.
Investment Objective
The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
