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Aditya Birla Sun Life Credit Risk Fund Regular Growth

Debt
Credit Risk
Moderately High Risk
9.23%
1Y return
+0.07% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Jul 2021₹15.70
Min. SIP Amount₹100
Rating3star
Fund Size₹1,471.21 Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become 0 (0.00%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.2%6.1%6.9%7.4%
Category average7.9%1.7%3.6%NA
Rank with in category575NA
Understand termsinfo

Holdings (46)

NameSectorInstrumentAssets
Shriram City Union Finance Ltd.FinancialDebenture6.9%
GOI
SovereignGOI Sec5.3%
Indusind Bank Ltd.FinancialAdditional Tier 1 Bo4.7%
Tata Housing Devp. Co. Ltd
ConstructionZCB2.7%
JM Financial Credit Solutions Ltd.FinancialDebenture2.5%
Tata Realty and Infrastructure Ltd.
ConstructionDebenture2.4%
LIC Housing Finance Ltd.FinancialDebenture2.4%
Bharti Hexacom Ltd.
CommunicationNCD2.4%
GOI
SovereignGOI FRB2.0%
Bharat Oman Refineries Ltd.
EnergyDebenture2.0%
See All

Pros and cons

Category: Debt Credit Risk

Pros

  • 1Y Returns are higher than the category average returns
  • 3Y Returns are higher than the category average returns
  • 5Y Returns are higher than the category average returns

Cons

  • Higher expense ratio - 1.88%

Expense ratio, exit load and tax

Expense ratio: 1.88%

Inclusive of GST

Exit load

For units in excess of 15% of the investment, exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years, 1% if redeemed after 2 years but within 3 years.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Maneesh Dangi
Mar 2015 - Present
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Sunaina da Cunha
Apr 2017 - Present
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Mohit Sharma
Aug 2020 - Present
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Fund house & investment objective

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Fund house contact details

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