Home>Mutual Funds>Aditya Birla Sun Life Mutual Fund>Aditya Birla Sun Life Credit Risk Fund Regular Growth
1M
6M
1Y
3Y
5Y
All
| NAV: 28 Jul 2021 | ₹15.70 |
|---|---|
| Min. SIP Amount | ₹100 |
| Rating | 3star |
|---|---|
| Fund Size | ₹1,471.21 Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹0 (0.00%)
Understand terms
Annualised returns
Average of the yearly returns of a mutual fund over a given period.
Absolute returns
The total return of a mutual fund over a given period.
Returns and rankings
Category: Debt Credit Risk
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 9.2% | 6.1% | 6.9% | 7.4% |
| Category average | 7.9% | 1.7% | 3.6% | NA |
| Rank with in category | 5 | 7 | 5 | NA |
Understand termsinfo
Holdings (46)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
| Shriram City Union Finance Ltd. | Financial | Debenture | 6.9% |
GOI | Sovereign | GOI Sec | 5.3% |
| Indusind Bank Ltd. | Financial | Additional Tier 1 Bo | 4.7% |
Tata Housing Devp. Co. Ltd | Construction | ZCB | 2.7% |
| JM Financial Credit Solutions Ltd. | Financial | Debenture | 2.5% |
Tata Realty and Infrastructure Ltd. | Construction | Debenture | 2.4% |
| LIC Housing Finance Ltd. | Financial | Debenture | 2.4% |
Bharti Hexacom Ltd. | Communication | NCD | 2.4% |
GOI | Sovereign | GOI FRB | 2.0% |
Bharat Oman Refineries Ltd. | Energy | Debenture | 2.0% |
See All
Pros and cons
Category: Debt Credit Risk
Pros
- 1Y Returns are higher than the category average returns
- 3Y Returns are higher than the category average returns
- 5Y Returns are higher than the category average returns
Cons
- Higher expense ratio - 1.88%
Understand terms
Expense ratio
A fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
Tax
A percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit load
A fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp duty
A form of tax payable for the purchase or sale of an asset or security.
Expense ratio, exit load and tax
Expense ratio: 1.88%
Inclusive of GST
Exit load
For units in excess of 15% of the investment, exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years, 1% if redeemed after 2 years but within 3 years.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand termsinfo
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Fund management
Maneesh Dangi
Mar 2015 - Present
View Details
Education
Mr. Dangi is an MBA and FRM.
Experience
Prior to joining Aditya Birla Sun Life Asset Management Company he has worked with Pioneer Investcorp.
Also manages these schemes
Sunaina da Cunha
Apr 2017 - Present
View Details
Education
Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience
Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.
Also manages these schemes
Mohit Sharma
Aug 2020 - Present
View Details
Education
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Also manages these schemes
Fund house & investment objective
| Rank (total assets) | #4 in India |
|---|---|
| Total AUM | 2,68,154.71 Cr |
| Date of Incorporation | 23 Dec 1994 |
|---|
Aditya Birla Sun Life Credit Risk Fund Regular Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made
Aditya Birla Sun Life Credit Risk Fund Regular Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Maneesh Dangi, Sunaina da Cunha is the Current Fund Manager of Aditya Birla Sun Life Credit Risk Fund Regular Growth fund.The fund currently has an Asset Under Management(AUM) of ₹2,68,155 Cr and the Latest NAV as of 28 Jul 2021 is ₹15.70.
The Aditya Birla Sun Life Credit Risk Fund Regular Growth is rated Moderately High risk. Minimum SIP Investment is set to 100. Minimum Lumpsum Investment is 100. For units in excess of 15% of the investment, exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years, 1% if redeemed after 2 years but within 3 years.
...Read more
Investment Objective
The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities acros
The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
...Read more
| Fund benchmark | NIFTY Credit Risk Bond |
|---|
Fund house contact details
Address
One India Bulls Centre ,Tower 1, 17th Flr, Jupiter Mill Compound,841,S.B. Marg,Elphinstone Road Mumbai 400 013
Phone
022 43568000
Launch Date
23 Dec 1994
E-mail
[email protected]Website
NA
Aditya Birla Sun Life Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
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Aditya Birla Sun Life Credit Risk Fund Regular Growth
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