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SBI Gilt Fund Direct Growth
+6.82%
3Y annualised
-0.02% 1D
NAV: 25 Aug '26
₹72.87
Min. for SIP
₹500
Fund size (AUM)
₹8,306.36 Cr
Expense ratio
0.50%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,528 | +2.55% | |
| 3 years | ₹1,80,000 | ₹1,95,474 | +8.60% | |
| 5 years | ₹3,00,000 | ₹3,51,724 | +17.24% | |
| 10 years | ₹6,00,000 | ₹8,59,445 | +43.24% |
Holdings (32)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 63.81% |
| 7.71% GOI 18-May-2066 | Entities | GOI Securities | 36.06% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 27.30% |
| Repo | Unspecified | Repo | 18.61% |
| STATE DEVELOPMENT LOAN 37382 MH 22AP34 7.55 FV RS 100 | Unspecified | State Development Loan | 8.61% |
| 7.28% State Government of Andhra Pradesh 2032 | Financial | State Development Loan | 6.56% |
| STATE DEVELOPMENT LOAN 37254 WB 18MR45 7.79 FV RS 100 | Unspecified | State Development Loan | 4.14% |
| GOVERNMENT OF INDIA 36958 GOI 19JN76 7.43 FV RS 100 | Entities | GOI Securities | 3.78% |
| STATE DEVELOPMENT LOAN 31851 TN 27JL32 7.8 FV RS 100 | Unspecified | State Development Loan | 2.48% |
| STATE DEVELOPMENT LOAN 36898 WB 31DC42 7.58 FV RS 100 | Unspecified | State Development Loan | 2.03% |
| STATE DEVELOPMENT LOAN 37097 KER 18FB39 7.66 FV RS 100 | Unspecified | State Development Loan | 1.99% |
| STATE DEVELOPMENT LOAN 37052 BH 11FB39 7.86 FV RS 100 | Unspecified | State Development Loan | 1.84% |
| GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 1.68% |
| STATE DEVELOPMENT LOAN 31652 MH 25MY32 7.7 FV RS 100 | Unspecified | State Development Loan | 0.93% |
| STATE DEVELOPMENT LOAN 37065 MIZ 11FB42 7.85 FV RS 100 | Financial | State Development Loan | 0.12% |
| STATE DEVELOPMENT LOAN 37361 CHT 15AP31 7.37 FV RS 100 | Unspecified | State Development Loan | 0.10% |
| BNP Paribas 09-07-2031 | Financial | Interest Rate Swap | -3.01% |
| ICICI Bank Ltd. 09-07-2031 | Financial | Interest Rate Swap | -3.01% |
| ICICI Securities Primary Dealership Ltd. 14-07-2031 | Financial | Interest Rate Swap | -3.61% |
| Deutsche Bank AG 14-07-2031 | Financial | Interest Rate Swap | -3.61% |
| BNP Paribas 14-07-2031 | Financial | Interest Rate Swap | -3.61% |
| IDFC First Bank Ltd. 14-07-2031 | Financial | Interest Rate Swap | -3.61% |
| ICICI Bank Ltd. 14-07-2031 | Financial | Interest Rate Swap | -3.61% |
| Nomura Fixed Income Securities Pvt. Ltd. 15-07-2031 | Financial | Interest Rate Swap | -3.61% |
| Standard Chartered Bank 15-07-2031 | Financial | Interest Rate Swap | -3.61% |
| Deutsche Bank AG 15-07-2031 | Financial | Interest Rate Swap | -3.61% |
| ICICI Securities Primary Dealership Ltd. 23-07-2031 | Financial | Interest Rate Swap | -3.61% |
| HSBC Ltd. 23-07-2031 | Financial | Interest Rate Swap | -3.61% |
| Standard Chartered Bank 14-07-2031 | Financial | Interest Rate Swap | -7.22% |
| Nomura Fixed Income Securities Pvt. Ltd. 14-07-2031 | Financial | Interest Rate Swap | -7.22% |
| Standard Chartered Bank 23-07-2031 | Financial | Interest Rate Swap | -7.22% |
| Net Payables | Unspecified | Net Payables | -16.23% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.8% | +6.4% | +7.6% | +8.7% |
| Category average (Debt Gilt) | +6.8% | +4.9% | +7.0% | -- |
| Rank (Debt Gilt) | 9 | 3 | 3 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +9.32% | +8.12% | 1,883.19 | |
 | +6.56% | +7.58% | 8,890.13 | |
 | +4.51% | +6.83% | 638.36 | |
| +5.56% | +6.82% | 8,306.36 | |
 | +7.52% | +6.68% | 148.78 | |
| Compare | ||||
Fund management
SASudhir AgrawalJul 2025 - PresentView details
SA
Sudhir Agrawal
Jul 2025 - Present
View details
About SBI Gilt Fund Direct Growth
SBI Gilt Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Sudhir Agrawal is the Current Fund Manager of SBI Gilt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,11,819 Cr and the Latest NAV as of 25 Aug 2026 is ₹72.87.
The SBI Gilt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme aims to generate returns through investments in government securities. It will normally maintain an average maturity of more than three years.
Fund benchmarkNIFTY All Duration G-Sec Index
Fund house
Rank (total assets)#1 in India
Total AUM₹13,11,819.47 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,