The RBL World Safari Credit Card shines as India's pioneering credit card, transforming the landscape with zero percent foreign exchange markup on overseas transactions.
Tailored for frequent travellers, the credit card redefines convenience. For those often journeying abroad and using credit cards for travel expenses, this card becomes a strategic necessity.
Join us to explore how the RBL Bank World Safari Credit Card amplifies your financial expertise and travel experience as a game-changer.
Image Source: RBL Bank Official website
Suitability |
Travel |
Joining Charges |
₹ 3000 |
Annual Charges |
₹ 3000 |
Best Feature |
The most notable aspect of the World Safari Credit Card is its remarkable advantage of having no foreign exchange markup fee for any overseas transactions, rendering it an outstanding option for individuals who travel frequently. |
The benefits and features of World Safari Credit Card by RBL Bank are listed below:
As a gesture of warm welcome, new cardholders receive a MakeMyTrip travel voucher worth ₹3,000, setting the tone for their exciting journey with the card.
This credit card proudly wears the badge of India's first 0% forex markup fee. Unlike other travel credit cards, this unique feature eliminates foreign exchange fees, making it a standout choice for international travellers.
Fee |
Details |
Annual Charges |
₹ 3,000 |
Interest Rates (Retail and Cash) |
Annual Percentage Rate (APR) ranging up to 3.99% per month (equivalent to 47.88% per annum) |
Fee for Cash Advance Transactions |
2.5% of the cash amount (minimum ₹ 500) |
Late Payment Penalty |
15% of the total amount due (minimum ₹ 50, maximum ₹ 1,500) |
Over Limit Penalty |
₹ 600 |
Branch Cash Payment Fee |
₹ 250 per cash deposit transaction at the RBL Bank branch |
Surcharge on Railway Ticket Transactions / Cancellations |
IRCTC service charges and Payment Gateway transaction charges (up to 1.8% of ticket amount + IRCTC service charge) |
Fuel Transaction Charge for Petrol Pump Purchases |
1% surcharge on the transaction value or ₹ 10, whichever is higher |
Foreign Currency Transaction Fee |
Up to 3.5% |
To be eligible for the World Safari Credit Card, you must fulfil the following criteria:
Cardholder Age Range |
The applicant should be older than 21 years of age |
Minimum Income |
A monthly income of ₹ 25,000 or higher is required |
Occupational Requirements |
The applicant must either be a salaried individual or must be self-employed |
Residency Requirement |
Applicants should have an Indian residency status |
Here is a step-by-step guide that will help you apply for the RBL Bank World Safari Credit Card:
Step 1: Visit the RBL Bank World Safari Credit Card official page, through the official webpage, or by accessing the provided URL (https://www.rblbank.com/product/credit-cards/world-safari-credit-card).
Step 2: Once on the page, look for a tab saying 'Apply Now’ and click on it to initiate your application process.
Step 3: Further, a new page will open up, prompting you to enter a series of personal details. These details include your full name, gender, date of birth, mobile number, email ID, complete address, etc.
Step 4: Next, you will be required to provide all your essential financial information. This encompasses details such as your primary source of income, the name of your employer, average monthly income, and your PAN Card number.
Step 5: Carefully read and understand the terms and conditions associated with the RBL Credit Card application. To proceed, check the designated box to confirm your understanding and agreement. By doing so, you also grant the bank permission to contact you regarding the progress of your credit card application.
Step 6: Once all the necessary information is provided and you've acknowledged the terms and conditions, click the 'Submit' button. This will send your application to the bank for further processing.
Step 7: Following the submission of your application, RBL Bank's representatives will reach out to you. The representatives will provide guidance and assistance throughout the subsequent steps of your credit card application process.
Listed below are the documents that you need to provide when applying-
Card Name |
Annual Charges |
Details |
₹ 1000 |
Focuses on travel benefits with air miles rewards and airport lounge access |
|
Applicable Second Year Onwards: Primary Card Holder - ₹ 1000; Add On Card-holder - NIL |
Offers Vistara airline benefits, including lounge access and flight vouchers |
|
₹ 3000 (can be waived off under specific conditions) |
A premium card with travel, dining, and lifestyle privileges, including airport lounge access |
|
₹ 4999 |
Catering to luxury and travel, it provides rewards, airport lounge access, and travel vouchers |