RBL World Safari Credit Card

The RBL World Safari Credit Card shines as India's pioneering credit card, transforming the landscape with zero percent foreign exchange markup on overseas transactions.

Tailored for frequent travellers, the credit card redefines convenience. For those often journeying abroad and using credit cards for travel expenses, this card becomes a strategic necessity.

Join us to explore how the RBL Bank World Safari Credit Card amplifies your financial expertise and travel experience as a game-changer.

RBL World Safari Credit Card.jpg

Image Source: RBL Bank Official website

Key Highlights of the RBL’s World Safari Credit Card

Suitability

Travel

Joining Charges

₹ 3000

Annual Charges

₹ 3000

Best Feature

The most notable aspect of the World Safari Credit Card is its remarkable advantage of having no foreign exchange markup fee for any overseas transactions, rendering it an outstanding option for individuals who travel frequently.

Benefits of RBL World Safari Credit Card

The benefits and features of World Safari Credit Card by RBL Bank are listed below:

  1. Welcome Delight

As a gesture of warm welcome, new cardholders receive a MakeMyTrip travel voucher worth ₹3,000, setting the tone for their exciting journey with the card.

  1. Revolutionary Forex Markup Fee

This credit card proudly wears the badge of India's first 0% forex markup fee. Unlike other travel credit cards, this unique feature eliminates foreign exchange fees, making it a standout choice for international travellers.

  1. Luxurious Lounge Access

  • The card elevates the travel experience by providing 2 complimentary visits to major domestic airports and 2 free lounge visits across more than 1300 international lounges through Priority Pass membership. For those who desire more, an opportunity to enjoy additional complimentary lounge visits is available by spending ₹50,000 or even more in a calendar quarter.

  • However, with RBL World Safari credit card lounge access, if extra visits are needed beyond the free ones, a nominal charge of up to $27 applies.
  1. Comprehensive Travel Insurance

  • Safety and security during travel are paramount. The card provides complimentary travel insurance encompassing a spectrum of coverage, such as personal liability, trip delay, baggage loss, dental treatment, and even the loss of a passport. This ensures peace of mind throughout your journeys.
  1. Travel Points

  • With every ₹100 spent on any transaction, users earn 2 travel points. For travel-related expenses, the reward is even more enticing at 5 travel points for every ₹100 spent. It's important to note that international purchases do not qualify for earning travel points.
  1. Travel Milestones Rewarded

  • The card's travel benefits expand as users achieve spending milestones. A substantial bonus of 10,000 travel points awaits those who spend ₹2.5 lakhs in a year. Pushing further, spending ₹5 lakh within the same period garners an additional 15,000 travel points.

  • For the high spenders reaching ₹7.5 lakhs, a generous gift card worth ₹10,000 from renowned brands such as Taj, Amazon, Croma, Myntra, and MakeMyTrip becomes a rewarding reality.
  1. Fuel Surcharge Waiver

  • Cardholders can rejoice at fuel stations, too, as transactions ranging from ₹500 to ₹4000 come with a convenient fuel surcharge waiver. This monthly waiver can go up to ₹250, offering a tangible benefit on everyday expenses.

RBL World Safari Credit Card Fees & Other Charges

Fee

Details

Annual Charges

₹ 3,000

Interest Rates (Retail and Cash)

Annual Percentage Rate (APR) ranging up to 3.99% per month (equivalent to 47.88% per annum)

Fee for Cash Advance Transactions

2.5% of the cash amount (minimum ₹ 500)

Late Payment Penalty

15% of the total amount due (minimum ₹ 50, maximum ₹ 1,500)

Over Limit Penalty

₹ 600

Branch Cash Payment Fee

₹ 250 per cash deposit transaction at the RBL Bank branch

Surcharge on Railway Ticket Transactions / Cancellations

IRCTC service charges and Payment Gateway transaction charges (up to 1.8% of ticket amount + IRCTC service charge)

Fuel Transaction Charge for Petrol Pump Purchases

1% surcharge on the transaction value or ₹ 10, whichever is higher

Foreign Currency Transaction Fee

Up to 3.5%

Eligibility Criteria

To be eligible for the World Safari Credit Card, you must fulfil the following criteria:

Cardholder Age Range

The applicant should be older than 21 years of age

Minimum Income

A monthly income of ₹ 25,000 or higher is required

Occupational Requirements

The applicant must either be a salaried individual or must be self-employed

Residency Requirement

Applicants should have an Indian residency status

How to Apply for the World Safari Credit Card

Here is a step-by-step guide that will help you apply for the RBL Bank World Safari Credit Card:

Step 1: Visit the RBL Bank World Safari Credit Card official page, through the official webpage, or by accessing the provided URL (https://www.rblbank.com/product/credit-cards/world-safari-credit-card).

Step 2: Once on the page, look for a tab saying 'Apply Now’ and click on it to initiate your application process.

Step 3: Further, a new page will open up, prompting you to enter a series of personal details. These details include your full name, gender, date of birth, mobile number, email ID, complete address, etc.

Step 4: Next, you will be required to provide all your essential financial information. This encompasses details such as your primary source of income, the name of your employer, average monthly income, and your PAN Card number.

Step 5: Carefully read and understand the terms and conditions associated with the RBL Credit Card application. To proceed, check the designated box to confirm your understanding and agreement. By doing so, you also grant the bank permission to contact you regarding the progress of your credit card application.

Step 6: Once all the necessary information is provided and you've acknowledged the terms and conditions, click the 'Submit' button. This will send your application to the bank for further processing.

Step 7: Following the submission of your application, RBL Bank's representatives will reach out to you. The representatives will provide guidance and assistance throughout the subsequent steps of your credit card application process.

Documents Required to Apply for World Safari Credit Card

Listed below are the documents that you need to provide when applying-

  • Identity Verification: This may include an Aadhar Card, Voter's ID, PAN Card, Driving License, or Passport.
  • Proof of Address: This may include Utility Bills, Aadhar Card, Passport
  • Income Confirmation: This may include Bank Statements/Salary Slips, Audited ITR (Income Tax Return)

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