RBL Platinum Maxima Credit Card

The RBL Platinum Maxima Credit Card is a popular choice, suitable for frequent travellers and moviegoers. It provides benefits on travel, movies, shopping, and dining, catering to various leisure activities.

On this credit card, the reward points are earned on every purchase, adding extra value. 

Whether exploring destinations, enjoying cinema, shopping, or dining, this card enhances lifestyle across interests and rewards spending meaningfully.

RBL Platinum Maxima Credit Card.jpg

Image Source: RBL Bank Official website

Key Highlights of RBL Bank Platinum Maxima Card

Suitability

Travel, Shopping, Entertainment

Joining Charges

₹ 2,000

Annual Charges

₹ 2,000

Best Feature

The standout feature of the RBL Bank Platinum Maxima Card is its combination of versatile rewards and benefits across various categories, making it an all-in-one solution for diverse lifestyle needs

Benefits of RBL Platinum Maxima Credit Card

Listed here are some of the key advantages and features of RBL Platinum Maxima Card:

  1. Welcome Rewards

You can begin your journey with a boost by receiving 8,000 Bonus Reward Points as a warm welcome when you make your first payment using the card within the initial 30 days.

  1. Airport Lounge Access

You could elevate your travel experience with the privilege of 2 complimentary visits to domestic lounges at major airports across India every quarter throughout the calendar year.

  1. Annual Spending Bonanza

  • You can accumulate 10,000 reward points in a year by spending ₹2 lakhs or more.
  • For crossing the ₹3.5 lakh mark in annual spending, you can enjoy an additional bonus of 10,000 Reward Points.
  1. Reward Points on Spending

For every ₹100 spent, you earn 2 Reward Points, enhancing the value of your everyday purchases.

  1. Movie Delights

You can grab a free movie ticket worth up to ₹200 when you purchase one ticket via BookMyShow each month.

  1. Boosted Reward Points

Certain categories bring you even more rewards using this card. You can relish 10 Reward Points for every ₹100 spent on dining, entertainment, utility bill payments, fuel, and international purchases.

Fees & Charges Associated with RBL Platinum Maxima Card

Fee

Details

Late Payment Fee

12.5% of the outstanding amount (Min. ₹ 5)

Annual Charges (second year onwards)

₹ 2,000

Joining Fee

₹ 2,000

Finance Charges

Up to 3.99% p.m. (47.88% p.a.)

Eligibility Criteria for Platinum Maxima Card

To qualify for the application of RBL Bank's Platinum Maxima Card, you need to meet the following conditions:

Cardholder Age Range

Applicants must be at least 21 years old, while supplementary card applicants need to be a minimum of 18 years old

Minimum Income

For both salaried and self-employed applicants, the monthly income should exceed ₹ 45,000

Occupational Requirements

Applicants must either be self-employed or employed with a salary

Residency Requirement

Applicants must be Indian residents

Documents Required for Platinum Maxima Card Application

To initiate the application process for this credit card, you will need to provide the following documents:

  • Income Verification: You should provide documents that establish your income, ensuring the bank understands your financial stability.
  • PAN Card or Form 60: Present a copy of your PAN card or Form 60, which is essential for identification and compliance purposes.
  • Address Verification: Furnish proof of your address to confirm your residency, ensuring the bank has accurate contact information for you.

How to Apply for the RBL Platinum Maxima Credit Card?

Applying for the Platinum Maxima Plus Card through the bank's official website is an effortless process, and you can complete the application by following these straightforward steps:

Step 1: Begin by visiting the bank's official website. Alternatively, you can directly access the provided URL: (https://www.rblbank.com/product/credit-cards/platinum-maxima-plus-card).

Step 2: Further, on the left-hand side of the page, locate and click on 'Credit Card' under the 'Personal Banking' section.

Step 3: Select the 'RBL Bank Icon Card' option.

Step 4: You will then be taken to the page dedicated to the Platinum Maxima Card. Here, click on 'Apply Now'.

Step 5: Here, you may complete the application form by entering your basic details such as first name, last name, gender, date of birth, mobile number, and more.

Step 6: Click on 'Get OTP' to receive a One-Time Password (OTP) on your mobile device.

Step 7: Verify the OTP you received and proceed with the remaining sections of the application.

Step 8: Next, accept the terms and conditions and grant the RBL Bank and its representatives permission to contact you regarding your credit card application by checking the corresponding box.

Step 9: Click on 'Submit' to send your application for processing.

Step 10: After submitting your application, the bank's representatives will get in touch with you. They will then guide you through the subsequent steps of the RBL credit card application process.

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