Bandhan Bank FD Interest Rates 2021 - Check Latest Interest Rate Upto 5.00%

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Bandhan BankFixed Deposit
3.00% - 5.00%
Interest rates
3 months - 10 years
Time Period
1000 - no limit
Min. - Max amount
QUARTERLY
Compounding
About Bandhan BankBandhan Bank is one of India's newest banks. It was founded in 2015 and provides a comprehensive range of world-class banking solutions to the urban, semi-urban, and rural sectors. The Bandhan Bank Fixed Deposit rates is one of the greatest products given by Bandhan Bank. Bandhan Bank has competitive FD rates. 
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Started On2015
Head QuartersKolkata
CRISIL RatingNA
CEOChandra Shekhar Ghosh
Listed on exchange asBandhan Bank Ltd.
ICRA RatingNA
Latest Bandhan Bank Interest RatesTenureRegular customersSenior citizens
7 days - 14 days
3.00%
3.75%
15 days – 3 months
3.00%
3.75%
31 days – below 2 months
3.50%
4.25%
2 months – below 3 months
3.50%
4.25%
3 months – below 6 months
5.25%
4.25%
2 months – below 1 year
5.75%
6.00%
1 year – 18 months
5.75%
6.50%
Above 18 months – below 2 years
5.75%
6.50%
2 years – below 3 years
5.75%
6.50%
3 years – below 5 years
5.50%
6.25%
5 years – 10 years
5.50%
6.25%
Features & Benefits of Bandhan BankTax savings and better returns are a win-win situation.
Nomination opportunity is offered as a tax advantage under Section 80C of the Income Tax Act.
In the event of an emergency, the deposit may be forfeited.
Preferential rates for deposits without the premature facility with terms ranging from 91 days to three years
Deposits in excess of Rs. 10 crores can be made with the treasury's consent.
There is an option for auto-renewal.
There is a nomination facility provided.
Deposits can be withdrawn in full or in part.
Types of Bandhan Bank SchemesFD Tax Saver
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Bandhan Bank Tax Saver FD is intended to assist clients in saving on income taxes by investing their money. 
They have the opportunity to claim deductions under Section 80C of the Income Tax Act of 1961 while filing their ITR. 
5–10 years tenure
Amount of Deposit: Rs. 1000 – Rs. 1.5 lakh
Interest Rates: Interest Compounding
Senior Citizen Rates: 0.75% additional interest
Premature Withdrawal: This option is not accessible.
FD Premium
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This FD, as the name implies, offers premium FD interest rates for large deposits. This plan does not apply to regular Bandhan Bank FD interest rates. 
Such FD plans are classified as bulk deposits and hence yield a greater rate of interest.
Minimum tenure: 7 days – 10 years The amount of the deposit is Rs. 1 crore.
Senior Citizen Rates: N/A
Premature Withdrawal: This option is available (1% penalty)
Overdraft/Loan against FD: Available.
FD Standard
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Standard FD by Bandhan Bank is a form of the fixed deposit that is excellent for meeting short and long-term financial objectives. 
It offers investors flexible tenure options as well as higher Bandhan Bank FD rates when compared to savings account interest rates.
Minimum tenure: 7 days – 10 years The amount of the deposit is Rs. 1,000.
Interest Rate: Monthly/quarterly compounded interest
Senior Citizen Rates: 0.50% additional interest (for deposits up to Rs. 1 crore)
Premature Withdrawal: This option is available.
Overdraft/Loan against FD Service: Available
FD Advantage
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The FD Advantage is intended to give the benefits of compounding interest earned. The plan allows you flexibility in terms of investing time as well as deposit quantity. 
Customers may invest in simple multiples of Rs. 1 after making a minimum investment of Rs. 1,000, making the plan extremely cost-effective.
Minimum tenure: 6 months – 10 years The amount of the deposit is Rs. 1,000.
Interest Compounding: Interest is compounded quarterly.
Senior Citizen Rates: 0.50% additional interest (for deposits up to Rs.1 crore)
Premature Withdrawal: This option is available.
Overdraft/Loan against FD Facility: Available Options
FD Dhan Samriddhi
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This strategy is intended to give investors with larger profits in a shorter period of time. 
This is a growth-oriented fixed deposit program that seeks to generate high returns based on Bandhan Bank FD rates. 
Minimum tenure: 6 months – 10 years 5,000 rupees as a deposit
Treatment of Interest: Interest compounding
Premature Withdrawal: This option is available.
Term-wise interest ratesShort-Term Deposits
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The Period that begins from 7 days to 1 year or less than a year are known as short term fixed deposits, and their interest rates start from 3.00% to 5.75% depending on the number of days of the deposit for general customers, and it is from 3.75% to 6.00% for the senior citizens.
Medium-Term Deposits
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A Medium-term fixed deposit, that is, from 1 year to 5 years, withhold interest rates are 5.75% to 5.50% for general customers and is 6.50% to 6.25% for senior citizens according to the period of lock-in.
Long-Term Deposits
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A Long-term FD goes from 5 years and more, and the interest rate is 5.50% for general customers, and it is 6.25% for senior citizens.
Comparison of FD RatesNameTenureInterest rate
AXIS Bank
3 months - 10 years
2.50% - 5.75%
Deposit Now
SBI Bank
3 Months - 10 Years
2.90% - 5.40%
More Details
Equitas Bank
3 months - 10 years
3.50% - 6.50%
Deposit Now
Bajaj Finance
1 year - 5 years
5.65% - 6.50%
Deposit Now
HDFC Bank
3 months - 10 years
2.50% - 5.50%
More Details
ICICI Bank
3 months - 10 years
2.50% - 5.50%
More Details
Canara Bank
3 months - 10 years
2.95% - 5.50%
More Details
Bank of Baroda
3 months to 10 years
2.80% - 5.25%
More Details
Punjab National Bank
3 months - 10 years
3.00% - 5.25%
More Details
IDBI Bank
3 months - 20 years
2.70% - 4.80%
More Details
Indian Bank
3 months - 10 years
2.90% - 5.25%
More Details
UCO Bank
3 months - 10 years
2.75% - 5.00%
More Details
Yes Bank
3 months - 10 years
3.25% - 6.50%
More Details
Bank of India
3 months - 10 years
2.85% - 5.15%
More Details
Post Office
1 year - 5 years
5.50% - 6.70%
More Details
Union Bank of India
3 months - 10 years
3.00% - 5.60%
More Details
RBL Bank
3 months -20 years
3.25% - 6.00%
More Details
Indian Overseas Bank
3 months - 10 years
3.40% - 5.20%
More Details
IDFC First Bank
3 months - 10 years
2.75% - 4.20%
More Details
LIC
1 Year - 5 Years
5.25% -6.00%
More Details
Saraswat Bank
3 Months - 10 Years
3.10% - 6.35%
More Details
City Union Bank
3 Months - 10 Years
3.00% - 5.25%
More Details
Co-operative Banks
1 Year -5 Years
6.00% - 6.35%
More Details
DBS Bank
3 months - 10 years
2.50% - 5.50%
More Details
Citibank
3 months - 5 years
1.85% - 3.5%
More Details
ICICI Home Finance
1 year - 10 years
5.70% - 6.65%
More Details
Federal Bank
3 months - 10 years
2.5% - 5.6%
More Details
AU Small Finance Bank
3 months - 10 years
3.5% - 6.25%
More Details
Fincare Small Finance Bank
3 months - 7 years
3.00% - 5.50%
More Details
Jana Small Finance Bank
3 months - 10 years
2.5% - 6%
More Details
Ujjivan Small Finance Bank
3 months - 10 years
3.05% - 5.80%
More Details
Utkarsh Small Finance Bank
3 months - 10 years
3.00% - 6.75%
More Details
Karnataka Bank
3 months - 10 years
3.40% - 5.60%
More Details
Karur Vysya Bank
3 months - 10 years
3.25% - 3.50%
More Details
Jammu and Kashmir Bank
3 months - 10 years
2.90% - 4.00%
More Details
South Indian Bank
3 months - 10 years
3.50% - 5.50%
More Details
Punjab and Sind Bank
3 months - 10 years
3.00% - 5.30%
More Details
Standard Chartered Bank
7 days - 5 years
1.75% - 5.35%
More Details
HSBC Bank
7 days - 5 years
2.25% - 4.00%
More Details
Shriram Transport Finance
1 year - 5 years
7.01% - 7.95%
More Details
Tamilnad Mercantile Bank
3 months - 10 years
3.50% - 5.50%
More Details
IndusInd Bank
3 months - 10 years
2.50% - 5.50%
More Details
Bank of Maharashtra
3 months to 10 years
2.75% -4.90%
More Details
Central Bank of India
3 months - 10 years
2.75% - 5.00%
More Details
Kotak Mahindra Bank
3 months - 10 years
2.50% - 5.25%
More Details
DHFL
1 year - 10 years
8.25% - 8.95%
More Details
DCB Bank
3 months - 10 years
4.35% - 5.95%
More Details
FAQsWhat are the documents required for the FD?
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Bandhan Bank requires the following papers to be supplied in order to start an FD scheme:
Identification using a photograph (PAN Card, Aadhaar Card, etc.)
Proof of residency (Aadhaar Card, Passport, Voter ID Card, etc.)
a passport-sized picture (s)
Form 15G/15H of the PAN Card
Which of the two rates will be applied at the time of maturity payment if the current FD rate is lower than the rate at the time of investment?
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Once the Bandhan Bank fixed deposit interest rates are established at the time of plan purchase, investors will only get returns based on those fixed rates. Existing customers are not affected by rate changes.
What is the highest FD rate offered by Bandhan Bank?
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Bandhan Bank is now giving a maximum interest rate of 5.75 percent for terms of more than 18 months – less than 3 years.
What exactly is a non-callable FD?
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A non-callable FD is a deposit scheme in which the investor is not permitted to withdraw funds before the account matures.
Is it possible to withdraw funds from a Bandhan Bank tax-saving FD at any time?
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No, the tax-saving program does not allow you to withdraw funds or cancel your account before it matures.
Can I prematurely withdraw my money?
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Premature withdrawal is a feature that allows investors to either cancel the account before the maturity date or take a portion of the deposit amount. Bandhan Bank offers this feature in its fixed deposit programs but not in the tax-saving scheme.

Tenure	Regular customers	Senior citizens
7 days - 14 days	3.00%	3.75%
15 days – 3 months	3.00%	3.75%
31 days – below 2 months	3.50%	4.25%
2 months – below 3 months	3.50%	4.25%
3 months – below 6 months	5.25%	4.25%
2 months – below 1 year	5.75%	6.00%
1 year – 18 months	5.75%	6.50%
Above 18 months – below 2 years	5.75%	6.50%
2 years – below 3 years	5.75%	6.50%
3 years – below 5 years	5.50%	6.25%
5 years – 10 years	5.50%	6.25%

Name	Tenure	Interest rate
AXIS Bank	3 months - 10 years	2.50% - 5.75%	Deposit Now
SBI Bank	3 Months - 10 Years	2.90% - 5.40%	More Details
Equitas Bank	3 months - 10 years	3.50% - 6.50%	Deposit Now
Bajaj Finance	1 year - 5 years	5.65% - 6.50%	Deposit Now
HDFC Bank	3 months - 10 years	2.50% - 5.50%	More Details
ICICI Bank	3 months - 10 years	2.50% - 5.50%	More Details
Canara Bank	3 months - 10 years	2.95% - 5.50%	More Details
Bank of Baroda	3 months to 10 years	2.80% - 5.25%	More Details
Punjab National Bank	3 months - 10 years	3.00% - 5.25%	More Details
IDBI Bank	3 months - 20 years	2.70% - 4.80%	More Details
Indian Bank	3 months - 10 years	2.90% - 5.25%	More Details
UCO Bank	3 months - 10 years	2.75% - 5.00%	More Details
Yes Bank	3 months - 10 years	3.25% - 6.50%	More Details
Bank of India	3 months - 10 years	2.85% - 5.15%	More Details
Post Office	1 year - 5 years	5.50% - 6.70%	More Details
Union Bank of India	3 months - 10 years	3.00% - 5.60%	More Details
RBL Bank	3 months -20 years	3.25% - 6.00%	More Details
Indian Overseas Bank	3 months - 10 years	3.40% - 5.20%	More Details
IDFC First Bank	3 months - 10 years	2.75% - 4.20%	More Details
LIC	1 Year - 5 Years	5.25% -6.00%	More Details
Saraswat Bank	3 Months - 10 Years	3.10% - 6.35%	More Details
City Union Bank	3 Months - 10 Years	3.00% - 5.25%	More Details
Co-operative Banks	1 Year -5 Years	6.00% - 6.35%	More Details
DBS Bank	3 months - 10 years	2.50% - 5.50%	More Details
Citibank	3 months - 5 years	1.85% - 3.5%	More Details
ICICI Home Finance	1 year - 10 years	5.70% - 6.65%	More Details
Federal Bank	3 months - 10 years	2.5% - 5.6%	More Details
AU Small Finance Bank	3 months - 10 years	3.5% - 6.25%	More Details
Fincare Small Finance Bank	3 months - 7 years	3.00% - 5.50%	More Details
Jana Small Finance Bank	3 months - 10 years	2.5% - 6%	More Details
Ujjivan Small Finance Bank	3 months - 10 years	3.05% - 5.80%	More Details
Utkarsh Small Finance Bank	3 months - 10 years	3.00% - 6.75%	More Details
Karnataka Bank	3 months - 10 years	3.40% - 5.60%	More Details
Karur Vysya Bank	3 months - 10 years	3.25% - 3.50%	More Details
Jammu and Kashmir Bank	3 months - 10 years	2.90% - 4.00%	More Details
South Indian Bank	3 months - 10 years	3.50% - 5.50%	More Details
Punjab and Sind Bank	3 months - 10 years	3.00% - 5.30%	More Details
Standard Chartered Bank	7 days - 5 years	1.75% - 5.35%	More Details
HSBC Bank	7 days - 5 years	2.25% - 4.00%	More Details
Shriram Transport Finance	1 year - 5 years	7.01% - 7.95%	More Details
Tamilnad Mercantile Bank	3 months - 10 years	3.50% - 5.50%	More Details
IndusInd Bank	3 months - 10 years	2.50% - 5.50%	More Details
Bank of Maharashtra	3 months to 10 years	2.75% -4.90%	More Details
Central Bank of India	3 months - 10 years	2.75% - 5.00%	More Details
Kotak Mahindra Bank	3 months - 10 years	2.50% - 5.25%	More Details
DHFL	1 year - 10 years	8.25% - 8.95%	More Details
DCB Bank	3 months - 10 years	4.35% - 5.95%	More Details

Calculate Bandhan Bank FD Interest

Investment Amount

₹25,000

Time Period

9 Months

1 Year

2 Years

3 Years

Maturity Amount

Bandhan Bank

₹0

@5.75% p.a

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online upto 0%

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No.11, 2nd floor, 80 FT Road
4th Block, S.T Bed, Koramangala
Bengaluru – 560034
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CEO	Chandra Shekhar Ghosh
Listed on exchange as	Bandhan Bank Ltd.
ICRA Rating	NA