J&K Bank Net Banking

Here are the significant features and benefits offered by J&K Bank net Banking:-

• Anyone can open a new savings account, loan account, PF account, or pension account via jk net banking.
• Applying for a debit/credit card online.
• The user can pay their utility bills and make DTH recharge using  JK net banking.
• Net banking can be used to shop online or book tickets.
• Users can invest in the stock market by opening a Demat account online through net banking.
• Users can use JK net banking to manage their accounts online, download e-statements and keep track of their transactions.
• Net banking allows you to send money to the same or various bank accounts via JK Bank Net Banking.

Here is the process to register for JK Bank Internet Banking services:

• Step 1: Navigate to the official webpage of JK Bank Internet Banking (https://www.jkbankonline.com/).
• Step 2: Select the preferred login option, i.e., ‘Retail Login’ or ‘Corporate Login’ in the login page.
• Step 3: Now, select the 'Create New Account' option.
• Step 4: The user can register using their account or PAN Card numbers. Press the ‘Submit’ button after entering the details.
• Step 5: Enter the OTP sent to your registered phone number or email address.
• Step 6: Create a login and transaction password for the net banking account.
• Step 7: The e-banking account will be authorized after 24 to 48 hours of registration.

When the user has successfully registered for the JK Bank Internet Banking services, then can log in to the portal using the steps that are mentioned below:

• Step 1: Go to the online website of JK Bank (https://www.jkbankonline.com/).
• Step 2: If the user is a retail customer, they need to click on the ‘Retail Login’. J&K Bank Corporate Banking users should select the ‘Corporate Login’ option.
• Step 3: After that, enter your user ID and the generated password to log in.

In case the login password has been forgotten or needs to be changed for security reasons, the user can reset it using the steps mentioned below:

• Step 1: Go to the official portal of J&K online banking (https://www.jkbankonline.com/).
• Step 2: Now, choose the net banking option from the page, and will be redirected.
• Step 3: Here, For a retail customer, need to choose the retail log-in option, and for a corporate customer, need to choose the corporate log-in option.
• Step 4: During the log-in, The user can click on the option to forget the password.
• Step 5: Here, enter registered mobile number.
• Step 6: After entering the mobile number and clicking on submit, an OTP will be sent to registered phone number.
• Step 7: Now, Enter the OTP and regenerate the password.

J&K Bank also has a J&K Bank Mobile Banking mobile application platform for customers. The mobile banking application can be accessed by all J&K Bank account holders from anywhere and at any given time.

Here is a step-by-step guide to registering for the mobile banking application of J&K Bank:

• Step 1: Download the application from the play store or the Apple App Store.
• Step 2: After downloading and installing the application, Choose the option of a new user.
• Step 3: Now - The user will be prompted to enter the registered phone number and the customer ID that was given to you by the bank.
• Step 4: After entering these credentials, an OTP or a one-time password will be sent to the account's registered phone number.
• Step 5: Now, The user can re-enter the received OTP into the application for verification.
• Step 6: Now create a password.
• Step 7: Then, the user will be displayed with an image that says successfully registered.

After you have successfully registered into the mobile banking application, you can easily log in by following the steps that are mentioned below:

• Open the mobile banking application.
• Enter the customer ID and password created during registration.
• Now, The user will be successfully logged in to the mobile banking application.

Here are two easy ways the Jammu and Kashmir Credit Card bill could be paid:

• Through Mobile Banking
• Through Internet Banking

Processes to Pay the Credit Card Bill through Mobile Banking

Here is the step-by-step procedure that users can follow to pay their credit card bills through the mobile banking application:

• Step 1: The user needs to go to the application.
• Step 2: Choose the option of a credit card.
• Step 3: Now, click on pay now.

Processes to Pay the Credit Card Bill through Internet Bank.

Here is the step-by-step procedure to pay the credit card bill of the Jammu and Kashmir credit card bill through the Internet banking facility:

• Step 1: The user will have to log in to the Internet banking portal of JK Bank.
• Step 2: The user needs to click the option Internet payment gateway.
• Step 3: The user must enter the amount you want to pay.
• Step 4: The user also needs to confirm the transaction.

The user can also enable an auto-debit option through the Internet banking portal.