Jammu & Kashmir Bank, popularly known as JK Bank, is one of India's first banks. It is a state-owned bank with headquarters in Srinagar, Jammu, and Kashmir. The JK Bank has offices in Jammu and Kashmir, Delhi, Mumbai, and Ladakh.
In addition, JK Bank offers a variety of services to its customers, including Mobile Banking and internet banking. Customers can use the official portal to access other services such as Personal Banking, Bill Payments, and Cheque Books.
Jammu and Kashmir Bank provides internet banking services to both retail and corporate customers, allowing them to use the bank's services from anywhere in the world at any time.
To utilize the bank's internet banking services, go to the bank's website and log in with your user id and password.
Here is the process to log in to the Jammu and Kashmir internet banking portal:
Step 1: Navigate to the official webpage.
Step 2: Select Retail Log-in from the drop-down menu.
Step 3: You'll be taken to the destination.
Step 4: Now, click the 'New User? Register Now link and enter your account number, date of birth, or PAN number, followed by captcha verification. Then press the submit button.
Step 5: You will be sent an OTP to your registered phone number or email address.
Step 6: Enter the OTP that was sent to you.
Step 7: Use your debit card information to verify your identity.
Step 8: Your log-in and transaction passwords can now be specified.
Step 9: Log in to your net banking account using this user id and password. However, keep in mind that your ebanking account will only be authorized after 24 to 48 hours of registration. So, 24 hours after creating your new id and password, log in.
When you have successfully registered on the internet banking portal, then you can log in to the internet banking account through the steps that are mentioned below:
Step 1: You need to first go to the official portal of JK Bank.
Step 2: You need to choose the net banking page option.
Step 3: If you are a retail customer, you need to click on the retail option to log in, and if you are a corporate customer, you need to click on the corporate option to log in.
Step 4: After that, you need to enter your user ID and the generated password, and you have logged in.
There are instances where there will be the requirement of resetting the password, either if it has been forgotten or needs to be changed for security reasons, the steps are mentioned below in detail:
Step 1: Go to the official portal.
Step 2: You need to choose the net banking option from the page, and you will be redirected.
Step 3: Here, if you are a retail customer, you will choose the retail log-in option, and if you are a corporate customer, you will choose the corporate log-in option.
Step 4: During the log-in, you can click on the option to forget the password.
Step 5: Here, you can enter your registered mobile number.
Step 6: After you have entered the mobile number and clicked on submit, an OTP will be sent to your registered phone number.
Step 7: Now, you can enter the OTP and regenerate the password.
The J&K Bank also has a mobile application for the customers who hold a bank account or want to open a bank account. The mobile banking application too can be accessed from anywhere and at any given time.
Here is a step-by-step guide to registering for the mobile banking application of the J&K Bank:
Step 1: You will first have to download the application from the play store or the Apple App Store.
Step 2: After you have downloaded and installed the application, you have to choose the option of a new user.
Step 3: Now - you will be prompted to under the registered phone number and the customer ID that was given to you by the bank.
Step 4: After you have entered these credentials, an OTP or a one-time password will be sent to the registered phone number of the account.
Step 5: Now, you can re-enter the received OTP into the application for verification.
Step 6: You can now create a password for yourself.
Step 7: You will be displayed with an image that says successfully registered.
After you have successfully registered into the mobile banking application, you can easily log in by following the steps that are mentioned below:
Step 1: You will have to open the mobile banking application.
Step 2: You need to enter the customer ID and password that you had created.
Step 3: Now, you would have been successfully logged in to the mobile banking application.
Here are two easy ways the Jammu and Kashmir Credit Card bill could be paid:
Here is the step-by-step procedure to pay the credit card bill of the Jammu and Kashmir credit card bill through the internet banking facility:
Step 1: You will have to log in to the internet banking portal of the JK Bank.
Step 2: You need to click the option internet payment gateway.
Step 3: Now, you will have to enter the amount that you want to pay.
Step 4: You also need to confirm the transaction.
You also enable an auto-debit option through the internet banking portal.
Here is the step-by-step procedure that users can follow to pay their credit card bills through the mobile banking application:
Step 1: You need to go to the application.
Step 2: Choose the option of a credit card.
Step 3: Now, click on pay now.
You can click on the option to forget the password, and then you can OTP generation and generate a new password.
The customer support number for the bank is 1800 890 2122 or 91194 2481936 /2481953.
No, the bank does not charge for credit card bill payments.
No, there will be no charges as such.
Yes, you can instantly block and unblock the JK debit card through the application.