Banks are not just open on weekdays, but they are also open on selective Saturdays.
According to the RBI, all of the scheduled and non-scheduled banks need to observe a public holiday on the 2nd and the 4th Saturday of the month, and apart from that, banks open on Saturday, i.e., the 1st, 3rd, and 5th Saturday.
The business hours followed by a bank are determined by a variety of factors, including the bank's general rules, the bank's branch, the branch's location, the branch's customers, the type of services the branch provides, the Reserve Bank of India's rules, and state and federal government rules, among others.
Although a bank's business hours are generally consistent across all of its branches, some of them may have varying hours for one or more of the reasons indicated above.
Furthermore, most banks adhere to the same set of business hour timings for consistency across the chart. However, there can easily be a +/- 1-hour discrepancy in business hours amongst banks.
Bank Name |
Open Time of the Bank |
Closing Time of the Bank |
1. SBI Bank |
9:00 a.m |
3:30 p.m |
2. Standard Chartered Bank |
8:00 a.m |
3:00 p.m |
3. HDFC Bank |
9:30 a.m |
3:30 p.m |
4. RBL Bank |
10:00 a.m |
6:00 p.m |
5. ICICI Bank |
9:30 a.m |
4:30 p.m |
6. Yes Bank |
9:30 a.m |
4:30 p.m |
7. Kotak Bank |
10:00 a.m |
4:00 p.m |
8. Citibank |
10:00 a.m |
4:00 p.m |
9. PNB |
10:00 a.m |
5:00 p.m |
10. Bank of Baroda |
10:00 a.m |
4:00 p.m |
11. Axis Bank |
9:30 a.m |
3:30 p.m |
The banks mentioned above will be closed on the 2nd and the 4th Saturday of the month, but on the 1st, 3rd, and 5th Saturday, they will function at the same time.
On the bank's off-days and holidays, you will not be able to access the below-mentioned bank services:
1) NEFT Services - National Electronic Funds Transfer
2) RTGS
3) Any physical banking service - like, updating passbooks and more
Bank services listed below are available even on their off-days and also on their holidays:
1) IMPS
2) Net-Banking
3) Mobile Banking
4) UPI
5) ATM Services
6) Cheque drop and deposit and ATM and Deposit machines.
All of the private and the public sector banks have an official lunch time of 30 minutes, from 2 p.m to 2:30 p.m.