Top 10 Mahindra Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
Kotak Standard Multi Cap FundEquityModerately High0.1%5star25,381
Kotak Emerging Equity SchemeEquityModerately High-4.0%5star4,470
Kotak Tax Saver FundEquityModerately High-0.1%5star896
Kotak Large & Mid Cap Opportunities FundEquityModerately High-0.5%4star2,488
Kotak Bluechip FundEquityModerately High-1.6%4star1,309
Kotak Classic ContraEquityModerately High-2.2%4star819
Kotak Infrastructure & Economic Reform FundEquityHigh-3.1%4star341
Kotak Small Cap FundEquityModerately High-8.3%3star1,144
Mahindra Unnati Emerging Business YojanaEquityModerately High-7.5%3star449
Mahindra Kar Bachat YojanaEquityModerately High-6.5%1star324
Mahindra Badhat YojanaEquityModerately High-1.8%1star280
Kotak Focused Equity FundEquityModerately HighN.Astar0
View All Top 10 Mahindra Mutual Funds

Best Mahindra Equity Mutual Funds

Mahindra is one of the leading brands in the country and has garnered trust of customers across the nation. Mahindra Asset Management Company Private Limited is a wholly owned subsidiary of Mahindra and Mahindra Financial Services Limited (MMFSL).

Mahindra provides various schemes across different market capitalization in various categories. It focuses mainly in the rural and semi-urban areas. The fact that Mahindra concentrates more on financially empowering masses in the rural area, makes it stand out in the mutual fund industry and it aspires to become the best financial service provider to people who live in semi-urban and rural areas.

The motto of the company is therefore unique because it not only wants to revolutionize the financial industry, it also aims at building a change within the community, by helping investors who do not hail from an urban set-up.

Equity Savings Fund typically invests the total capital in three segments- pure equity, arbitrage and debt funds. Generally, one-third of the total capital in pure equity, one-third in debt funds and the balance in arbitrage funds. However, the composition varies from fund to fund. The equity component can vary from 20-40% approx and depends on the type of mutual fund.

These funds outperform debt funds over taxation and treated as equity funds for taxation. If sold before a year, short term capital gains are taxed at 15% and if sold after a year, no tax is levied on the gains.

Purpose: Invest here for your longer duration to get higher returns than debt funds.

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

Kotak Standard Multicap Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Multi Cap segment and provided 10.24% annualized returns in the last 3 years. In the last 1 year, it gave 0.1% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 0.1% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Equity mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM25,381Cr
1Y Returns0.1%

Kotak Emerging Equity Scheme Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Mid Cap segment and provided 7.19% annualized returns in the last 3 years. In the last 1 year, it gave -4.01% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -4.01% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Equity mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM4,470Cr
1Y Returns-4.0%

Kotak Tax Saver Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in ELSS segment and provided 8.68% annualized returns in the last 3 years. In the last 1 year, it gave -0.14% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -0.14% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹500. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Equity mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt500
AUM896Cr
1Y Returns-0.1%

Kotak Equity Opportunities Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Large & Mid Cap segment and provided 8.57% annualized returns in the last 3 years. In the last 1 year, it gave -0.53% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -0.53% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Equity mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM2,488Cr
1Y Returns-0.5%

Kotak Bluechip Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Large Cap segment and provided 7.73% annualized returns in the last 3 years. In the last 1 year, it gave -1.62% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -1.62% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹1,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Equity mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt1,000
AUM1,309Cr
1Y Returns-1.6%

Kotak India EQ Contra Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Contra segment and provided 11.76% annualized returns in the last 3 years. In the last 1 year, it gave -2.17% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -2.17% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Equity mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM819Cr
1Y Returns-2.2%

Kotak Infrastructure and Economic Reform Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Sectoral/Thematic segment and provided 4.98% annualized returns in the last 3 years. In the last 1 year, it gave -3.12% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -3.12% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Equity mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM341Cr
1Y Returns-3.1%

Kotak Small Cap Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Small Cap segment and provided 4.03% annualized returns in the last 3 years. In the last 1 year, it gave -8.3% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -8.3% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Equity mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM1,144Cr
1Y Returns-8.3%

Mahindra Unnati Emerging Business Yojana Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Diversified segment and provided -100% annualized returns in the last 3 years. In the last 1 year, it gave -7.5% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -7.5% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹1,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Equity mutual fund in India.

Launch Date29 Jan 2018
Min Investment Amt1,000
AUM449Cr
1Y Returns-7.5%

Mahindra Mutual Fund Kar Bachat Yojana Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in ELSS segment and provided -100% annualized returns in the last 3 years. In the last 1 year, it gave -6.51% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -6.51% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹500. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Equity mutual fund in India.

Launch Date17 Oct 2016
Min Investment Amt500
AUM324Cr
1Y Returns-6.5%

Mahindra Mutual Fund Badhat Yojana Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Multi Cap segment and provided -100% annualized returns in the last 3 years. In the last 1 year, it gave -1.84% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -1.84% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹1,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Equity mutual fund in India.

Launch Date10 May 2017
Min Investment Amt1,000
AUM280Cr
1Y Returns-1.8%

Kotak Focused Equity Fund Direct - Growth

Fund Performance: This fund has consistently beaten its benchmark in Multi Cap segment and provided -100% annualized returns in the last 3 years. In the last 1 year, it gave -100% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -100% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹-1. This is one of the best Equity mutual fund in India.

Launch Date15 Jul 2019
Min Investment Amt5,000
AUM0Cr
1Y Returns-100.0%

Why invest with Groww?

— Registered with SEBI, AMFI & BSE

— Paperless sign up on web & app

— Expert recommendations

— ZERO fees !

Sign Up

What does investing in Mahindra Equity Mutual Funds actually mean?

Suppose a mutual fund invests in ten stocks and total current market value of these stocks is 1.1 Crore. Out of this, the AMC deducts say, 0.1 Crore for operating the fund (this is known as the expense ratio). So the net value is 1 crore. Now the AMC will divide this 1 Crore into say, 10,000 parts. These parts are known as units. The cost of one unit is 1Cr/10,000 = Rs. 1000. This is known as the Net Asset Value (NAV) of the mutual fund. Suppose the AMC has set a minimum investment requirement of Rs. 500. Then if you pay Rs. 500, you will get 0.5 units of the fund. Remember that the cost of one unit is the cost when you made the purchase. Suppose after one year, the NAV has fallen to Rs. 700 per unit and you wish to exit the fund (also known as redemption), then you sell your 0.5 units back to the AMC and get 0.5 x Rs. 700 = Rs. 350 back. Yes, you invested Rs. 500 and got back Rs. 350 – a loss of 150 over a year. The point is, that you buy units at current NAV and sell units (fully or partially) at current NAV. This is what investing in mutual fund actually means.

How to invest in Mahindra Mutual Funds on Groww?

One of the best ways to hedge against the small-cap volatility is to adopt a phased approach, also known as Systematic Investment Plan (SIP) approach. We are sure that you must be aware of SIP and its benefits. Buying in small quantity but buying regularly provides you with faster growth. On Groww.in, all transactions to and from AMC is done via BSE. When you decide to invest in a large cap mutual fund of your choice, you choose that mutual fund on the website and click ‘invest’. Following that, you are redirected to the BSE page where you make the payment. BSE then directs your money to the AMC managing your mutual fund. To be assured at your end, you can visit the individual AMC website after the payment. You would be able to see all your purchased units against your folio number.

Investing Articles

Explore all Mutual Funds on Groww

Explore Mutual Funds