BOB Prime Credit Card

The BOB Prime credit card is issued for applicants who can't provide income proof of any sort. That is the major speciality of the card; it is guaranteed over an FD with the Bank. 

Anyone who is above the age of 18 and below 65 years can apply for the Prime card with just a fixed deposit of Rs. 15,000 and more, and there is guaranteed issuance of the card from the Bank. The card also offers guaranteed cash back over all kinds of spending. 

BoB Prime Credit Card.png

Image Source: Bank of Baroda Official website

Highlights of the BOB Prime Credit Card

Suitability

Investments and Cashback

Joining Charges

Rs. 0/-

Annual Charges

Rs. 0/-

Best Feature

The card is guaranteed to be issued upon opening an FD account of Rs. 15,000 and more with the Bank of Baroda

Benefits and Features of BOB Prime Credit Card

The significant benefits of the Prime credit card from Bank of Baroda are listed in detail below:

  1. Guaranteed Card Issue: By opening a Fixed deposit with the Bank of Baroda, the applicant can opt for the credit card, and the card issue will be guaranteed.
  2. Cashbacks: There is a cashback on every usage or spend through the Prime card. You will get one reward point for every Rs. 100 spent on selected Merchant Category Code (MCCs) and two reward points for every Rs. 100 spent on all MCCs.
  3. Lifetime Free Card: The card is free for a lifetime. It does not have any annual charges or joining fees associated with it. 
  4. Fuel Spends Benefits: It also has a 1% surcharge waiver over fuel transactions that range from Rs. 400 to Rs. 5,000. 
  5. Reward Redemptions: The rewards earned through the card can be redeemed as cashback or other benefits.
  6. EMI Options: Transactions over Rs. 2,500 can instantly be converted into an EMI repayment. These EMIs start from 6 months and go all the way to 36 months.
  7. Add-On Credit Cards: The primary cardholder can apply for add-on cards. A maximum of three add-on cards can be availed for either spouse, parents, siblings, or children above 18.
  8. Insurance Cover: There is also a free personal accidental death cover to ensure any financial protection of the family.
  9. Zero Liability of Card: If the card has been lost/stolen and reported, there is zero liability over any fraudulent activity with it.
  10. Interest-Free Facility: It holds an interest-free period of up to 50 days from the transaction date.
  11. Revolving Credit Facility: The users can pay minimum amounts due and finance spending according to their convenience.

Eligibility to Avail of the Bank of Baroda Prime Credit Card

The BoB Prime credit card eligibility criteria is:

Age

18 - 65 years

Residence

Indian

Occupation

Salaried and Self-employed

Documents Required to Apply for BOB Prime Credit Card

The required documents to apply for the Prime card of BoB is:

  • ID Proof: Passport, Aadhaar Card, PAN Card, Voter's ID Card, Photo Credit Card, Driving Licence, Central and State government-issued Photo ID Proof, Defence ID Card, etc.
  • Address Proof: Aadhaar Card, Passport, Ration Card, Bank Account Statement, Telephone Bill, Voter's ID Card, Electricity Bill, Water Bill etc.

How to Apply for the Bank of Baroda Prime Credit Card

Follow the detailed steps listed below to apply for this credit card online or offline:

a) Offline

The offline procedure requires you to walk into the nearest Bank of Baroda branch with the documents mentioned above and Rs. 15,000 for the fixed deposit. 

A representative of the Bank of Baroda will assist you in completing and submitting the credit card application.

b) Online

Step 1: Visit https://www.bobfinancial.com/prime.jsp, and click on the apply now option.

Step 2: Fill in the required columns such as name, DOB, phone number, email ID, and more.

Step 3: Attach the required documents and complete your KYC.

Step 4: Click on proceed and E-sign the application.

Step 5: Now, click on submit.

Once your application is successfully submitted, you will get an acknowledgement. The Bank will get back to you with further updates within a few working days. 

Similar Credit Cards

Card Name

Annual Fee and Best Feature

Axis Bank Insta Easy Credit Card

Rs. 0/-

Earn up to 12 Reward Points for every Rs. 200 spent.

ICICI Instant Platinum Credit Card

Rs. 0/-

Earn up to 2 Payback Points for every Rs. 100 spent.

ⓒ 2016-2024 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 5.5.9
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  GROWWMF |  SBI |  AXIS |  HDFC |  UTI |  NIPPON INDIA |  ICICI PRUDENTIAL |  TATA |  KOTAK |  DSP |  CANARA ROBECO |  SUNDARAM |  MIRAE ASSET |  IDFC |  FRANKLIN TEMPLETON |  PPFAS |  MOTILAL OSWAL |  INVESCO |  EDELWEISS |  ADITYA BIRLA SUN LIFE |  LIC |  HSBC |  NAVI |  QUANTUM |  UNION |  ITI |  MAHINDRA MANULIFE |  360 ONE |  BOI |  TAURUS |  JM FINANCIAL |  PGIM |  SHRIRAM |  BARODA BNP PARIBAS |  QUANT |  WHITEOAK CAPITAL |  TRUST |  SAMCO |  NJ
Notification