The BOB Prime credit card is issued for applicants who can't provide income proof of any sort. That is the major speciality of the card; it is guaranteed over an FD with the Bank.
Anyone who is above the age of 18 and below 65 years can apply for the Prime card with just a fixed deposit of Rs. 15,000 and more, and there is guaranteed issuance of the card from the Bank. The card also offers guaranteed cash back over all kinds of spending.
Image Source: Bank of Baroda Official website
Suitability |
Investments and Cashback |
Joining Charges |
Rs. 0/- |
Annual Charges |
Rs. 0/- |
Best Feature |
The card is guaranteed to be issued upon opening an FD account of Rs. 15,000 and more with the Bank of Baroda |
The significant benefits of the Prime credit card from Bank of Baroda are listed in detail below:
The BoB Prime credit card eligibility criteria is:
Age |
18 - 65 years |
Residence |
Indian |
Occupation |
Salaried and Self-employed |
The required documents to apply for the Prime card of BoB is:
Follow the detailed steps listed below to apply for this credit card online or offline:
a) Offline
The offline procedure requires you to walk into the nearest Bank of Baroda branch with the documents mentioned above and Rs. 15,000 for the fixed deposit.
A representative of the Bank of Baroda will assist you in completing and submitting the credit card application.
b) Online
Step 1: Visit https://www.bobfinancial.com/prime.jsp, and click on the apply now option.
Step 2: Fill in the required columns such as name, DOB, phone number, email ID, and more.
Step 3: Attach the required documents and complete your KYC.
Step 4: Click on proceed and E-sign the application.
Step 5: Now, click on submit.
Once your application is successfully submitted, you will get an acknowledgement. The Bank will get back to you with further updates within a few working days.
Card Name |
Annual Fee and Best Feature |
Axis Bank Insta Easy Credit Card |
Rs. 0/- Earn up to 12 Reward Points for every Rs. 200 spent. |
ICICI Instant Platinum Credit Card |
Rs. 0/- Earn up to 2 Payback Points for every Rs. 100 spent. |