BOB Premier Credit Card

The significant benefits of the Bank of Baroda Premier credit card and the rewards categories of transactions are listed below:

1. Travel and Dining Transactions 

• Earn 5x reward points or ten rewards points on every Rs. 100 that is spent on dining, travel, and international transactions. 
• Complimentary BoB Premier Credit Card lounge access for every quarter calendar visit.

2. Spending Benefits

• Cardholders need to spend over Rs. 10,000 within a period of 60 days and Rs. 1,20,000 in a year for a reversal or waiver of the annual charges applied to the card.

3. Fuel Transaction Benefits

• There is a 1% fuel surcharge waiver at fuel stations across the country on transactions ranging from Rs. 400 to Rs. 5,000. 
• Note: There are no reward points on fuel transactions.

4. Redemption Options

• The users can redeem reward points as cashback and other exciting options.

5. EMI Options

• The transactions over Rs. 2,500 on this credit card can be converted to easy EMIs.

6. Add-On Credit Cards

• The cardholder can get up to 3-lifetime free add-on cards for spouses, siblings, parents, or kids above 18.

7. Zero Liability Over Lost Cards

• The bank instantly ensures zero liability for fraudulent transactions when there is a reported loss or theft of the card.

8. Revolving Credit Option

• The users can pay a minimum amount due and finance spends according to the holder's convenience.

9. Interest-Free Credit Facility

• The cardholder can get up to 50 days of interest-free credit from the date of any purchase made. 

The fees and charges applied over this Premier credit card are as follows:

You can easily apply for the Premier Credit Card in two ways - online and offline, the steps of which are listed below.

a) Offline Method 

Step 1: Visit the nearest Bank of Baroda branch.

Step 2: At the help desk, ask for a credit card application form.

Step 3: Fill out the form with the required documents and submit it at the bank.

The bank will get back to you after processing your application.

b) Online Method

Step 1: Visit https://www.bobfinancial.com/premier-card.jsp

Step 2: Click on “Apply Now”.

Step 3: Fill the form with all your required details.

Step 4: E-sign your application form.

Step 5: Verify your KYC. 

The eligibility to apply for the Premier credit card offered by Bank of Baroda is as follows:

The essential documents required to apply for this credit card from the Bank of Baroda are as follows:

1. ID Proof: PAN Card, Passport, Voter ID or Permanent DL
2. Address Proof: Aadhaar, Voter ID, Passport, DL, Utility Bill or Tax Receipt
3. Income Proof: For salaried - pay slip or bank statement; For self-employed - IT Returns receipt