AU Small Finance Bank Savings Account

AU Small Finance Bank Savings Account provides a wide variety of monetary benefits to meet the financial needs of its customers.

Here, you can discover all of the information on AU Bank's savings account, with features, interest rates, and charges, instructions on how to open an AU Bank savings account online with documentation, and more.

AU Bank Savings Account Interest Rate 2024

Table for AU Bank Interest Rates on Saving Accounts-

AU Bank Savings Account Balance

AU Bank Savings Interest Rate

Rs. 1 lakh

3.50%

Rs. 1 lakh - Rs. 10 lakhs

5.00%

Rs. 10 lakhs - Rs. 25 lakhs

6.00%

Rs. 25 lakhs - Rs. 1 crore

7.00%

Rs. 1 crore - Rs. 10 crores

6.00%

Features of the AU Small Finance Bank Savings Account

  • Keep an average monthly balance of zero.
  • Interest rates range from 3.50% to 7.25%.
  • ATM Cash Withdrawal: AU Bank ATMs accept unlimited debit card transactions, while other banks accept only five transactions.
  • Cheque Leaves Per Year: 25 free leaves per year.
  • Cash transactions are free up to INR 1 lakh per month at any branch; anything above INR 1 lakh costs INR 4/1000.
  • Rupay Platinum Debit Card is a type of debit card.
  • NEFT/RTGS: Free if performed over net banking or video call.
  • IMPS: Whether done over net banking or video call, it is free.
  • Cash Withdrawal: All branches offer free cash withdrawals.

How to Open an AU Bank Saving Account

You can start an AU Bank savings account using any of the following methods-

  • Banking via video
  • Visit your local branch
  • Contact customer service 
  • Make contact with your relationship manager
  • AU 0101 application

Documents Required to Open a Savings Account with AU Small Finance Bank

  • Photograph in passport size
  • In the case of a salary account, employment confirmation certificate, or any other employment certificate from HR (appointment letter, salary slips, etc.)
  • Address proof for NRI accounts includes telephone bills, driving licenses, Aadhar cards, and Indian or overseas address proof
  • Application form duly completed
  • For NRI accounts, proof of identity such as an Aadhaar card, driving license, and Indian or foreign passport is required

Who is Eligible to Open a Savings Account with AU Small Finance Bank?

Any individual or NRI can apply for the AU Small Finance Bank Savings account.

Types of AU Small Finance Bank Savings Accounts

Below mentioned are the several types of Savings Accounts that can be opened with AU Small Finance Bank-

1) AU General Savings Account

This account is a high-interest-bearing account that provides you with a superior banking experience as well as additional perks, making it appropriate for your needs.

2) AU Institution Savings Account

The account provides institutions with a streamlined banking experience. By using this account while running any type of organization, you can pay attention to your savings.

3) AU Bank Salary Account

The AU salary account is intended to provide enhanced benefits to salaried customers who deposit their paychecks into this savings account. It has a high-interest rate and does not need you to keep a minimum average monthly amount.

4) AU Bank Senior Citizen Account

The AU Older Citizen Account is specifically designed to fulfil the demands of senior citizens. You could make the most of your golden years by doing whatever you want with this account.

Senior citizen savings accounts provide several perks, such as higher FD interest rates, privileged amenities, locker rental discounts, free tax consulting services, and so on.

5) AU Bank Kids Account

Teaching children about financial independence is essential in today's world. Children must learn when and how to spend money. Savings habits should be instilled in children from an early age, and they should be taught to respect money.

6) AU Bank Women's Account

The AU Women's Account is intended for women from all walks of life. With the help of this account, women may create a financially secure future for themselves and their loved ones.

7) AU Bank NRI Savings Account

As you migrate, your banking and investing requirements alter. This account makes banking easier for you. A vast range of products and services are available from anywhere in the world.

AU NRI Accounts are classified into two types-

  1. Account NRE (Non-Resident External Savings Account)
  2. Account NRO (Non-Resident Ordinary Savings Account)

8) AU Bank Abhi Savings Account

Everything in today's world is quick. As a result, the AU ABHI savings account allows you to do banking from anywhere. It is an immediate banking solution designed to provide you with quick access to banking.

9) AU Bank Students Savings Account

It is critical to comprehend the importance of money and financial stability because it is a necessary life skill. Students who are working hard to advance in their careers require a savings account to pay for their necessities. This account assists a student in establishing a secure financial future.

10) AU Bank Digital Savings Account

Instant access to this account from anywhere. It provides on-the-go financial services. It is a streamlined method of banking for your specific needs.

11) BSBDA Savings Account

A bank account is essential in today's world. This savings account ensures that it reaches everyone and tries to ensure that everyone has a bank account.

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