To encourage financial independence after retirement, the Government introduced various sponsored pension schemes to help individuals build a retirement corpus. But to avail such pension, individuals need to furnish Life Certificate to the institution that is authorized to disburse pension into their account.
Such a life certificate serves as proof of their existence for receiving a pension. Earlier the process of availing a life certificate or appearing before the pension disbursement agency was lengthy and cumbersome, especially for the old and ailing. To eliminate the hassles that come with pension disbursement, the government of India digitized the entire process through Digital Life Certificate or as known in India Jeevan Pramaan Patra.
Jeevan Pramaan Certificate is the Digital Life Certificate of The Government of India’s Pension Scheme. It is Aadhaar based digital service for pensioners that are supported by the biometric authentication system and is an additional facility of submitting Life Certificates for pensioners. It operates to streamline the process of availing a Life Certificate and make it quick and hassle-free.
Jeevan Pramaan certificate being a digitized initiative eliminates the need for pensioners to be physically present at a certification authority or disbursement agency. It uses the Aadhaar platform to flag off the process of generating the Digital Life Certificate after their authentication process is a success. Since individuals need to provide their biometrics either in the form of fingerprint or iris and avail an authentication, this process is both secure and hassle-free.
Once the authentication is completed, pension disbursing agencies can directly access a pensioner’s Life Certificate at the Life Certificate Repository, where it was initially stored after the completion of the process. Individuals will receive an acknowledgement in the form of an SMS on their mobile number. The SMS would include their Jeevan Pramaan Certificate ID.
Since Jeevan Pramaan Life Certificate is saved in ‘Life Certificate Repository’, both pensioners and their respective pension disbursing agency can access it easily at any point of time from anywhere. Jeevan Pramaan pensioners can also avail the facility to get their life certificate delivered to their pension disbursement agency without any manual intervention. Additionally, they can use the ‘centre locator’ on the Jeevan Pramaan website to locate a centre that is nearest to them.
Individuals are to follow these steps to register for the digital certificate –
On submission, the details offered would be verified by UIDAI and a Jeevan Pramaan ID would be generated post-registration. 3.0
Individuals can enroll for Jeevan Pramaan Certificate by downloading either a Mobile application or a PC application.
As an alternative option, individuals may visit a Jeevan Pramaan centre that is near them and get themselves registered on the spot. Several banks, Government offices and CSCs, serve as Jeevan Pramaan centres. Individuals are required to provide essential information like Aadhaar details, bank name, account number, pension payment order number and registered mobile number.
Step 1: To generate a Jeevan Pramaan Patra online, you must first download the government’s Jeevan Pramaan app. A senior must locate and select the option to register as a new user.
Step 2: Enter your Aadhaar number, name, bank account number, pension payment order (PPO), and other personal information. There is an option that prompts the app to send an OTP.
Step 3: Select the option to have the OTP emailed to your registered mobile number. Enter the OTP, which should be confirmed using Aadhaar.
Step 4: Once the validation is complete, click the submit button to generate a Pramaan ID.
Step 1: Once the Pramaan ID has been generated, the pensioner must connect to the app using another OTP.
Step 2: Select ‘Generate Jeevan Pramaan’ and enter your Aadhaar and mobile numbers.
Step 3: Select the Generate OTP option and enter your OTP. You will also need to input the PPO number, the name of the disbursing agency, your name, and other information.
Step 4: Using the Aadhaar data, authenticate the user’s fingerprint and iris.
Step 5: The Jeevan Pramaan will be displayed on the window, and the pensioner will receive a confirmation SMS to the registered cellphone number.
Individuals who avail pension from the state government, central government or other governmental organization would be benefitted from this digitized facility. The certificate is recognized under the IT Act and eliminates the need to appear before a Pension Disbursement agency to prove their existence.
A pensioner would require several vital documents in order to generate an online digital life certificate or Jeevan Pramaan Patra.
-An Aadhaar number
-A registered and operational mobile phone number
To generate Jeevan Pramaan Patra online, you must first register with the government’s Jeevan Pramaan portal.
Anyone who fulfills the following conditions are eligible to obtain Jeevan Pramaan Patra –
The benefits of Jeevan Pramaan certificate are as follows –
Q1. What is the location of the nearest Citizen Service Center (CSC)?
The following approaches can be used to locate the nearest CSC: Navigate to https://jeevanpramaan.gov.in and select the ‘Locate a Centre’ option. Send an SMS with the text ‘JPL pin code’ to 7738299899.
Q2. Should I give my bank my digital life certificate?
No, you are not required to submit the digital life certificate to a bank, post office, or pension disbursement agency. Your digital life certificate will be stored in the Life Certificate Repository once it has been authorised. It will be automatically forwarded to your pension disbursing agency via the internet.
Q3. What should I do if my digital life certificate is turned down?
If your certificate is rejected, you must contact your pension distribution agency. If you were rejected because you provided incorrect information, it is recommended that you apply for a new Jeevan Pramaan, i.e. Pramaan-ID, with exact information and biometrics.
Q4. Is it necessary for a senior to receive a digital certificate?
No, a digital life certificate is simply another way to submit a life certificate. This procedure is not required.
Q5. How long does the Jeevan Pramaan ID last?
The Jeevan Pramaan ID is not valid indefinitely. The Pension Sanctioning Authority determines the validity period. When the pensioner’s ID expires, he or she must obtain a new Jeevan Pramaan ID.