| Fund Name | Category | Risk | 1Y Returns | Rating | Fund Size(in Cr) | |
|---|---|---|---|---|---|---|
| HDFC Small Cap Fund | Equity | Moderately High | -3.3% | 5star | ₹8,427 | |
| HDFC Top 100 Fund | Equity | Moderately High | 15.5% | 4star | ₹17,912 | |
| HDFC TaxSaver Fund | Equity | Moderately High | 5.0% | 3star | ₹7,514 | |
| HDFC Mid-Cap Opportunities Fund | Equity | Moderately High | -4.4% | 3star | ₹22,599 | |
| HDFC Capital Builder Value Fund | Equity | Moderately High | -1.1% | 3star | ₹4,585 | |
| HDFC Equity Fund | Equity | Moderately High | 15.3% | 3star | ₹23,688 | |
| HDFC Focused 30 Fund | Equity | Moderately High | 4.6% | 2star | ₹495 | |
| HDFC Growth Opportunities Fund | Equity | Moderately High | 6.0% | 2star | ₹1,330 | |
| HDFC Infrastructure Fund | Equity | High | 1.5% | 1star | ₹846 | |
| View All Top 10 Hdfc Mutual Funds |
Launched on the 10th of December, 1999, HDFC Asset Management Company Ltd. is among the most popular fund houses in India. The company offers an extensive range of mutual funds and is home to some of the most trustworthy fund managers who ensure that your hard-earned money is invested in the right schemes. Whether you seek growth funds, income funds, or even retirement funds, HDFC AMC Ltd. has it all.
HDFC Mutual Fund has left no stone unturned to cater to investors from all walks of life. Be it any financial goal – long-term, short-term, retirement, tax-saving and so on – HDFC has that plan for you.
Equity Savings Fund typically invests the total capital in three segments- pure equity, arbitrage and debt funds. Generally, one-third of the total capital in pure equity, one-third in debt funds and the balance in arbitrage funds. However, the composition varies from fund to fund. The equity component can vary from 20-40% approx and depends on the type of mutual fund.
These funds outperform debt funds over taxation and treated as equity funds for taxation. If sold before a year, short term capital gains are taxed at 15% and if sold after a year, no tax is levied on the gains.
Purpose: Invest here for your longer duration to get higher returns than debt funds.
Now let us jump and check about these top 10 mutual fund schemes.
Fund Performance: This fund has consistently beaten its benchmark in Small Cap segment and provided 14.06% annualized returns in the last 3 years. In the last 1 year, it gave -3.31% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -3.31% returns in the last 1 year. Groww rated this fund as 5 Star. This is one of the best Equity mutual fund in India.
Fund Manager: Chirag Setalvad
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 5star |
| AUM | ₹8,427Cr |
| 1Y Returns | -3.3% |
Fund Performance: This fund has consistently beaten its benchmark in Large Cap segment and provided 13.08% annualized returns in the last 3 years. In the last 1 year, it gave 15.49% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 15.49% returns in the last 1 year. Groww rated this fund as 4 Star. This is one of the best Equity mutual fund in India.
Fund Manager: Prashant Jain
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 4star |
| AUM | ₹17,912Cr |
| 1Y Returns | 15.5% |
Fund Performance: This fund has consistently beaten its benchmark in ELSS segment and provided 9.56% annualized returns in the last 3 years. In the last 1 year, it gave 4.97% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 4.97% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Equity mutual fund in India.
Fund Manager: Vinay Kulkarni
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹500 |
| Groww Rating | 3star |
| AUM | ₹7,514Cr |
| 1Y Returns | 5.0% |
Fund Performance: This fund has consistently beaten its benchmark in Mid Cap segment and provided 9.39% annualized returns in the last 3 years. In the last 1 year, it gave -4.4% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -4.4% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Equity mutual fund in India.
Fund Manager: Chirag Setalvad
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 3star |
| AUM | ₹22,599Cr |
| 1Y Returns | -4.4% |
Fund Performance: This fund has consistently beaten its benchmark in Value segment and provided 11.18% annualized returns in the last 3 years. In the last 1 year, it gave -1.05% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -1.05% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Equity mutual fund in India.
Fund Manager: Miten Lathia
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 3star |
| AUM | ₹4,585Cr |
| 1Y Returns | -1.1% |
Fund Performance: This fund has consistently beaten its benchmark in Multi Cap segment and provided 13.05% annualized returns in the last 3 years. In the last 1 year, it gave 15.31% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 15.31% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Equity mutual fund in India.
Fund Manager: Prashant Jain
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 3star |
| AUM | ₹23,688Cr |
| 1Y Returns | 15.3% |
Fund Performance: This fund has consistently beaten its benchmark in Focused segment and provided 8.38% annualized returns in the last 3 years. In the last 1 year, it gave 4.6% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 4.6% returns in the last 1 year. Groww rated this fund as 2 Star. This is one of the best Equity mutual fund in India.
Fund Manager: Vinay Kulkarni
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 2star |
| AUM | ₹495Cr |
| 1Y Returns | 4.6% |
Fund Performance: This fund has consistently beaten its benchmark in Large & Mid Cap segment and provided 7.74% annualized returns in the last 3 years. In the last 1 year, it gave 5.96% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 5.96% returns in the last 1 year. Groww rated this fund as 2 Star. This is one of the best Equity mutual fund in India.
Fund Manager: Vinay Kulkarni
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 2star |
| AUM | ₹1,330Cr |
| 1Y Returns | 6.0% |
Fund Performance: This fund has consistently beaten its benchmark in Sectoral/Thematic segment and provided 1.1% annualized returns in the last 3 years. In the last 1 year, it gave 1.54% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 1.54% returns in the last 1 year. Groww rated this fund as 1 Star. This is one of the best Equity mutual fund in India.
Fund Manager: Srinivas Rao Ravuri
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 1star |
| AUM | ₹846Cr |
| 1Y Returns | 1.5% |
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Suppose a mutual fund invests in ten stocks and total current market value of these stocks is 1.1 Crore. Out of this, the AMC deducts say, 0.1 Crore for operating the fund (this is known as the expense ratio). So the net value is 1 crore. Now the AMC will divide this 1 Crore into say, 10,000 parts. These parts are known as units. The cost of one unit is 1Cr/10,000 = Rs. 1000. This is known as the Net Asset Value (NAV) of the mutual fund. Suppose the AMC has set a minimum investment requirement of Rs. 500. Then if you pay Rs. 500, you will get 0.5 units of the fund. Remember that the cost of one unit is the cost when you made the purchase. Suppose after one year, the NAV has fallen to Rs. 700 per unit and you wish to exit the fund (also known as redemption), then you sell your 0.5 units back to the AMC and get 0.5 x Rs. 700 = Rs. 350 back. Yes, you invested Rs. 500 and got back Rs. 350 – a loss of 150 over a year. The point is, that you buy units at current NAV and sell units (fully or partially) at current NAV. This is what investing in mutual fund actually means.
One of the best ways to hedge against the small-cap volatility is to adopt a phased approach, also known as Systematic Investment Plan (SIP) approach. We are sure that you must be aware of SIP and its benefits. Buying in small quantity but buying regularly provides you with faster growth. On Groww.in, all transactions to and from AMC is done via BSE. When you decide to invest in a large cap mutual fund of your choice, you choose that mutual fund on the website and click ‘invest’. Following that, you are redirected to the BSE page where you make the payment. BSE then directs your money to the AMC managing your mutual fund. To be assured at your end, you can visit the individual AMC website after the payment. You would be able to see all your purchased units against your folio number.
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