Top 10 Hdfc Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
HDFC Medium Term Debt FundDebtModerate10.5%4star1,127
HDFC Short Term Debt Fund DebtModerately Low10.3%4star8,488
HDFC Ultra Short Term FundDebtModerately LowN.A3star6,196
HDFC Money Market FundDebtLow8.9%3star7,807
HDFC Floating Rate Debt FundDebtModerately Low9.0%3star11,436
HDFC Corporate Bond FundDebtModerately Low11.9%3star12,910
HDFC Credit Risk Debt Fund DebtModerate9.6%3star14,688
HDFC Fixed Maturity Plan - February 2017 (37) - 1 - 1170DDebtModerate9.3%3star253
HDFC Fixed Maturity Plan - May 2016 (36) - 1 - 1127DDebtModerate7.3%3star123
HDFC Banking & PSU Debt FundDebtModerate11.7%2star3,403
HDFC Gilt Fund DebtModerate12.3%2star1,271
HDFC Dynamic Debt Fund DebtModerate5.2%2star661
HDFC Income FundDebtModerate11.1%2star606
HDFC Liquid FundDebtLow7.3%2star94,594
HDFC Low DurationDebtModerately Low9.1%2star15,626
View All Top 10 Hdfc Mutual Funds

Best HDFC Debt Mutual Funds

Launched on the 10th of December, 1999, HDFC Asset Management Company Ltd. is among the most popular fund houses in India. The company offers an extensive range of mutual funds and is home to some of the most trustworthy fund managers who ensure that your hard-earned money is invested in the right schemes. Whether you seek growth funds, income funds, or even retirement funds, HDFC AMC Ltd. has it all.

HDFC Mutual Fund has left no stone unturned to cater to investors from all walks of life. Be it any financial goal – long-term, short-term, retirement, tax-saving and so on – HDFC has that plan for you.

If you are saving for very short-term goals like a vacation or buying an automobile, then this category is ideal for gains within one year. It is also an excellent resort to park your money until you decide where to invest or spend next. Returns are taxed as per your income tax slab if sold before three years and have negligible tax post that period.

Purpose: Invest here for your short term goals like a vacation, buying a bike, jewelry or expensive gadget.

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

HDFC Medium Term Debt Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Medium Duration segment and provided 7.88% annualized returns in the last 3 years. In the last 1 year, it gave 10.54% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 10.54% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM1,127Cr
1Y Returns10.5%

HDFC Short Term Debt Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Short Duration segment and provided 7.9% annualized returns in the last 3 years. In the last 1 year, it gave 10.32% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 10.32% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM8,488Cr
1Y Returns10.3%

HDFC Ultra Short Term Fund - Direct - Growth

Fund Performance: This fund has consistently beaten its benchmark in Ultra Short Term segment and provided -100% annualized returns in the last 3 years. In the last 1 year, it gave -100% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -100% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date23 Sep 2018
Min Investment Amt5,000
AUM6,196Cr
1Y Returns-100.0%

HDFC Money Market Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Money Market segment and provided 7.56% annualized returns in the last 3 years. In the last 1 year, it gave 8.88% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 8.88% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date30 Dec 2012
Min Investment Amt5,000
AUM7,807Cr
1Y Returns8.9%

HDFC Floating Rate Debt Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Floater segment and provided 7.76% annualized returns in the last 3 years. In the last 1 year, it gave 9.04% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 9.04% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM11,436Cr
1Y Returns9.0%

HDFC Corporate Bond Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Corporate Bond segment and provided 8.13% annualized returns in the last 3 years. In the last 1 year, it gave 11.86% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 11.86% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM12,910Cr
1Y Returns11.9%

HDFC Credit Risk Debt Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Credit Risk segment and provided 7.83% annualized returns in the last 3 years. In the last 1 year, it gave 9.61% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 9.61% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date24 Mar 2014
Min Investment Amt5,000
AUM14,688Cr
1Y Returns9.6%

HDFC Fixed Maturity Plan 1170 Days February 2017 (1) Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in FMP segment and provided -100% annualized returns in the last 3 years. In the last 1 year, it gave 9.26% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 9.26% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date28 Feb 2017
Min Investment Amt5,000
AUM253Cr
1Y Returns9.3%

HDFC Fixed Maturity Plan 1127 Days May 2016 (1) Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in FMP segment and provided 8.85% annualized returns in the last 3 years. In the last 1 year, it gave 7.32% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 7.32% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date30 May 2016
Min Investment Amt5,000
AUM123Cr
1Y Returns7.3%

HDFC Banking and PSU Debt Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Banking & PSU segment and provided 8.06% annualized returns in the last 3 years. In the last 1 year, it gave 11.68% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 11.68% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date25 Mar 2014
Min Investment Amt5,000
AUM3,403Cr
1Y Returns11.7%

HDFC Gilt Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Gilt segment and provided 6.12% annualized returns in the last 3 years. In the last 1 year, it gave 12.3% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 12.3% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM1,271Cr
1Y Returns12.3%

HDFC Dynamic Debt Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Dynamic segment and provided 4.23% annualized returns in the last 3 years. In the last 1 year, it gave 5.19% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 5.19% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM661Cr
1Y Returns5.2%

HDFC Income Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Medium to Long Duration segment and provided 5.33% annualized returns in the last 3 years. In the last 1 year, it gave 11.13% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 11.13% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM606Cr
1Y Returns11.1%

HDFC Liquid Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Liquid segment and provided 7.01% annualized returns in the last 3 years. In the last 1 year, it gave 7.28% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 7.28% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date30 Dec 2012
Min Investment Amt5,000
AUM94,594Cr
1Y Returns7.3%

HDFC Low Duration Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Low Duration segment and provided 7.84% annualized returns in the last 3 years. In the last 1 year, it gave 9.13% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 9.13% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM15,626Cr
1Y Returns9.1%

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What does investing in HDFC Debt Mutual Funds actually mean?

Suppose a mutual fund invests in ten stocks and total current market value of these stocks is 1.1 Crore. Out of this, the AMC deducts say, 0.1 Crore for operating the fund (this is known as the expense ratio). So the net value is 1 crore. Now the AMC will divide this 1 Crore into say, 10,000 parts. These parts are known as units. The cost of one unit is 1Cr/10,000 = Rs. 1000. This is known as the Net Asset Value (NAV) of the mutual fund. Suppose the AMC has set a minimum investment requirement of Rs. 500. Then if you pay Rs. 500, you will get 0.5 units of the fund. Remember that the cost of one unit is the cost when you made the purchase. Suppose after one year, the NAV has fallen to Rs. 700 per unit and you wish to exit the fund (also known as redemption), then you sell your 0.5 units back to the AMC and get 0.5 x Rs. 700 = Rs. 350 back. Yes, you invested Rs. 500 and got back Rs. 350 – a loss of 150 over a year. The point is, that you buy units at current NAV and sell units (fully or partially) at current NAV. This is what investing in mutual fund actually means.

How to invest in HDFC Mutual Funds on Groww?

One of the best ways to hedge against the small-cap volatility is to adopt a phased approach, also known as Systematic Investment Plan (SIP) approach. We are sure that you must be aware of SIP and its benefits. Buying in small quantity but buying regularly provides you with faster growth. On Groww.in, all transactions to and from AMC is done via BSE. When you decide to invest in a large cap mutual fund of your choice, you choose that mutual fund on the website and click ‘invest’. Following that, you are redirected to the BSE page where you make the payment. BSE then directs your money to the AMC managing your mutual fund. To be assured at your end, you can visit the individual AMC website after the payment. You would be able to see all your purchased units against your folio number.

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