Founded in December 1999, HDFC Mutual Fund is one of the largest mutual fund houses in India. It began as a joint venture between Standard Life Investments Limited (SLI) and Housing Development Finance Corporation (HDFC).
HDFC Mutual Fund offers more than 100 schemes under various categories. These categories comprise equity schemes, hybrid schemes, ETFs, and numerous debt funds, among others.
A debt fund is a type of mutual fund that invests predominantly in fixed-income securities. Debt instruments come with a pre-decided maturity date and rate of interest. Therefore, investors of the best HDFC debt mutual funds receive yields depending upon the interest earned.
The best HDFC debt mutual funds 2023 allocate their assets in a number of money-market and debt instruments. These include commercial papers, corporate bonds, treasury bills, debentures, and government bonds, among several others.
Like any mutual fund investment, investing in debt MFs has its own set of pluses and minuses. On the upside, these funds extend higher liquidity, stable returns, and more flexibility. Furthermore, as they invest in fixed-income avenues, debt funds usually have lower volatility than other categories of mutual funds. Therefore, investment in the best HDFC debt mutual funds is considered less risky.
On the other hand, debt mutual funds deliver lower returns than other aggressive investment tools, such as equity funds.
HDFC Mutual Fund offers more than 5 schemes under its category of debt funds. These schemes include several short- and long-term options under their investment portfolio.
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| Fund Name | Category | Risk | 1Y Returns | Rating | Fund Size(in Cr) |
|---|---|---|---|---|---|
HDFC Small Cap Fund | Equity | Very High | 41.1% | 2 | ₹31,522 |
HDFC Balanced Fund | Hybrid | Moderately High | 8.3% | 4 | ₹20,080 |
HDFC Short Term Debt Fund | Debt | Moderate | 7.9% | 4 | ₹13,080 |
HDFC Mid-Cap Opportunities Fund | Equity | Very High | 53.3% | 4 | ₹70,569 |
HDFC Top 100 Fund | Equity | Very High | 36.0% | 4 | ₹35,435 |
HDFC Index Fund | Other | Very High | 26.7% | 2 | ₹16,592 |
HDFC Balanced Advantage Fund | Hybrid | Very High | 40.1% | 5 | ₹89,903 |
HDFC Liquid Fund | Debt | Moderate | 7.4% | 3 | ₹52,666 |
HDFC Capital Builder Value Fund | Equity | Very High | 46.4% | 2 | ₹7,313 |
HDFC Index Fund | Other | Very High | 23.1% | 2 | ₹7,365 |
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Now let us jump and check about these top 10 mutual fund schemes.
Fund Performance: The HDFC Small Cap Fund has given 26.3% annualized returns in the past three years and 29.95% in the last 5 years. The HDFC Small Cap Fund comes under the Equity category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Small Cap Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹31,522Cr |
| 1Y Returns | 41.1% |
Fund Performance: The HDFC Balanced Fund has given 12.07% annualized returns in the past three years and 19.79% in the last 5 years. The HDFC Balanced Fund comes under the Hybrid category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Balanced Fund via lump sum is ₹5,000 and via SIP is ₹300.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹20,080Cr |
| 1Y Returns | 8.3% |
Fund Performance: The HDFC Short Term Debt Fund has given 6.14% annualized returns in the past three years and 7.28% in the last 5 years. The HDFC Short Term Debt Fund comes under the Debt category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Short Term Debt Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹13,080Cr |
| 1Y Returns | 7.9% |
Fund Performance: The HDFC Mid-Cap Opportunities Fund has given 31.09% annualized returns in the past three years and 30.97% in the last 5 years. The HDFC Mid-Cap Opportunities Fund comes under the Equity category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Mid-Cap Opportunities Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹70,569Cr |
| 1Y Returns | 53.3% |
Fund Performance: The HDFC Top 100 Fund has given 22.97% annualized returns in the past three years and 19.43% in the last 5 years. The HDFC Top 100 Fund comes under the Equity category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Top 100 Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹35,435Cr |
| 1Y Returns | 36.0% |
Fund Performance: The HDFC Index Fund has given 17.23% annualized returns in the past three years and 18% in the last 5 years. The HDFC Index Fund comes under the Other category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Index Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹16,592Cr |
| 1Y Returns | 26.7% |
Fund Performance: The HDFC Balanced Advantage Fund has given 25.4% annualized returns in the past three years and 21.61% in the last 5 years. The HDFC Balanced Advantage Fund comes under the Hybrid category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Balanced Advantage Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹89,903Cr |
| 1Y Returns | 40.1% |
Fund Performance: The HDFC Liquid Fund has given 5.89% annualized returns in the past three years and 5.23% in the last 5 years. The HDFC Liquid Fund comes under the Debt category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Liquid Fund via lump sum is ₹100 and via SIP is ₹1,000.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹52,666Cr |
| 1Y Returns | 7.4% |
Fund Performance: The HDFC Capital Builder Value Fund has given 23.7% annualized returns in the past three years and 22.51% in the last 5 years. The HDFC Capital Builder Value Fund comes under the Equity category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Capital Builder Value Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹7,313Cr |
| 1Y Returns | 46.4% |
Fund Performance: The HDFC Index Fund has given 16.59% annualized returns in the past three years and 17.49% in the last 5 years. The HDFC Index Fund comes under the Other category of HDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in HDFC Index Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹7,365Cr |
| 1Y Returns | 23.1% |
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