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Best BNP Paribas Hybrid Mutual Funds

BNP Paribas Asset Management is a part of the BNP Paribas, one of the major international banking groups with a global network across 30+ countries in Europe, America and Asia. 

They offer around 15 different mutual fund schemes, including equities, debt and the best BNP Paribas hybrid mutual funds. 

Hybrid mutual funds invest in both equities and debt instruments and sometimes money market instruments. A combination of debt and equities offers higher returns than only debt funds, while not being as risky as equity funds. They come in various types to appeal to different risk tolerances and financial objectives. 

BN Paribas Mutual Fund offers around 4 different hybrid mutual funds. 

Hybrid funds provide a balanced portfolio and steady capital appreciation in the long run. The debt portion fortifies them against downturns, while the equities portion gives decent returns. The best BNP Paribas hybrid mutual funds are ideal for a medium-term maturity period of three to five years. 

Hybrid funds usually stick to a fixed mix of stocks and bonds that reflect aggressive with higher equities or conservative with higher fixed-income assets. Aggressive funds have at least 65% of their total assets in equity and equity-related shares. On the other hand, Conservative funds invest 75% to 90% in debt instruments. Balanced funds invest 40% to 60% in either debt or equity-related instruments. 

The best BNP Paribas hybrid mutual funds can come in multiple types like multi-asset allocation funds, arbitrage funds, equity savings funds and dynamic asset allocation funds. 

Taxability

Here are the taxation norms on hybrid mutual funds.

Long-term Capital Gains Tax: Funds with more than 65% assets allocated to equity instruments are treated as equity funds for taxation purposes. LTCG over Rs.1 lakh on equity components have taxes applicable at 10%. Debt-oriented hybrid funds are taxed at a 20% rate after indexation. 

Short-term Capital Gains Tax: The STCG (Short-Term Capital Gains) for equity-oriented funds apply at a rate of 15%. STCG at normal income tax slab applies for debt-oriented funds held for less than three years. 

TDS: No TDS gets charged for capital gains from hybrid mutual funds. 

Factors to Consider Before Investing

Before investing in hybrid mutual funds, investors need to keep certain things in mind. These are:

Expected returns: Hybrid funds do not offer guaranteed returns, which usually depend on the performance of the equity investments. It is important to examine the portfolio of even the best BNP Paribas hybrid mutual fund to get a good understanding of the risks involved. The returns from an aggressive fund will correlate with equity markets, while conservative funds have stable but lower returns. 

Risks involved: Hybrid funds come with fewer risks than equity funds but have less stability than debt funds. The debt instrument portion helps to moderate volatility and creates a steady stream of income that doesn't depend heavily on the market state. If the debt assets are invested in AAA corporate funds and money market instruments, the hybrid fund will generate high interest income in bearish market conditions. 

Financial goals: The best BNP Paribas hybrid mutual funds are preferred by investors with the financial goal of getting decent returns with little risk. Risk-averse investors like retirees might try conservative funds to supplement their income needs. On the other hand, new investors might prefer balanced or aggressive funds to get profits without undue risks.   

Expense ratio: Hybrid funds charge a certain percentage of the investment as a fee for managing the funds. This is called an expense ratio, and it cannot be higher than 2.25% of the total assets as per SEBI regulations. The top BNP Paribas hybrid mutual funds will have low expense ratios as it seriously impacts the fund returns. 

Asset allocation: All hybrid funds typically mix equity and debt classes. Many funds have fixed risk targets, and those will be fulfilled in fixed proportions. The fund manager actively manages which asset category, company stock etc., to invest in and change them according to market conditions. He/she also buys/sells equities and securities to take advantage of changing market conditions. Due to the importance of the fund manager's role, it's a good practice to check their past history and performance.

Time horizon: The best BNP Paribas hybrid mutual funds perform well in a medium time horizon, about 3-5 years. A longer time allows the equity component to make maximum returns in changing market conditions. Medium-term funds are ideal for investors looking for a mixture of modest income, safety and capital appreciation. 

Investors need to research the above factors thoroughly to be able to choose the best BNP Paribas hybrid mutual funds 2021.

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Top 10 Bnp Paribas Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
BNP Paribas Substantial Equity Hybrid FundHybridVery High29.6%5₹731
BNP Paribas Arbitrage FundHybridLow4.6%5₹747
BNP Paribas Multi Cap FundEquityVery High46.3%2₹599
BNP Paribas India Consumption FundEquityVery High36.9%5₹886
BNP Paribas Midcap FundEquityVery High50.0%3₹1,089
BNP Paribas Large Cap FundEquityVery High30.5%5₹1,265
BNP Paribas Focused 25 Equity FundEquityVery High30.6%3₹210
BNP Paribas Long Term Equity FundEquityVery High31.3%3₹557
BNP Paribas Low Duration FundDebtLow to Moderate4.3%3₹325
BNP Paribas Conservative Hybrid FundHybridModerately High10.3%4₹459
BNP Paribas Flexi Debt Plan FundDebtModerate3.1%2₹117
BNP Paribas Short Term FundDebtModerate4.3%3₹379
BNP Paribas Liquid FundDebtLow to Moderate3.4%3₹878
BNP Paribas Liquid FundDebtLow to Moderate3.4%3₹1,195
BNP Paribas Corporate Bond FundDebtModerate3.3%1₹23
View All Top 10 Bnp Paribas Mutual Funds

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

BNP Paribas Substantial Equity Hybrid Fund Direct Growth

Fund Performance: The BNP Paribas Substantial Equity Hybrid Fund has given 19.87% annualized returns in the past three years and null% in the last 5 years. The BNP Paribas Substantial Equity Hybrid Fund belongs to the Hybrid category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Substantial Equity Hybrid Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹731Cr
1Y Returns29.6%

BNP Paribas Arbitrage Fund Direct Growth

Fund Performance: The BNP Paribas Arbitrage Fund has given 5.49% annualized returns in the past three years and null% in the last 5 years. The BNP Paribas Arbitrage Fund belongs to the Hybrid category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Arbitrage Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹747Cr
1Y Returns4.6%

BNP Paribas Multi Cap Fund Direct Growth

Fund Performance: The BNP Paribas Multi Cap Fund has given 21.64% annualized returns in the past three years and 18.17% in the last 5 years. The BNP Paribas Multi Cap Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Multi Cap Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹599Cr
1Y Returns46.3%

BNP Paribas India Consumption Fund Direct Growth

Fund Performance: The BNP Paribas India Consumption Fund has given 23.99% annualized returns in the past three years and null% in the last 5 years. The BNP Paribas India Consumption Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas India Consumption Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹886Cr
1Y Returns36.9%

BNP Paribas Midcap Direct Growth

Fund Performance: The BNP Paribas Midcap Fund has given 25.36% annualized returns in the past three years and 19.06% in the last 5 years. The BNP Paribas Midcap Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Midcap Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹1,089Cr
1Y Returns50.0%

BNP Paribas Large Cap Fund Direct Growth

Fund Performance: The BNP Paribas Large Cap Fund has given 20.02% annualized returns in the past three years and 17.92% in the last 5 years. The BNP Paribas Large Cap Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Large Cap Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹1,265Cr
1Y Returns30.5%

BNP Paribas Focused 25 Equity Fund Direct Growth

Fund Performance: The BNP Paribas Focused 25 Equity Fund has given 18.69% annualized returns in the past three years and null% in the last 5 years. The BNP Paribas Focused 25 Equity Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Focused 25 Equity Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹210Cr
1Y Returns30.6%

BNP Paribas Long Term Equity Direct Growth

Fund Performance: The BNP Paribas Long Term Equity Fund has given 20.04% annualized returns in the past three years and 17.37% in the last 5 years. The BNP Paribas Long Term Equity Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Long Term Equity Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹557Cr
1Y Returns31.3%

BNP Paribas Low Duration Fund Direct Growth

Fund Performance: The BNP Paribas Low Duration Fund has given 6.98% annualized returns in the past three years and 7.01% in the last 5 years. The BNP Paribas Low Duration Fund belongs to the Debt category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Low Duration Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹325Cr
1Y Returns4.3%

BNP Paribas Conservative Hybrid Fund Direct Growth

Fund Performance: The BNP Paribas Conservative Hybrid Fund has given 9.85% annualized returns in the past three years and 8.87% in the last 5 years. The BNP Paribas Conservative Hybrid Fund belongs to the Hybrid category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Conservative Hybrid Fund via lump sum is ₹1,000 and via SIP is ₹300.

Min Investment Amt₹1,000
AUM₹459Cr
1Y Returns10.3%

BNP Paribas Flexi Debt Plan Direct Growth

Fund Performance: The BNP Paribas Flexi Debt Plan Fund has given 7.6% annualized returns in the past three years and 5.95% in the last 5 years. The BNP Paribas Flexi Debt Plan Fund belongs to the Debt category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Flexi Debt Plan Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹117Cr
1Y Returns3.1%

BNP Paribas Short Term Fund Direct Growth

Fund Performance: The BNP Paribas Short Term Fund has given 7.89% annualized returns in the past three years and 7.18% in the last 5 years. The BNP Paribas Short Term Fund belongs to the Debt category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Short Term Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹379Cr
1Y Returns4.3%

BNP Paribas Liquid Fund Direct Growth

Fund Performance: The BNP Paribas Liquid Fund has given 5.14% annualized returns in the past three years and 5.88% in the last 5 years. The BNP Paribas Liquid Fund belongs to the Debt category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Liquid Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹878Cr
1Y Returns3.4%

BNP Paribas Liquid Fund Direct Growth

Fund Performance: The BNP Paribas Liquid Fund has given 4.91% annualized returns in the past three years and 5.78% in the last 5 years. The BNP Paribas Liquid Fund belongs to the Debt category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Liquid Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹1,195Cr
1Y Returns3.4%

BNP Paribas Corporate Bond Fund Direct Growth

Fund Performance: The BNP Paribas Corporate Bond Fund has given 5.18% annualized returns in the past three years and 5.33% in the last 5 years. The BNP Paribas Corporate Bond Fund belongs to the Debt category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in BNP Paribas Corporate Bond Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹23Cr
1Y Returns3.3%

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