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IDBI Credit Risk Fund Direct Growth

Debt
Credit Risk
Moderately High Risk
9.14%
1Y return
+0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Jul 2021₹14.36
Min. SIP Amount₹500
Rating2star
Fund Size₹41.10 Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become 0 (0.00%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.1%-0.4%2.5%5.0%
Category average7.9%1.7%3.6%NA
Rank with in category71413NA
Understand termsinfo

Holdings (11)

NameSectorInstrumentAssets
Punjab National BankFinancialAdditional Tier 1 Bo24.9%
Reserve Bank of India
FinancialT-Bills12.0%
JSW Steel Ltd.MetalsDebenture8.6%
Godrej Properties Ltd.ConstructionZCB8.6%
Power Finance Corporation Ltd.
FinancialNCD7.9%
Hindalco Industries Ltd.MetalsBonds/NCD7.7%
Tata Power Company Ltd.EnergyDebenture7.5%
Godrej Industries Ltd.DiversifiedDebenture7.3%
REC Ltd.FinancialNCD7.2%
Axis Bank Ltd.FinancialAdditional Tier 1 Bo2.5%
See All

Pros and cons

Category: Debt Credit Risk

Pros

  • 1Y Returns are higher than the category average returns

Cons

  • Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
  • 3Y Returns are lower than the category average returns
  • 5Y Returns are lower than the category average returns

Expense ratio, exit load and tax

Expense ratio: 0.62%

Inclusive of GST

Exit load

Exit load of 1% if units in excess of 10% are redeemed within 12 months

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹5,000
Min. for SIP₹500

Fund house & investment objective

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Fund house contact details

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