Name: IDBI Credit Risk Fund Direct Growth
Brand: IDBI Mutual Fund

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IDBI Credit Risk Fund Direct Growth
Debt
Credit Risk
Moderately High Risk
9.14%
1Y return
+0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Jul 2021₹14.36
Min. SIP Amount₹500
Rating2star
Fund Size₹41.10 Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹0 (0.00%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.1%-0.4%2.5%5.0%
Category average7.9%1.7%3.6%NA
Rank with in category71413NA
Understand termsinfo
Holdings (11)NameSectorInstrumentAssets
Punjab National BankFinancialAdditional Tier 1 Bo24.9%
Reserve Bank of India
FinancialT-Bills12.0%
JSW Steel Ltd.MetalsDebenture8.6%
Godrej Properties Ltd.ConstructionZCB8.6%
Power Finance Corporation Ltd.
FinancialNCD7.9%
Hindalco Industries Ltd.MetalsBonds/NCD7.7%
Tata Power Company Ltd.EnergyDebenture7.5%
Godrej Industries Ltd.DiversifiedDebenture7.3%
REC Ltd.FinancialNCD7.2%
Axis Bank Ltd.FinancialAdditional Tier 1 Bo2.5%
See All
Pros and consCategory: Debt Credit Risk
Pros1Y Returns are higher than the category average returns
ConsAsset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
3Y Returns are lower than the category average returns
5Y Returns are lower than the category average returns
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Expense ratio, exit load and taxExpense ratio: 0.62%Inclusive of GST
Exit loadExit load of 1% if units in excess of 10% are redeemed within 12 months
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand termsinfo
Minimum investment amountsMin. for 1st investment₹1,000
Min. for 2nd investment onwards₹5,000
Min. for SIP₹500
Fund managementBhupesh Kalyani
Feb 2017 - Present
View Details
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Education
Mr. Kalyani is a CA, ICWA and CISA.
Experience
Prior to joining IDBI AMC he was with LIC Mutual Fund, Edelweiss Mutual Fund, Tata Mutual Fund and Star Union Dai-ichi life Insurance C.o. Ltd.
Also manages these schemes
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IDBI Short Term Bond Fund IDCW Monthly
IDBI Short Term Bond Fund IDCW Weekly
IDBI Short Term Bond Fund Growth
IDBI Short Term Bond Fund Direct Growth
IDBI Ultra Short Term Fund Direct Growth
IDBI Short Term Bond Fund Direct IDCW Monthly
IDBI Short Term Bond Fund Direct IDCW Weekly
IDBI Ultra Short Term Fund Direct IDCW Daily
IDBI Ultra Short Term Fund Direct IDCW Monthly
IDBI Ultra Short Term Fund Direct IDCW Weekly
IDBI Ultra Short Term Fund Bonus
IDBI Ultra Short Term Fund Direct Bonus
IDBI Credit Risk Fund Direct Growth
IDBI Credit Risk Fund Regular IDCW Quarterly
IDBI Credit Risk Fund Regular Growth
IDBI Credit Risk Fund Direct IDCW Quarterly
IDBI Credit Risk Fund Regular IDCW Yearly
IDBI Credit Risk Fund Direct IDCW Yearly
Fund house & investment objective
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IDBI Mutual Fund
Rank (total assets)#29 in India
Total AUM4,031.93 Cr
Date of Incorporation29 Mar 2010
IDBI Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by IDBI Mutual Fund. This scheme was made available to investors on 29 Mar 2
IDBI Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by IDBI Mutual Fund. This scheme was made available to investors on 29 Mar 2010. Bupesh Kalyani is the Current Fund Manager of IDBI Credit Risk Fund Direct Growth fund.The fund currently has an Asset Under Management(AUM) of ₹4,032 Cr and the Latest NAV as of 28 Jul 2021 is ₹14.36.
The IDBI Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if units in excess of 10% are redeemed within 12 months...Read more
Investment Objective
The Scheme seeks to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bond
The Scheme seeks to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum.
...Read more
Fund benchmarkNIFTY Credit Risk Bond
descriptionScheme Information Document(SID)
Fund house contact details
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Address
5th floor, Mafatlal Centre, Nariman Point Mumbai 400021
Phone
022-6644 2800
Launch Date
29 Mar 2010
E-mail
[email protected]
Website
NA
IDBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
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	1Y	3Y	5Y	All
Fund returns	9.1%	-0.4%	2.5%	5.0%
Category average	7.9%	1.7%	3.6%	NA
Rank with in category	7	14	13	NA

Name	Sector	Instrument	Assets
Punjab National Bank	Financial	Additional Tier 1 Bo	24.9%
Reserve Bank of India	Financial	T-Bills	12.0%
JSW Steel Ltd.	Metals	Debenture	8.6%
Godrej Properties Ltd.	Construction	ZCB	8.6%
Power Finance Corporation Ltd.	Financial	NCD	7.9%
Hindalco Industries Ltd.	Metals	Bonds/NCD	7.7%
Tata Power Company Ltd.	Energy	Debenture	7.5%
Godrej Industries Ltd.	Diversified	Debenture	7.3%
REC Ltd.	Financial	NCD	7.2%
Axis Bank Ltd.	Financial	Additional Tier 1 Bo	2.5%

Min. for 1st investment	₹1,000
Min. for 2nd investment onwards	₹5,000

Rating	2
Fund Size	₹41.10 Cr