Name: IDBI Credit Risk Fund Direct Growth
Brand: IDBI Mutual Fund

Home>Mutual Funds>IDBI Mutual Fund>IDBI Credit Risk Fund Direct Growth

bookmark_border
share
IDBI Credit Risk Fund Direct Growth
Debt
Credit Risk
Moderately High Risk
3.18%
3Y annualised
+0.06% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 14 Oct 2021₹16.03
Min. SIP amount₹500
Rating2star
Fund size₹48.52 Cr
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns18.6%3.2%4.3%6.4%
Category average7.9%1.7%3.6%NA
Rank with in category31412NA
Understand termsinfo
Holdings (11)NameSectorInstrumentAssets
Punjab National Bank
FinancialAdditional Tier 1 Bo24.1%
Reserve Bank of India
FinancialT-Bills11.8%
Godrej Properties Ltd.
ConstructionZCB8.6%
JSW Steel Ltd.
MetalsDebenture8.6%
Tata Motors Ltd.
AutomobileDebenture8.4%
Power Finance Corporation Ltd.
FinancialNCD7.8%
Tata Power Company Ltd.
EnergyDebenture7.4%
Godrej Industries Ltd.
DiversifiedDebenture7.3%
REC Ltd.
FinancialNCD7.2%
Axis Bank Ltd.
FinancialAdditional Tier 1 Bo2.4%
See All
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Nextbillion Technology Pvt. Ltd. (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and consinfo
Category: Debt Credit Risk
thumb_up_altPros
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Lower expense ratio: 0.62%
1Y category rank: 3
thumb_down_altCons
Lower AUM: 48Cr.
Funds with lower AUM tend to have higher expense ratio
Lower alpha: -7.51
The fund has generated returns lower than benchmark - NIFTY Credit Risk Bond Index - in the last 3Y 
Low rating: 2
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Aug 2021 - Present
0.62%
31 Jul 2021 - 31 Aug 2021
0.62%
30 Jun 2021 - 31 Jul 2021
0.62%
31 May 2021 - 30 Jun 2021
0.62%
30 Apr 2021 - 31 May 2021
0.62%
31 Mar 2021 - 30 Apr 2021
0.65%
28 Feb 2021 - 31 Mar 2021
0.62%
31 Jan 2021 - 28 Feb 2021
0.62%
31 Dec 2020 - 31 Jan 2021
0.70%
30 Nov 2020 - 31 Dec 2020
0.70%
31 Oct 2020 - 30 Nov 2020
0.67%
30 Sep 2020 - 31 Oct 2020
0.74%
31 Aug 2020 - 30 Sep 2020
0.67%
31 Jul 2020 - 31 Aug 2020
0.67%
30 Jun 2020 - 31 Jul 2020
0.67%
31 May 2020 - 30 Jun 2020
0.80%
30 Apr 2020 - 31 May 2020
0.80%
31 Mar 2020 - 30 Apr 2020
0.80%
29 Feb 2020 - 31 Mar 2020
0.80%
31 Jan 2020 - 29 Feb 2020
0.80%
30 Nov 2019 - 31 Jan 2020
0.80%
31 Oct 2019 - 30 Nov 2019
0.80%
30 Sep 2019 - 31 Oct 2019
0.78%
31 Aug 2019 - 30 Sep 2019
0.79%
31 Jul 2019 - 31 Aug 2019
0.79%
30 Jun 2019 - 31 Jul 2019
0.79%
31 May 2019 - 30 Jun 2019
0.79%
30 Apr 2019 - 31 May 2019
0.79%
31 Mar 2019 - 30 Apr 2019
0.57%
28 Feb 2019 - 31 Mar 2019
0.26%
31 Jan 2019 - 28 Feb 2019
0.26%
31 Dec 2018 - 31 Jan 2019
0.26%
30 Nov 2018 - 31 Dec 2018
0.26%
31 Oct 2018 - 30 Nov 2018
0.26%
30 Sep 2018 - 31 Oct 2018
0.28%
31 Aug 2018 - 30 Sep 2018
0.28%
31 Jul 2018 - 31 Aug 2018
0.28%
30 Jun 2018 - 31 Jul 2018
0.28%
31 May 2018 - 30 Jun 2018
0.71%
30 Apr 2018 - 31 May 2018
0.73%
31 Mar 2018 - 30 Apr 2018
0.73%
28 Feb 2018 - 31 Mar 2018
0.26%
31 Jan 2018 - 28 Feb 2018
1.59%
31 Dec 2017 - 31 Jan 2018
1.63%
30 Nov 2017 - 31 Dec 2017
1.63%
31 Oct 2017 - 30 Nov 2017
1.62%
Expense ratio, exit load and taxExpense ratio: 0.62%Inclusive of GST
Exit loadExit load of 1% if units in excess of 10% are redeemed within 12 months
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand termsinfo
Check past data
Minimum investment amountsMin. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500
Fund managementBhupesh Kalyani
Feb 2017 - Present
View details
keyboard_arrow_down
Education
Mr. Kalyani is a CA, ICWA and CISA.
Experience
Prior to joining IDBI AMC he was with LIC Mutual Fund, Edelweiss Mutual Fund, Tata Mutual Fund and Star Union Dai-ichi life Insurance C.o. Ltd.
Also manages these schemes
IDBI Ultra Short Term Fund Growth
IDBI Ultra Short Term Fund IDCW Daily
IDBI Ultra Short Term Fund IDCW Weekly
IDBI Ultra Short Term Fund IDCW Monthly
IDBI Short Term Bond Fund IDCW Monthly
IDBI Short Term Bond Fund IDCW Weekly
IDBI Short Term Bond Fund Growth
IDBI Short Term Bond Fund Direct Growth
IDBI Ultra Short Term Fund Direct Growth
IDBI Short Term Bond Fund Direct IDCW Monthly
IDBI Short Term Bond Fund Direct IDCW Weekly
IDBI Ultra Short Term Fund Direct IDCW Daily
IDBI Ultra Short Term Fund Direct IDCW Monthly
IDBI Ultra Short Term Fund Direct IDCW Weekly
IDBI Ultra Short Term Fund Bonus
IDBI Ultra Short Term Fund Direct Bonus
IDBI Credit Risk Fund Direct Growth
IDBI Credit Risk Fund Regular IDCW Quarterly
IDBI Credit Risk Fund Regular Growth
IDBI Credit Risk Fund Direct IDCW Quarterly
IDBI Credit Risk Fund Regular IDCW Yearly
IDBI Credit Risk Fund Direct IDCW Yearly
Fund house & investment objective
keyboard_arrow_down
IDBI Mutual Fund
Rank (total assets)#29 in India
Total AUM4,031.93 Cr
Date of Incorporation29 Mar 2010
IDBI Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by IDBI Mutual Fund. This scheme was made available to investors on 29 Mar 2
IDBI Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by IDBI Mutual Fund. This scheme was made available to investors on 29 Mar 2010. Bupesh Kalyani is the Current Fund Manager of IDBI Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,032 Cr and the Latest NAV as of 14 Oct 2021 is ₹16.03.
The IDBI Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if units in excess of 10% are redeemed within 12 months...Read more
Investment Objective
The Scheme seeks to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bond
The Scheme seeks to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum.
...Read more
Fund benchmarkNIFTY Credit Risk Bond Index
descriptionScheme Information Document(SID)
Fund house contact details
keyboard_arrow_down
Address
5th floor, Mafatlal Centre, Nariman Point Mumbai 400021
Phone
022-6644 2800
Launch Date
29 Mar 2010
E-mail
[email protected]
Website
NA
IDBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
IDBI Credit Risk Fund Direct Growth
VS
Add mutual fund to compare

No.11, 2nd floor, 80 FT Road
4th Block, S.T Bed, Koramangala
Bengaluru – 560034
Contact Us
PRODUCTS
StocksFutures & OptionsMutual FundsFixed DepositUS Stocks
GROWW
About UsPricingBlogMedia & PressCareersHelp and Support
QUICK LINKS
AMC Mutual FundsCalculatorsGlossaryOpen Demat AccountGroww Digest
ⓒ 2016-2021 Groww. All rights reserved, Built with ♥in India

	1Y	3Y	5Y	All
Fund returns	18.6%	3.2%	4.3%	6.4%
Category average	7.9%	1.7%	3.6%	NA
Rank with in category	3	14	12	NA

Name	Sector	Instrument	Assets
Punjab National Bank	Financial	Additional Tier 1 Bo	24.1%
Reserve Bank of India	Financial	T-Bills	11.8%
Godrej Properties Ltd.	Construction	ZCB	8.6%
JSW Steel Ltd.	Metals	Debenture	8.6%
Tata Motors Ltd.	Automobile	Debenture	8.4%
Power Finance Corporation Ltd.	Financial	NCD	7.8%
Tata Power Company Ltd.	Energy	Debenture	7.4%
Godrej Industries Ltd.	Diversified	Debenture	7.3%
REC Ltd.	Financial	NCD	7.2%
Axis Bank Ltd.	Financial	Additional Tier 1 Bo	2.4%

Min. for 1st investment	₹5,000
Min. for 2nd investment onwards	₹1,000

Rating	2
Fund size	₹48.52 Cr